Friday, September 30, 2016

A Dark Side?

                                                 Hey Family How Are You Today?


I was reading this article about there being a dark side to be a frugal/cheapskate and I want you to read it and tell me what you think? Here it is http://www.huffingtonpost.com/entry/the-dark-side-of-frugality_us_57ed7c53e4b07f20daa10580
Do you really think there is such a thing as a dark side when it comes to saving $$$$?
                                                   Have A Great Cheap Cheetah Day!

Sunday, September 25, 2016

Problems

           Hey Family Happy Autumn, How are you today?


Anyone Else have this issue where you desire to be frugal/cheap (not your need to save money but the desire to get the best deal possible) Prevents you from making a simple decisions regarding money?

  Easy, set a time limit on your frugal/cheapskate search. I do the exact same thing as you do and hate it when I purchase something and a week or two later it goes down by $10... not even worth the time for me to wait the week but it still pissed me off.
 
   I've overcome that by setting a time limit on my search. My last purchase was a laptop so I gave myself 2 weeks to find the "best deal" for the specs I wanted. After my time limit is up, I purchase the one I think is best and DON'T look back.


                                                                  Do you do this to??
                                                      Have A Great Cheap Cheetah Day!

Sunday, September 18, 2016

Happy Sunday!

                                 Wishing My Cheap Cheetah Family a Happy & Healthy Day!
                                                             Save That Money!
                                                               Cheap Cheetah!
                                                         

Sunday, September 11, 2016

Frugal Failures

                                            Good Morning Family How Are You Today?

 
Frugal fails?
Where you try to save but ends up costing more...
Every frugal purchase can be a potential pitfall.

Lots of folks spend big bucks on bicycle stuff, thinking they will drive less, and the bike and all its accessories end up gathering dust in the garage. Fail.

Lots of folks "cut the cord" to cable TV service, thinking they will save money, but then wind up spending just as much on Netflx and Hulu and Amazon Prime and so on.

Lots of folks buy bulk foods thinking it will save them money, but as studies show, much of it winds up going to waste for various reasons, so they end up spending more.

Lots of folks buy an electric car thinking it will save them on gasoline bills. But they wind up paying more.

Lots of folks buy rooftop solar panels thinking it will reduce their electric bills. But in the end they save little or no money.

Lots of folks buy insulation for their attic, thinking it will reduce their heating and cooling bills, yet it makes no significant difference.

Lots of folks pour money into home improvements thinking it will increase the value of their home and it never pays off.

Lots of folks buy home fitness equipment, thinking it will allow them to cancel their gym membership, but they never end up doing so, so they lose money.

Lots of people buy home soda makers, thinking it will allow them to buy fewer soft drinks, but it ends up gathering dust and the money is gone. Same with home coffee makers in an attempt to buy fewer Starbucks drinks. The coffee makers gather dust and convenient Starbucks location still gets plenty of business.

Lots of people buy campers, thinking it will allow them to save money on vacations. But the camper gathers rust in the driveway.

Pretty much any time somebody buys something with the plan to save money that requires discontinuing an activity, the activity continues and the gadget ends up gathering dust. Money lost. Fail. Rinse and repeat. The wheels of Materialism keep turning and the road to financial hell is paved with good intentions. A fool and his money are soon parted. There's a sucker born every minute. It's the American Way. 

Have a Great Cheap Cheetah Day!

Tuesday, September 6, 2016

Minimalist

                                             Good Morning Family Happy End Of Summer



What's the difference between being frugal and being a minimalist.

 
Frugality/Cheapskate
is focused on eliminating expenses that are unnecessary.
 
Minimalist is focused on eliminating complexity, especially the complexity that comes from possessing many "things". I always thought of it this way:

Minimalist = structuring your life in such a way that you can get along with the fewest amenities.

Frugal/cheapskate = arranging your spending so as to pay the lowest price to attain the things you need or wish to acquire.

For example, it is frugal to find the lowest priced deal on cellphone service. It is minimalist to live without a cellphone.

Of course, it is counterproductive to be one of those without the other, so most people leaning in that direction strive for a blend of the two enterprises.

                                     So are you a Frugalist/minimalist or cheapskate? 
                                               
                                                Have a great Cheap Cheetah Day!


Thursday, September 1, 2016

September!!

                                Hey Family Wishing you the Best Money Saving Month Ever!
                                                Have a Great Cheap Cheetah Day!