Tuesday, June 25, 2019

It Pays!!!

                                                     Hello Family How Are You Today?

For those who live in states that make you pay a 5 cent deposit on your soda, water and juices. It pays to keep these bottles and cans when you finish and return them to get your 5 cents back. I know your saying that it's not worth it. I say Yes it Is!! the reason being you paid the 5 cents  now go get your money back. If you save the bottles and let them accumulate over a period of time that money will add up. As you can see I got $1.40 for my bottle and can returns. You take this money and put it  with the other money you  have for.....

Hey money is money. We are cheapskates/frugal people and we must realized that sometimes it takes works and effort to get where we need to go in life and in our money situations.

                                  Have a Great Cheap Cheetah Day & Save that Money!

Friday, June 21, 2019

Happy Weekend

                                                    Hello family how are you today?

     Just wanted to share a funny with you  today. Wishing you a fun and happy weekend.
     Also think about it don't we say the same thing when it comes to spending money?

                                 Have a Great Cheap Cheetah Day & Save that $$$

Sunday, June 16, 2019

Greedy Factor

Hello Family..

Today on The Cheap Cheetah Money Show I am talking Money In The News The Greedy Factor.
Join me and Let's Talk Saving, Making an Having Fun with Money!

https://anchor.fm/cheapcheetahmoneyshow


                                            Have a Great Cheap Cheetah Day & Save that $$

                                                                        Also 
                                                                        

Saturday, June 15, 2019

Hiring

Hello Family How Are You Today?

Summertime is almost here and it looks like the job market is taking a upswing. The reason I say that is because everywhere I look I see these signs " Were Are Hiring". So there is no excuse for you not to get a part time job  if you need one. Heck I am thinking of getting one. Some of the places I seen with this sign is Home Depot, Lowes, Dunkin Donuts, Mc Donald's, Target, Queens County bank, Chase bank( they are always looking for people), Walmart just to name a few places.

Just look in your local newspaper or online in your area and you will see the jobs. This is a great time for Junior to get a summer job if they are of age.
With an extra job you can use the money to pay down the bills, start an emergency fund, pay for medical expenses,  school expenses, school clothes, repairs that you might need. or even save the money for a nice vacation. There are so many things you can do with extra money.

Just a thought hey we all need some extra now and then and while the opportunity is here why not take advantage of it.

Have a Great Cheap Cheetah Day & Save that $$$  

Tuesday, June 11, 2019

Coins

                
                                                   Hello Family How Are You Today?

Today I am talking  the things you can do with your saved coins. I am also sharing with you what happened at my yard sale this past weekend. Crazy  stuff. So join me and  on 
The Cheap Cheetah Money Show and let's talk Coins. 

                                  https://anchor.fm/cheapcheetahmoneyshow

                                         Have a Great Cheap Cheetah Day & Save that $$$

Monday, June 10, 2019

Rules For Big $$

                                                Hello Family How Are You Today?


Your struggling with the question when is it alright to spend big money on something? Here is a simple rule of thumb to go by.
 
1 - Go very cheap (in price and quality) or go for high quality even if it requires paying for it


2 - Maintain a mix of cheap things and more expensive, higher quality things.

3 - When paying more for something of higher quality, STILL seek out the best deal

4 - Always analyze if a "cheap" item is worth the savings or if it's not worth it; also analyze the expensive, high quality things to see if you'll get your money's worth out of them.

If you have you own personal set of rules for spending big  money would love to hear them.

               
                    Have a Great Cheap Cheetah Day & Save that $$

Friday, June 7, 2019

Happy Friday

 Happy Friday Family..


Just want to say have a great weekend enjoy life, loves and don't spend to much money dong it!

Have a great Cheap Cheetah Week & Save that Money!

Sunday, June 2, 2019

Summertime Cheap

Hello Family How Are You Today?

Today we are talking Summertime Fun on the cheap right here on
 The Cheap Cheetah Money Show

Join me and Let's Talk Money!!!

Wednesday, May 29, 2019

Personal Note


Hello Family How Are You Today?


 On a personal note. You know that I am still doing the dollar a day challenges. Also I have been keeping records of my spending on stuff  daily with my calendar. I do a monthly total. Anyway this month has been spendy for me in that my addictions of playing the lottery and eating cake is costing me big time. For the month of May I spent over $100 playing lotto to win $30 back. In the sweets department I spent over $50 and what did it get me higher numbers in the diabetes department.
What I am saying with all of this is that addiction will cost you in the long run. Yes I am a cheapskate but when it comes to my addictions playing lotto and eating cake I am  Willie Big Spender!

I don't want this to happen to you what has happen to me. Putting money in a money pit that I will never see again. So here's what you gonna do. This includes me to. For the month of June  every time you want to spend money on your addiction don't!! Put that money in a safe place to use for say a vacation,  or to do something fun with it at a later date. You have to say no to addictions and yes to money!

You know that old saying if I knew then what I know now. Well now you know so let's work on fixing the problem and not adding to it. Me included.


                                              Have a Great Cheap Cheetah Day & Save that Money!

Sunday, May 26, 2019

Saving Money Memorial Day Weekend

Hello Family..

Just wanted to share with you some random thoughts and ways you can save money this holiday weekend. Right Here on the Cheap Cheetah Money Show

https://anchor.fm/cheapcheetahmoneyshow


                   Have A Great weekend & Cheap Cheetah Day all while saving that $$$




Thursday, May 23, 2019

Happy Weekend

                              Wishing My Family a Great , Safe & Fun Memorial Day Weekend.
                                     Go out spend a little bit of money and enjoy your life!
                   
                                                               Have a Great Cheap Cheetah Day!

Saturday, May 18, 2019

Tis The Season

Hello family The Season Is Here!!!


No, I am not talking Holiday Season I am talking Yard sale, Flea Market season. This is the season for us cheapskates, frugal people to celebrate all the cheap stuff that people have to offer. this is our holiday season  when it comes to buying stuff for the holidays, wedding, graduations and for ourselves. This is the season where we can find brand new stuff and like brand new for pennies on the dollar. Yes I am excited because this is my season and it should be yours to. So let's go out there and find stuff  with a budget of course and share them right here with me.  Also you can find great stuff to re-sale for a buck or two. So that you can start making  the money you spend on your yard sale items back.
Have a great cheap cheetah day & Save that $$$



How I feel about yard sale season

Wednesday, May 15, 2019

Then & Now

                                                      Hello Family how are you today?

Have you ever hear of that saying I wish I knew then what I know now? Well when it comes to being a frugal/cheapskate and life in general here are some of the things that I wish I knew then.

1.  When I was 18 and the housing market was cheap compared to today. I wish I knew to purchase a house in my neighborhood for around $100,00. That was a lot of money to me . But If I would have convinced my mother  to go half's with me we could have done it. Now housing are selling for $750,000-800,00

2.  Finish my college education. I was getting free money from the government to go to school and stupid me did not finish. I thought I knew it all at 20 and wanted to work instead . Dumb move I could have gotten a better job with higher pay if I had stayed in school.

3. I wished I had learned more from my grandfather who was super cheap and knew how to wheel and deal when it came to getting the best bang for his buck. Plus he knew how to buy stuff  super cheap to make money on.

4.  Not to take care of my so called boyfriends. they cost me a lot of money because I WAS YOUNG AND DUMB. I was buying them clothes, paying their car notes, rent, con ed bills, giving them spending money all in the name of so called love. You know how much money I could have had had I not been foolish.

5. To take advantage of opportunities that came my way when I was younger. Taking a  city test for city jobs were like $10 back in the day . When I started taking test it was $25 to take it the same test.

6.  When I worked two jobs for about 8 years I should  have banked my part-time jobs money and lived on my full-time jobs money. Since  my part-time job's money  was not needed  at the time.   Instead I spent  that money on god knows what.

7. I  wish I knew more about cars  back then because the car dealership saw me coming and ripped me off I paid $10,000 for a used car. Buying it brand new  back then would have cost me $12,000

8. Not spending time with the people who are no longer here because you knew that they would be around forever.

9.   A women I personally  knew  and trusted  urged me to buy her company stock it was selling back then for $11 a share and I worked for a brokerage firm so I could do it easily. Dumb me was to scared to do it. Now the stock is $104 a share.

10. To stay away from the junk food back   it cost me heath wise and money wise in the long run. . I am now  a diabetic and it costing me more money now for medications, doctors visit then the junk food I  purchased and ate back then.

                             That's my wish I knew then what I know now story what's yours?

                                                  Have a great Cheap Cheetah Day & Save that $$$

Thursday, May 9, 2019

Discipline


Hello Family How Are You Today? 

  Discipline

 You see everyone else going, doing ,spending, You want to do that do but.. Ways to find  discipline when it come to saving money.
1.You have to find a motivation that will get you started. After a good start, you begin to thrive on it. After a while, frivolous spending will leave a bad taste in your mouth.

2.  Think about when you were just starting out and the money was tight. You had just enough to cover your basic living expenses if that. Now that your older and making a lot more money. Go back to the mindset of your  younger years when the money was tight and paying for the basic was all you could afford. The rest of the extra money you have put that toward your saving goals, retirement, new car, home, vacation, education, new business.

3. Fear to me is the best motivator and a good way to become discipline  with your saving. Do a what if in your mind, what if I lose my job, my medical insurance is cut off, I lose my home, have an unexpected emergency. Nothing makes you want to save money more then fear. 

4. Set your goals and don't let anything stand in your way. This is where your will  to save will give you the  mindset to move mountains in order to achieve the money goals you have set.

5. I think it helps to know why you buy stuff. It's important to differentiate between 'need' and 'want'. I have watched my friend end up almost homeless because life threw her a curve ball and she didn't expect it. Mind you she had 30 years of living rent free but did not save a dime of her working income or was not motivated to change her money life.  Think about a situation that you know of about a friend, co worker, family member who got caught out there money wise because they were not  disciplined  with their money. Don't you be that person.

 6. Like anything in live you have to put blinders on when it comes to your saving goals, You have to say Heck No I am not spending this money on this crap this money is going toward... Whatever you goals is.

With the economy in tatters it's a good idea to make a plan and commit to paying down your debt and saving money for your goals. 

                                                   Have a Great Cheap Cheetah day & Save that $$

Sunday, May 5, 2019

Mother Day Ideas

Hello Family How Are You Today?

Today  I am talking about great mother Day gifts that you can get on the cheap/frugal. Yes we love our Mom's Grannies and aunties but does that mean it has to cost a fortune to show that love. I say no?
Here are my Mother Days Gift Suggestions Right here on The Cheap Cheetah Money Show


Have a Great A Cheap Cheetah Day & Save that Money!

Friday, May 3, 2019

Friday Funny

  Hello Family, How are you today?

 Just wanted to share a laugh with you Happy Friday 

Have a Great Cheap Cheetah Day & Save that Money!


Wednesday, May 1, 2019

Happy May





                                                          Hello Family, Happy May

                           Wishing you a safe and Happy May. Save that Money & Be happy 

                                                        Have A Great Cheap Cheetah Day!

Sunday, April 28, 2019

Side Hustle Talk


Hello Family  Today It's Side Hustle Talk. I want to share a great side hustle story with you right here at


Have a great Cheap Cheetah Day & Save that Money!

Saturday, April 27, 2019

It's Time!

   
                                                    Hello Family How's Are You Today? 

With May coming up I am excited and you should be to why you might ask? Because it's time to get out and mind the wealth as they say. Yard sale, garage sale, flea market  season is here and it's money making time for a cheapskate like me. I use this season for two things one is clearing out all my junk so that I can sell it in my  own yard sales. So  I can make money on it. I also go to yard sales to see what I can find  to give as holiday gifts  and to sell in my online store. I also  find stuff that I can use like this bagel toaster that I found last year for $3 at a yard sale. I love my toaster.




Did I mention with yard sales and flea markets you get a lot of exercise with all that bending and walking in the hot sun. It's beats a gym any day. So yea this is my months coming up with so much to see I will be in cheapskate heaven!

Have a great Cheap Cheetah Day & Save that Money!
  







Wednesday, April 24, 2019

Like This

               

                                                 Hello Family How Are You Today?

I find Penny Pinching Granny on YouTube and I like that she purchased 21 meals for $10. I wish I could do this but living in an expensive place like New York. I would have to waste to much  money on gas to even come close to spending that amount of money on food. But I like what she stands for and the things that she does on a fixed income. I am learning a few things from her videos.

                                           Have a Great Cheap Cheetah Day & Save that $$$

Sunday, April 21, 2019

Motivation

Hey Family How Are You?


Today I am talking about books that Motivate us to Save.

https://anchor.fm/cheapcheetahmoneyshow


Have A Great Cheap Cheetah Day & Save that Money!!



Happy Holiday



                                                  Hello Family How Are you today?

Just want to say Happy Holiday & Also don't forget Monday is 50% off Easter candy day.

                                          Have A Great Cheap Cheetah Day & Save That Money!.
           

Wednesday, April 17, 2019

Get Rid of It!

                                                                Hello Family.

 Let's talk about the clutter in your life that's stopping your from a free mind. And we all know with a free mind we can make the right financially decisions so that we can be financially free. Let's talk about it right here on so that we can Get Rid Of It!
                                           
                                                      The Cheap Cheetah Money Show 
                                           https://anchor.fm/cheapcheetahmoneyshow
                                         

Sunday, April 7, 2019

Sometimes It's about the Funnies



Hey Family Sometimes it's not about the money it's about the funnies. Have a Great Sunday!

Save that $$$

Wednesday, April 3, 2019

Love To Read


                                              Hello My Family, How Are You Today?

I know I might have ask you this before but books...… What finance book have made an impact on your financial life? For me it was the Millionaire Next Door, Any of the Cheapskate books by Jeff Yeager, The Tightwad  Gazette books, And the Automatic books by Dave Bach. I loved them all. Even thought some of their advice were a bit much. I took what I could use and discarded the rest.

Remember being a frugal/cheapskate is an individual call. What works for me might not work for you. You have to do money saving techniques that you are comfortable with. As long as your saving money who cares how you do it right?

So tell me what money saving books have you read that changed your money life?

                                                          Have a Great Cheap Cheetah Day & Save that $$$

Friday, March 29, 2019

Ellen Meets Powerball Winner and Single Mom Lerynne West

                       

                                                       Hello Family How Are You Today?

I know this has nothing to do with being a frugal/cheapskate. but...…. I just wanted to know would you do this if you won a lot of money? This lady won a large sum in Powerball and then she went on the Ellen show giving her more exposure then I would have thought she needed. With that kind of exposure your opening yourself up to a whole lot of unwanted attention. What ever happen to people doing things quietly? Just my thoughts what do you think?

                                                                     Have a Great Cheap Cheetah Day!
                                                                                 & Save that $$$

Sunday, March 24, 2019

Track Your Spending

Hello Family.

Here is a simple way that I track my spending each month. If you have any Money saving, Making & Having fun  suggestions please share them with me right here on The Cheap Cheetah Money Show.


Saturday, March 23, 2019

Inspiration

                                               Hello  Family How Are You Today?



  Ideas Of What Inspire People to Save $$


 I find that I am much more motivated to save money after I have found a really good deal on something


The challenge of finding new ways to save money. I love it when I discover a new way to save money on something. It's a great feeling.


Having a peace of mind knowing that my house is paid for and my bills are paid.


I put all the money I save towards getting a new car! I


I set goals for myself and as I reach those goals, I'm even more motivated to keep working toward more goals.

I also spend time with other like-minded people and find it encouraging and inspiring.

If I feel the need to splurge, I go to the thrift store to do cheap damages. I have a great time there and just $10 is like a small fortune there.

Nothing beats having solid goals and knowing what I want and working toward those goals though. Any foolish spending is just sabotaging what I KNOW I want.

I feel empowered when I save money in small ways and know that it's the combination of many small ways that allows my family to enjoy other things, as well as saving.



To not have the same financial problems that my parents currently have. Part of my tight finances is helping them out. I don't want to end up having my children face the same problem.

Looking ahead to retirement does more than inspire me


The thoughts of becoming a bag lady inspire me to save more and spend less. I know that I could not make enough to support myself if something happened to my husband.

Watching the savings grow!


Watching our mortgage go down motivates me.

Seeing how in debt my Mother In Law is REALLY motivates me! (that one got hubby on the band wagon too!)


I love owning my house free and clear. Seeing the mortgage go down every month on our land is a big motivator for me.

For me personally the amount of  money I have to spend on my prescription drugs and the high price of living in new York motivated me everyday.


 These are some of the things that inspire people to save. I know you share some of the same motivation. I know I can relate. To some of these myself.  

                                  Have a Great Cheap Cheetah Week & Save that $$$


Saturday, March 16, 2019

Amazing Living Room Remodel Part 1

                            

                                                Hey Family How are you today?

I came across this women's video she did a great job remolding her living room on a tight budget. Her videos are pretty good when it comes to her being a cheapskate. I love the fact that  she got her coach out of the dumpster. Watch and tell me what you think.


                                                         Have a Great Cheap Cheetah Day & Save that $$$

Sunday, March 10, 2019

A Few Dollars

                                                                  Hello Family

Today I am talking about a few dollar in your pocket right here on Anchor. So listen and enjoy.
Also if you have a Money Saving, Making or Having Fun topic you want to talk about contact me and let's talk.
                                                                     

Have a great Cheap Cheetah Day & Save that $$$ 


Saturday, March 9, 2019

Building Wealth Ideas


                                                      Hello Family How Are You Today?


The don't to having fun and still building wealth


1.) Smoking has never appealed to me so that's easy. To save money from not smoking beside a pack of smokes cost darn near $20 a pack in New York.

2.) I take Don't Drink as Don't be an alcoholic. Alcohol in moderation or for special events isn't going to blow the budget if you plan for it. I wouldn't make it a daily or weekly event. If I'm out on the patio and there is a beautiful sunset, I might want a margarita to go with my fajitas. I drink nowadays only when it's free. even then I might have a glass or two of a sweet drink like a toasted almond or a baileys on ice . I likes these drinks  when I can get them free and take the place of me having dessert.

3.) Don't do drugs. That's obvious with the illegal drugs, but don't be a prescription drug junkie either. Medication is fine if needed. Drugs will take a lot of money I know my drugs cost me about $1500 every 3 months. But these are needed. Look at the drugs your taking if you can cut back on the cost and save the money. Then do it without harming yourself.

4.) Don't gamble means don't make it a regular habit. If I go to Vegas every few years and budget $1500 or whatever amount for entertainment, then it's ok to put it in the slot machines. If you're cashing the paycheck and baby won't have shoes, then it's a problem. I  agree with this. To cut back on my gambling I play  free casino games on my iPad. This has help me cut back from going  to my local gambling hole a lot. 

5.) Don't borrow money means don't buy crap you don't need with credit or credit cards. Live within your means. Maybe it means you need to buy a three bedroom house or rent instead of getting the 4000 Mcmansion with five bathrooms that your credit company allowed you to qualify for even though there is a risk you cannot pay it back. Look at all the foreclosures we have had because of this.

6.) I'm not sure about driving 6,000 miles a year. I love  to drive so it isn't a problem for me. It might be something you need to do for your job. Maybe  you just enjoy driving when you take trips instead of flying . but make sure you have a reliable car that's great on gas and it can go the distance with out it costing you a lot of money to do so. Taking about repairs every two weeks. 
There is a quality of life  that we all must enjoy and we can do that and save money all at the same time.  You just have to do the things that are right for you while still living your frugal/cheapskate life.

                               Have a great Cheap Cheetah Day & Save that Money!!! 

Tuesday, March 5, 2019

Happy March!

 Hello  Family  How Are You Today?

Hope that March is treating you well. Here's the thing have you every thought about the desire to save money but you also feel that life is to short and you need to live a little to. That's me all the time needing to find the best bang for my buck. But also wanting to enjoy the fruits of my labor. What's a person to do? This is what I do I set aside a fix amount to save say 10-15% of what I earn and after all my bills are paid then I take the rest and enjoy it.  Life is what you make it and sometimes we need to say to Heck with saving let's spend some of it.  Mind you I did say some of it not all. And this is after all the bills are paid and you have some extra money in the bank for those just in case moments. ( car breaks down, appliances stop working, roof leaks etc.)

Yes I am a cheapskate and love being one but I realize as I get older life is short so living your life and  enjoying it  while  saving is all we can do and that's come from a cheapskate!

                                                      Have a Great Cheap Cheetah day & Save that $$$

Thursday, February 28, 2019

Failure

Hello Family How Are You Today?

I  failed in these last 2 months when it came to saving money. Here's what I am talking about. Since January 2019. I have written  down my expenses on my calendar.  Expenses like lotto spending, food spending, mystery shop working income, coupon saving etc. I have found out in the last 2 months that I am a lotto junkie. I have spend over $250 dollar on a chance at millions in the last 2 months ( Jan/Feb). What have I won from that $250 I spent a whopping $25. So you can say I lost $225. You know what I could have done with that money!!

Also I found out that I am spending way to much on fast food because it's quick and not cheap. But me being lazy and not wanting to make a quick breakfast leads me to McDonalds. Which for the last 2 months on fast food I have spend over $100. Again stupid spending.

I am telling you all of this  because the month of March is around the corner and when you take accountability for your spending and you see where you spend foolishly like I have. Then you tend to has a cheapskate take action on your weakness. Like me I have a weakness for Lotto and fast-food. which will be corrected by March. So that I can use the money for investment in stocks and not a pipe dream and a fat stomach.

Have a great cheap cheetah day & Save that $$$

Sunday, February 24, 2019

Still Love



 Hello Family. Happy Sunday!

I don't care what people say I still love my dollar stores. If you know what your buying and stay away from the junk stuff you will find some good bargains in there.



 Just emptied out my coin jar and I rolled $110 dollar worth of coins. I am happy this money will be put toward my coin investment challenge. Which is all my coins goes toward investing in Kellogg's stock. Hopefully I will make more then I invested in the long run. It was either this or buy lotto tickets with the money which we all know is a losing game.

Have a Great Cheap Cheetah Day & Save that $$$


Saturday, February 23, 2019

How To Live On $3 a Day | One Dollar Meals | Day One |

                      


  Hey Family, How are you today? I was watching this guy and the creative meals he made for $3 a day was interesting. Even though he used a lot of beans and things the meals did look healthy and tasty. He even did  this while living in New York.  which we all know is pricy food wise. So for me  after I watched this  there  is no reason why I need to spend $100 bucks on food when I grocery shop. When this guy did it for $20 bucks. This video has opened my eyes to food shopping.

                                                        Have a great Cheap Cheetah day & Save that $$$

                                                               

Wednesday, February 20, 2019

Relax & Make Money???



                                                  Hello family How are you today?

 Here is a list of ways that you can make $$ while relaxing. Some of these are pretty easy. Some you have to work on a bit.  Tell me what you think?

1. Become a referral source for local businesses.
2. Write a book and get royalties.
3. Create an online course and get paid for it.
4. Make a website and get advertisement revenue.
5. Or make a YouTube video guide.
6. If you already have a website, use referral links.
7. Be in a commercial.
8. Airbnb your unused apartment or room.
9. Sell old books on Amazon.
10. Invest in index funds.
11. Save your money in a high-yield savings account.
12. Use Acorns to invest your spare change.
13. Invest in high-dividend stocks.
14. Get even more cash back with Ebates.
15. Sell your photography to the web.
16. Get cash back on credit cards.
17. Invest in real estate.
18. Build an app.
19. Get paid for watching TV and playing video games.
20. Get paid for browsing the web.
21. Get paid for improving products.

I am sure there are  more things that you can do while relaxing and making money. If I missed any please let me know so I can add it to the list. Also if you don't remember now is  the time to get your Valentines day candy at 50-75% off at your local drug stores. You buy freeze and eat at your leisure or save it to bake with.

 Have a great Cheap Cheetah Day & Save that $$$




Saturday, February 16, 2019

Torn

                                                    


Hello Family How are you? Me I am torn between two loves. One love is that I love being a cheapskate and finding ways to save money. The other love is spending money so that I can travel and enjoy my life the way I am suppose to. What two loves are you torn between? Share your experience with me what are you torn between in your money life?

                                                  Have a great Cheap Cheetah Day & Save that $$$

Tuesday, February 12, 2019

How A Lottery Winner Spent All His Cash In A Year | Blew A Bag

                         


                                            Hello Family. A very good lesson on what not to do if you won a million dollars. Funny and Sad all a the sometime.

                                                        Have a great Cheap Cheetah day & Save that $$$

Sunday, February 10, 2019

Cheapskate Love


 Hello Family, Today I am talking about being a cheapskate while still saying I love you On Valentines Day. Which is this Thursday. Here are some of my suggestions.

                            https://anchor.fm/cheapcheetahmoneyshow

                           Have A Great Cheap Cheetah Day & Save that$$$

Tuesday, February 5, 2019

Something To Think About

 Hello Family Happy Tuesday.
Just wanted you to smile today.

Have a Great Cheap Cheetah Day & Save that $$$

Friday, February 1, 2019

For A Game??

Hello Family How Are you today?

I know some of you know that this Sunday is Super Bowl Sunday. I was wondering what it cost  to attend this sort of event. I looked it up  saw  the prices were crazy for a cheapskate like me.
Here's what I read about what it would cost you to go to the Super Bowl this Sunday


Besides the airfare, hotel and the tickets alone. You could use that money to pay bills, take a mini vacation, put down on a mutual fund. Anything else but a sports game.  The only people I see making money from this is the players, owners and  businesses that people use while attending these games.  

What you can do if you must see the game in cheapskate fashion have a few friends over to watch it on television. Get some light refreshments or better yet tell your friends that everyone bring something and you will supply the drinks  and junk food.
This will make your event fun  without you having to spend so much on it.
Just a thought.

Have a great Cheap Cheetah Day & Save that $$$  

Tuesday, January 29, 2019

I Suck

                                                              Hello Family how are you today?

Well as you know there is only 2 days left  before the first month of the new year is over. I went over my  money calendar today. All I can say is I suck when it came  to my money challenges which was save or make a dollar a day and use coupons to save $$. I know  we are all human and we don't get it right the first time and maybe not even the second time. That's why we keep trying until we get it right and we are comfortable with it but….It still sucks to see that you  spend more then you wanted to for the first month of the new year. For example I didn't mean to do it but I spent over $100 on playing stupid lotto. I thought I could win it ( LOL)
I spend over $80 on lunches out and junk food. What was I thinking . I was not thinking I was being lazy when it came to cooking and I was also feeding my sweet addiction. 
But I did manage to get some paid work this month and my no spending days which I never knew I was doing was pretty good.
So how are your money or life challenges going. I hope better then mine because Mine suck


                                                    Have a Great Cheap Cheetah Day & Save that $$$

                                                      https://anchor.fm/cheapcheetahmoneyshow 

Tuesday, January 22, 2019

Goverment Shut Down


                                                    Hello Family How Are you  Today?

  Today I am talking about my thoughts  about the government shut-down Also things that you can do to  in a  money situation like this. Listen in at 

                                    https://anchor.fm/cheapcheetahmoneyshow

         Please note these are my personal opinions if  I have missed anything please let me know. 

                                                 Have a Great Cheap Cheetah Day & Save that $$

Monday, January 21, 2019

Which One


Hello Family How Are You Today?

 I can honestly say that I have traits from both of these. What about you?

Have a Great Cheap Cheetah Day& Save that $$$

Tuesday, January 15, 2019

Health Insurance

Hello Family How Are you today?


 Well today I am talking about Health Insurance and the expense of it all. Me being a cheapskate and looking into health insurance is a horror movie waiting to be produce. Thank god I don't need it now I am on my partners insurance but when I do the amount that they are quoting for basic health insurance is crazy. For a single person I have been quoted between $450-900 a month for the basic health plan. This is with a deductible of $7000. first. Needless to say this is not including a dental plan which is needed. So what is a frugal cheapskate to do when health care is so expensive?

Some say look in to the Affordable  Care Act plans that the government offers. I have done that and based upon your family size and income. For me the amount that I have to pay is not all that cheap and some of the insurance companies in the plan want you to jump through a lot of hoops before they cover you. To some it's really not that affordable and you have to read the find print and see what the individual  plan covers. 

Try and stay with your employers health care plan as long as possible. You might pay a deductible or co payments but trust me it's cheaper then paying for your health care without the group rate that your employer is receiving.

Health Savings Accounts (HSAs) and Flexible Spending Arrangements (FSAs) are tools designed to manage spending  surrounding your healthcare needs. Both of these tools offer an opportunity to save money in anticipation of future medical expenses,

When you are looking for a health care plan don't forget to shop around, make sure you know what kind of plan you need for yourself and your family.

You can also look for an health insurance agent that will help you through the maze of crazy health plans that won't hurt a cheapskate pocket to much.

When it comes to health insurance sometimes being a cheapskate is not the best ideas, especially when it comes to your health. But I do say shop around and try and get the best bank for your buck. I know I am.

Have a Great Cheap Cheetah Day & Save that $$$