Tuesday, November 29, 2016

Changes

Good Morning My Cheap Cheetah Family! Changes you know that there are only a few weeks left until we can kiss 2016 goodbye and say hello 2017. Have you thought about what your going to do when it comes to your financial life?  I have given mine some thought and the first thing I want to do is clear out all the clutter I have in my house. I want to live a life of no clutter. Second I want to get serious about my finances meaning I need to get really cheap which I must confess I have fallen off the cheapskate wagon this year. I  realized  since I'm not working I need to really consider what it is I want from my life and money.. I always tell you to think outside the book now I must do the same.  That's my 2017 plan what's yours???  Have a Great Cheap Cheetah Day & Save That Money!

Saturday, November 19, 2016

A Cheapskate & Black Friday

                                 Hello My Cheap Cheetah  Family How Are You Today?

                      A cheapskate shops with a list on Black Friday.

Well, actually, a cheapskate always shops with a list.  One of the best ways to save money whenever you shop is to make a list of what you need to buy and stick to the list.  A scrap of paper works just as well as your phone.  Make a note of gift ideas, colors and sizes so you can quickly identify what you need as you shop. Always stay withing Budget.

A cheapskate shops Black Friday with a plan of attack.
You want to save money, that’s a given.  But you also don’t want to waste time chasing the deals.  A cheapskate plans which stores to shop at based on what items are most important to purchase. A Black Friday trip is also planned so that you don’t have to hurry from one end of town to the next.  A cheapskate may even have a parking lot plan for navigating busy parking lots.  A cheapskate knows exactly how much he or she can spend on items during the sales.  A cheapskate knows how to shop safely

A cheapskate shops without leaving home.
A cheapskate – especially a rural dweller like me – can save quite a bit of money, by simply shopping online at home.  A cheapskate will have some great ideas for saving money while  shopping online, including saving money on Amazon.  The best part of shopping online? No crowds.

A cheapskate who goes out to the stores on Black Friday brings a friend.
Carpooling allows to the Black Friday sales allows you to save money on gas.  And bringing a friend or family member can help you both divide and conquer the stores.  If you both have gifts to purchase in Toys and Electronics, one of you can go to each department and get what’s on both of your lists.  Then you can meet up at the checkout.  Having a buddy with you while you shop also keeps you from making a bad impulse buy.  Buddies are also great for helping you keep your sense of humor when dealing with crowds.

A cheapskate shops with a rewards credit card.
Yes, I did just tell you to use plastic! credit cards helps you to save money if you pay the bills in full when they comes.  A rewards credit card will help you earn additional cash back on your purchases.  In addition, most credit cards offer some purchase protections on things like electronics.
A cheapskate shops with coupons and online codes.
A cheapskate rarely pays full price for anything, and that still holds true on Black Friday.  Many stores offer money-saving coupons to be used in stores.  Just look around near the entrances of stores and buy customer service.  And be sure to check their websites.  If you’re the store’s mailing list, you may also get coupons in the mail or in your e-mail.   If you’re shopping online, you can almost always find online coupon codes  to help you save money and score free shipping.  Places like Ebates offers cash back on your purchases, too!

A cheapskate knows when to walk away from a deal.
A cheapskate is good about doing their homework.  They’ve usually researched the products in the Black Friday ads and have an idea of what items are really a bargain and what’s really just junk.   A cheapskate knows how to avoid impulse  shopping

And a true cheapskate might not shop at all on Black Friday.
The best way to save money on Black Friday is not to shop at all!  Spend time with your family and loved ones instead.  Think about other ways you can give meaningful gifts and experiences to your loved ones that won’t cost you much more than your time.  Just because we’re told to “Buy! Buy! Buy!” during the holiday season, doesn’t mean we have to do it.

A true Cheapskate would have purchased all of their holiday gifts, decorations and anything else that they needed during yard sale/flea market/garage sale season and say the heck with the store shopping.

A real Cheapskates plans for next years  2017  gift giving  holidays by  finding ways to make extra money toward it.Putting aside a percentage of their paychecks for it and also  taking advantage of the after holiday sales.
                                              Have A Great Cheap Cheetah Week!

Tuesday, November 15, 2016

Thanksgiving

Good Morning My Cheap Cheetah Family. I would like to know with Thanksgiving coming up real soon. How would you do a frugal/Cheapskate Thanksgiving? I have some ideas. First you would get invited to someones house for dinner that way you save money and don't have to cook. Or you tell your guest to brink a dish and you make the main meats. You got out to dinner in a restaurant that you have a coupon for. Or you prepare the things you already have at home and call it a day. Saving you grocery shopping stress and money. These are my suggestions what's yours???
                                                              Have a Great Cheap Cheetah Day!

Thursday, November 10, 2016

Your Dream

                                Good Morning My Cheap Cheetah Family. How Are You Today?


What is your dream Economic Lifestyle
Great family, great friends.
Own our home.
Retirement funded.
  Enough money to do what we want.
A penthouse in Manhattan and in Tokyo
1. Travel: The ability for my family of 5 to live anywhere in the world when my children are on summer break
Time: I want to work 3 days a week
Give. I'd like to give to charities and research I care about
A well funded and early retirement. Living a comfortable, stress free lifestyle
If you could some how  have  your Economic Lifestyle if you don't already what would it truly be. Mine would be to have excellent health, a Banging Vegas Condo in a high rise building with low maintenance and enough money so I don;t have to worry about money plus can I add some cheap health insurance just in case.  
Have a Great Cheap Cheetah Week!


Tuesday, November 8, 2016

Sometimes You Need Fun.....

video

Hey Cheap Cheetah Family. Sometimes you need some fun in your life without the worry of money. So what do you think of my new hat it was 75% off. You like it right??
                                                       Have A Great Cheap Cheetah Day!

Monday, November 7, 2016

Stupid Spending

                                         Hey Cheap Cheetah Family.How Are You Today?
 

                             What stupid things did you used to spend money on?
I used to get my hair cut about every 5 weeks, so about 10 times a year, for $15 each time. About 10 years ago, I bought my own clipper for $15 and started doing it myself.

I spent money on laser hair removal. Yes $1000 but no more razors and no more waxing at a salon. I did a few areas.

I used to spend about $1330 a year in Starbucks before i go to work about 9 years ago. I then decided to start making my own coffee at home before I go to work (Folger's instant coffee). I saved about $800-$900 annually after switching. Works for me!

I spent too much on delivered pizza when the kids were young and I was working full time. It was so nice to just throw together a salad and open the door for dinner. I could've easily heated up frozen pizzas, they're equally unhealthy but a heck of a lot cheaper

Mind was spending $1400 in 3 months on losing lottery tickets. Now I only spend about $5 when the jackpot is to high to resist. Also I stop going to  my expensive hair dresser and found a cheaper one that does just as good a job as the expensive one and I go less then I did before.

So what's your stupid spending tale?  Have a great Cheap Cheetah Day!
 

Sunday, November 6, 2016

Who Knew this about Suze???

 Hey Cheap Cheetah Family. I just finished watching this about Suze, Who knew she was ripping people off like that and I happen to have liked her... Oh well
                                                             Have A Great Cheap Cheetah Day!

Holiday Money

                           Good Morning My Cheap Cheetah Family. How Are You Today?

Let's talk about making a quick buck for the holidays. We could always use some extra money for the holidays to buy the extra's sides  for the turkey or pay some bills off or even better buy that extra holiday gift for someone. Well here are some suggestion to make a quick buck for the holidays.

1. Mystery Shopping sign up for mystery shopping companies and get to work. Warning mystery shopping companies are paying like $5-15 per shop. But heck pick up a couple of shops and you could make a quick $50 bucks or two in no time.

2. Get a Holiday Job in Retail. Home Depot, Sears. K mart. Lowe's are all hiring for the holidays. Heck you can even get  a job in the supermarket they are always looking for people during Thanksgiving week rush and after that.

3 Tried and True sell some stuff online. Look around and see what you can sell on ebay/amazon or even better open up your own online store and sell your stuff even  after the holidays are over.

4. Look for Surveys  that you can make some money from online. I have been looking myself and most of the surveys I see pay in gift cards. If you're  ok with that then look for surveys that you can take to earn you some gift cards. You know gift cards are like money.

5. Flea Markets/Church Fairs- With the holidays coming churches, school, out door/indoor flea markets set up holiday events. Look in your community paper and see what events you can set a booth up at  at and start selling your stuff. I use to sell at flea markets up until Christmas eve. Made some pretty good money to.

6  Donate- You know you can donate blood  and make money. Just a suggestion.

7. Advertise on Fiverr
If you haven’t heard of this website yet, Fivver is a place where you can buy and sell for just $5 a piece. For example, if you can create nice-looking images, offer a logo or graphic for $5. Likewise, if you’re a good writer, offer a 400-500 article for $5. It might not seem like much, but it’s a great start if you’re looking for extra cash!

8. Sign up for Direct Sales and Hustle
Working a direct sales business, such as Mary Kay, Scentsy, and Pampered Chef, takes a lot of work to become an income-producing business. However, the Holidays are a time when friends and family are thinking about buying gifts, so if you give it your all, you can effectively sell these items to them at a time when they need ideas most!

These are just some suggestion to make a quick buck before the holidays get here. If you have any more suggestion please share them with me I would love to hear them. Have a great Cheap Cheetah Day!

Friday, November 4, 2016

Have You Ever.....

Hey My Cheap Cheetah Family, Have you ever felt like running into the street shouting I am Financially Free and there's not a damn thing that you or any bill collector can do about it!!!
                                 Have A Great Cheap Cheetah Day!

Thursday, November 3, 2016

Loving It!!!



Hello My Cheap Cheetah Family . How are you today? Just wanted to share how good this company is. Especially if your a senor like me and looking for all the discounts I can get because of my age. Did I just call myself a Senior and I am only 50 something!!! Well here's the story I wanted to use this phone service because it was so cheap and I get an AARP discount. I got my first bill today it was $53 bucks. I thought I was getting 45 days free according to the people I spoke to when I signed up for the service. Anyway I talked to someone today about my bill, they not only discounted my bill but put me into a cheaper service. Which will allow me to keep all the bells and whistles on my phone. I love this company. The best part for me is that I am saving $20 bucks because of it. My bills for two phone ( my and my partner have a phone) will be $30 bucks a month. That a $20 buck saving to me each month.  I will be putting that $20 bucks toward my twenty dollar challenge. A  Cheap Cheetah sista love getting a deal or even better getting it free!
                                              Have A Great Cheap Cheetah Day!

Wednesday, November 2, 2016

Best Tip Ever!!!



Hey Cheap Cheetah Family. I feel like giving you Something Special... If you share with me your best money saving tip that you use over the Holiday Season. The best tip will get a  Free Cheap Cheetah Tote Bag so that you can carry around all that great stuff you have saved money on! Get those tips into me before the end of November.  Looking forwards to reading them.
                                            Have a Great Cheap Cheetah Day!

Tuesday, November 1, 2016

Cool Money Quotes



Good Evening Family. I was reading these quotes and it is so true, both of them. So take heed and start turning your financial life around. You will be surprised at what you can accomplish if you set your mind to it. Have a great Cheap Cheetah Day!