Monday, April 23, 2018

For $20


 Hello family, Just wanted to share this with you. Wow what a difference $20 could make in your food choices. This got me to thinking the next time I want to pay money for fast food I need to walk right out and go to the grocery store because that $20 will go a long way in a grocery store then it will in a fast food joint. 
                                                          Have A Great Cheap Cheetah Day & Save That $$$

Saturday, April 21, 2018

Old Town Of San Diego Tour Part 1



 Visiting the Old Town Of San Diego. One of my many Cheap And I mean Very Cheap Trips that I take.
 Enjoy!

Money Motivation

                                            Hello My Family How Are You Today?

                       Why does money motivate you personally?
Here are some reason's from others.......

Because I have a certain lifestyle I want to live. And you need money to live that lifestyle.
Money is a medium of exchange or tool to get what you want.

 Money provides safety (in some life areas), potentially freedom, and most important to me, OPTIONS. Options in how to live materially, where to go. Even being able to have a lot of adopted pets. It's important to me to give nice amounts to charities that I care about

Money provides safety (in some life areas), potentially freedom, and most important to me, OPTIONS. Options in how to live materially, where to go. Even being able to have a lot of adopted pets. It's important to me to give nice amounts to charities that I care about

Because having money gives you choices that otherwise would be unattainable. It gives peace of mind

 Money doesn't motivate me.

Keeping my bills low + reasonable income = freedom to me.

 For me money motivates me because I don't want to be a slave to some else's dream. I want to live my own dream and do it on my terms and in my own way.

                                                                       What about you?

                                     Have A Great Cheap Cheetah Day & Save That Money!



Tuesday, April 17, 2018

Half Saves $$

                                              Hello Family How Are You Today?

                                       Things you can cut in half to save money?
Laundry Soap - Fill 1/2 the amount suggested.
Dishwasher Detergent - fill 1/2 as suggested
toothpaste, need the size of a small pea, not what is on the commercials or ads in magazines.
2% choc milk - cut in half w/ 1% white.
Napkins - usually 1/2 will do
Ice cream, use a cup or mug rather than dish or bowl
Serving (portion size), decide how much you want, then take 1/2, don't go for a refill
Pastries, cut in half; leftovers for tomorrow.
Vacations - look at your master plan, then evaluate w/ a reality check (especially if driving). If you are gonna be hurrying just to make tracks, consider 1/2 a trip and enjoy yourself.
Oil changes, check your vehicle manual and oil intervals. Most can go longer (It's still a good idea to change each yr BEFORE winter) Synthetics can go up to 20,000 miles using an oil analysis @ 10,000 mi
Lawn mowing, let the neighbors stew for awhile.
Lawn, Plant a BIG (huge) garden
All paper products.
Cut juice/Gatorade with water (it's usually too sweet, anyway).
Toothpaste.
Soap.
Scrub pads, the square ones, you know, pot scrubbers, not like the SOS pads. I buy the industrial size (9x6) and cut those in half. By the way, your local restaurant-supply food outlet has them in a pack of a dozen 9x6 for maybe about three bucks. Smaller ones cost about a buck a piece at the supermarket.
I also mix fruit juice half/half with water.
I splurge and use twist-ties whole. They are too small to twist when you cut them in half. But I save the big ones that come around broccoli, and cut them into shorter pieces.
Instead of buying 81mg aspirin at a nickel or a dime a dose, I buy the big generic aspirins at about a dollar a ton and break them up.
So what do you cut in half to save $$. I cut my toothpaste, soap, shampoo, paper towels and milk.
Have A Great Cheap Cheetah Day & Save that $$

Saturday, April 14, 2018

Thought You Might Like This



 Hello Family, Which one of these is more you when it comes to money. I am more the #1 then #2. But I like them both. What do you think?
                     
                                                            Have A Great Cheap Cheetah Day & Save That $$

Thursday, April 12, 2018

Not On Board

                                            Hello My Family How Are You Today?

Today I want to talk about partners who are not onboard with your fugal/cheapskate ideas and ways. Do you have a partner like this?


 He/She  HATES "cheap" meals. If I make soup from a ham bone, he/she says it's "using leftovers of leftovers." And he/she hates and refuses to eat leftovers.

He/She hates buying anything generic. Everything has to be name brand. And they don't use coupons. They feel coupons usage are for poor people. 

He/ She hates only buys new furniture it has to be name brand from a well known store. No knock off or second hand for him/her. They feel when you buying second hand furniture your buying cheap.

He/She will buy designer clothing or what's in fashion. Always looking down their noises at thrift stores or yard sale stuff. If it's not expensive they will not wear it.

He/She only wants to eat in the fancy expensive restaurants, go on expensive vacations. If they want to go to the movies they always want to go to the Imax theaters when are the most expensive ones.


He/ She hates keeping stuff they think is to old even thought you just purchased it last year and it's still good. They believe if it's not brand new through it out.
If you do what are you doing about it?

Have A Great Cheap Cheetah Day & Save That Money!

                                     

Sunday, April 8, 2018

Real Whopper: Most Expensive Burger



 Hey Family How are you today? I know I like a good Burger But this is a cheapskate nightmare money wize and to much stuff on it. Why would I eat a gold bun?? Crazy right!
What do you think? Have A Great Cheap Cheetah Day! & Save That Money!

Monday, April 2, 2018

Family

                                                 Hello Family How Are You Today?
Well today I want to talk to you on a personal note when it comes to money. Can we really be frugal/cheapskates when it comes to family? I will give you an example of what I am talking about. Yesterday was Easter Sunday and I invited my aunt and her husband to dinner. I had a 15% off coupon for Outback Steak house and I loved their coconut shrimp there so I said what the heck. Well after our meal the check came out to $120. for four people. Normally I would have been upset because this is almost close to the amount of money that I pay for 3 weeks worth of groceries. But when I saw the bill all of my cheapness when out the window because I was treating my favorite aunt and her husband to a great meal and I really enjoy their company. So when it came to her   my cheapness  goes out the window. So my questions to you  is when it comes to family do you let go of your fugal/cheapness for them at certain times?

                                                      Have A Great Cheap Cheetah Day & Save that Money

Sunday, April 1, 2018

Cashing in Coins



  Hello Family this is a good incentive to start saving your coins....
                               Have A Great Cheap Cheetah Day & Save that $$

                     

Thursday, March 29, 2018

Frugal Vs Minimalist


                                                  Hello Family, How are you today? 


                           Frugal vs Minimalist
What's the difference between being frugal and being a minimalist. Some would say...

Frugality is focused on eliminating expenses that are unnecessary.
Minimalist
  is focused on eliminating complexity, especially the complexity that comes from possessing many "things".

Minimalist =  structuring your life in such a way that you can get along with the fewest amenities.

Frugal = arranging your spending so as to pay the lowest price to attain the things you need or wish to acquire.

For example, it is frugal to find the lowest priced deal on cellphone service. It is minimalist to live without a cellphone.

Of course, it is counterproductive to be one of those without the other, so most people leaning in that direction strive for a blend of the two enterprises.

                    What do you think is there a big difference between the two?

                               Have A Great Cheap Cheetah Day & Save That Money!! 

                                             




Tuesday, March 27, 2018

Returns

                                                     Hello Family, How Are You Today?


What Have You Returned That Says You're REALLY Frugal /Cheapskate


 I've been known to return things (for a refund) that don't perform as promised. I don't think my personal return policy has any limits. I once returned some tiles for the floor, a box of screws and a hammer that I had no need for . I had purchased this stuff to do some work on my home and when I finished and did not need these items I returned them a year later to the store. They took the stuff back and gave me a credit.  Here are some things others have returned

 The wrong kind of meatloaf I bought at the store. I feel kind of bad, but I wanted a different kind. Didn't realize they'd have to get rid of it

Bought a new DVD burner and a SATA cable (about $2-3), found out a SATA cable was already included in the DVD burner box, so I returned the SATA cable.


 I bought some disposable aluminum foil type of containers for the turkey for Thanksgiving. I didn't use all of them (I originally bought 3) so I returned 1 of them at the same time I went to the store for my usual weekly grocery run. The container was $3.99 and I had no use for it at home and it would sit there unused for a really long time and I didn't feel just tossing it in the trash was good either.


 I Also remembered that a purchased a cake waited two days and tried to eat it, it was stale so I returned it to the grocery store.

 You must realized that if you purchase something and it's not good or you can not use it and it just sits there or you are throwing it out. Then your wasting money.

                     So what have you returned that say's your Frugal or a cheapskate?  

                                   Have A Great Cheap Cheetah Day & Save That Money!

Sunday, March 25, 2018

Singles

                                                     Hello Family How Are You Today

Being Single and Frugal/Cheapskate
Does frugality interfere with social relationships for a single person? What happens when you ask a girl/guy out for a date, and then say you don't have a car, can he/she come and pick you up? Or do you take him/ her to an unlicensed restaurant, so she can't order drinks, or the 5 o'clock movie to get the early-bird discount.
Or do you just not have a social life, because taking a girl/guy out costs more than you saved with 6 months of coupon clipping. And clipping coupons is a bigger turn-on than any girl you know.
To me this is where you hope that you meet someone that is like minded and has the same value of a dollar as you do. But still know how to have fun even if they don't use coupons to do it.
There are still so many things you can do to impress a date and still keep it cheap/ frugal and sometimes free. You just have to be creative and it has to be fun. What do you think?

Have A Great Cheap Cheetah Day & Save That Money!!!

Thursday, March 22, 2018

What's The Difference??

                                   Hello My Cheap Cheetah  Family. How Are You Today?


The difference between cheap and frugal is whether it has negative impact on someone else.
Ordering chicken instead of lobster? Frugal. Ordering the lobster but not leaving tip? Cheap.
Buying a cheaper gift even though it's not what someone wants? Cheap. Making a gift that has significance? Frugal.
Finding a café that will let you meet there for free: frugal. Not ordering something: cheap.
Do you think this is true when it comes to being cheap versus being frugal. Hey as long as your saving money I don't care what you call yourself. 

                                           Have A Great Cheap Cheetah Day & Save That Money!

Tuesday, March 20, 2018

Money Quote


            Hello My FamilyHow Are You Today?
 Just wanted to share this great Money Quote I found and to tell you Happy Tuesday!
Have A Great Cheap Cheetah Day & Save That Money!
          

Sunday, March 18, 2018

My Dollar A Day Challenge Progress

 

 Hey Family Today I talking to you about My Dollar A Day Progress and my Stupid Tax.
               
                 Have A Great Cheap Cheetah Day & Save That Money

Saturday, March 17, 2018

What To Do with Your Saved Coins



Hello Family. How Are You Today?. These are just some suggestions and some of the things that I do with my saved coins. Have a Great Cheap Cheetah Day & Save That Money!

Thursday, March 15, 2018

How coming clean about financial struggle -- and counseling others -- be...



 Hello Family. Watching this video will having you thinking about your retirement and your money.
Good video. Have a Great Cheap Cheetah Day! & Save that Money!!

Saturday, March 10, 2018

Motivation



                                                 Hey Family How Are you Today?

Sometimes we all need a little motivation to help us along the way. That's why I always pick up a book on cheapskate/frugal living so that I can stay motivated to keep it moving. I know some of these books are not everything that you would do when it comes to living your cheapskate/frugal lifestyle. Some of frugal living cheapskates books do go to the  extreme, but read them take what you can from them and keep it  moving.

I happen to love reading Jeff Yeager books like The Cheapskate Next door and How To Retire Cheapskate Way.  These books are  not only interesting, but they are funny and in some of the stories I can truly say " I do that to". So if you ever need a bit of motivation go to your nearest library and pick up a cheapskate/ frugal living book and get motivated!
                                                   Have A Great Cheap Cheetah Day! & Save That Money!


Wednesday, March 7, 2018

Refunds

                                  Hello My Cheap Cheetah Family How Are You Today?


 Let's Talk
 Tax Refund

1. Eliminate your credit card debt.
Credit card debt doesn’t go away by itself, and if you’re waiting on a pile of cash to fall into your lap, your tax refund can be the answer to your prayers. Even if you don’t receive enough to eliminate your balances completely, your refund can knock your balances down and jump start your pay off efforts. Plus, the less you owe on your credit cards, the higher your FICO score.
If there isn’t enough cash to go around, pay down your credit cards with the highest interest rates first. For credit health, keep balances less than 30% of your credit limit.
2. Replenish your savings account.
Maybe a financial emergency during the year took a chunk of your personal savings. Then again, you may not have a savings account. Of all the smart things to do with your tax refund, saving should be at the top of your list. Some people don’t think about saving until they’re caught in the middle of a financial crisis. Everyone earns differently, and whereas one person can comfortable stash 10% of his pay each month, another person may not have the extra income. Save your tax refund and you’ll build an overnight cushion.
3. Start planning for a house.
With mortgage lenders requiring at least a 5% down payment, you might cancel your plans of buying a house. But don’t let this financial requirement stand in your way. Your tax refund can put you a step closer to ownership. How so?
Let’s say you purchase a $150,000 house. In this case, you’ll need approximately $7,500 for a down payment. With an average tax refund of $2,500, you can realistically achieve  your goal and purchase a home in three years – providing you save your money.
4. Boost your home’s value.
Home maintenance is a beast. If your house needs work, nothing gets the job done faster than free money from the federal government. Use your tax refund to remodel your kitchen, bathrooms, replace the floors or install energy-efficient windows. These upgrades not only improve the appearance and condition of your home, but raise your property value. And with energy-efficient upgrades, you might qualify for additional tax credits on next year’s tax return.
5. Plan you kid’s’ future.
College and cheap are never used in the same sentence. And if it weren’t for student loans, grants and other financial aid, many people wouldn’t attend a college or university. Make good use of your tax refund and start a college fund for your kids. Saving your refund over five or ten years can provide a sizable fund for school and reduce the need for student loans. Deposit this cash in a high-yield savings account and you’ll maximize your savings. These accounts have higher interest rates than your traditional savings account, letting you grow your money faster.
6. Think retirement.
You can never have too much in your retirement account, and if you haven’t planned for retirement, now’s the time to start. There are a couple of ways to approach this. Open an individual retirement account (IRA), or increase contributions to your employee-sponsored 401K. The maximum you can contribute to a traditional IRA for 2013 is $5,500 ($6,500 if you’re 50 and older).If you decide to increase contributions to your 401k, your tax refund can compensate for the difference in income.
7. Invest in your future.
If you’re over your job and ready for a change, using your tax refund to start a business can be the change you need. This money can cover the cost of supplies and advertisements. This is your opportunity to be your own boss and pursue your goals. Then again, perhaps you’re satisfied with being an employee, but you’re looking for ways to increase your salary. Your tax refund can be the edge you need. Take the money and sign up for college classes, seminars or workshops. As you take refresher courses and improve your skills, you’ll be more employable from a company’s standpoint. This can put you ahead of the competition when applying for jobs, and help you find employment faster as a job loss.

Have A Great Cheap Cheetah Day!


Monday, March 5, 2018

Crystal Vanner Living in a MiniVan

 

Hello Family, How Are You Today? Van Living Full-time could you do it? I have been looking at  various videos about people living in their van full-time. They travel and work on the road to make money. I also notice that  most of the people who live in their van or even larger campers are minimalist. If you think about it and if you look at some of the van conversions that people do . I  can see where living in a van and traveling is doable. But you have to have the right mindset for it and the right kind of van. I myself would try it for about a month or two but I know me I would new a steady place to live. I could live in a tiny house no problem.

There are many challenges that comes with traveling in a van but there are also many opportunities to see the world at your own pace. So the questions to you is can you travel , work and live in a van? Before you answer that. Think of all the money your saving by living in a van. From what I keep hearing living in a van the expenses runs about $600-800 depending on what services you need.
Also with the fun there is the stress. But hey living  anywhere you going have stress.
                                             Have A Great Cheap Cheetah Day


Sunday, March 4, 2018

Average Or Wealthy?

  

Hello Family How Are You Today?

I was reading this and I wanted to share  this with you. So what are you Wealthy Or Average?
Have A Great Cheap Cheetah Day & Save That Money!

Thursday, March 1, 2018

How To SAVE MONEY Like A MINIMALIST Tag

Is This Really Living?

Emergency Fund Versus Debt

                                     Hello My Cheap Cheetah Family How Are You Today?

 Emergency fund vs. Debt
I'd maintain a sufficient emergency fund for the portion of your expenses you cannot pay with plastic, which might be rent or might not but most other things you can, and then enough to make the minimum payments for six months assuming you started putting everything on the card and paying the minimum. Essentially plastic becomes your emergency fund if you need it. No reason to have a bunch of money sitting around doing nothing while paying 18% on debt that you already have if you can pay off the debt and use the plastic for your emergency fund. If you can pay off the debt in a reasonable time, I might not bother. If you can qualify for a 0% card and pay the 3%, I'd do that. Happy March 1th
Have A Great Cheap Cheetah Day & Save That Money!

Monday, February 26, 2018

Just A Nickel

                                                  Hello My Family. How Are You Today?

Here's a quick Saving Trick for you Today It's call the Nickel Builder. Begin saving 5 cents on the first day, and increase the amount you set aside by a nickel each day. A dime, then 15 cents and so on for one year. The most you'll put aside is $18.25 on day 365. By then your saving pot will be $3.339.75.
I will go one extra for you how  to get to the 5, 10 and 15 cents.
When you break a dollar keep your change for the Nickel Builder.
Find money on the street, yes people do find money on the street. Keep the money for your Nickel Builder.
Use Coupons save money Keep the money For Your Nickel Builder.
Find Loose money in your washing machine You know what to do with it right. Keep the money for your Nickel Builder.
Return bottles for deposit money . Keep It For Your Nickel Builder
 Return Unwanted Items to the store. Takes the money and save it for....
You can even save the  small wins off your lottery tickets. Sometimes I win $3-4 on them

I am sure you can think of more ways to save a small amount of coins each day.
Have A great Cheap Cheetah Day & Save That Money! 



Friday, February 23, 2018

More Money Quotes

  
                                                      Hey Family How Are You Today?

                          Just wanted to share another good money quote Have a Great Friday
                         I like all of these quotes except the last one. I believe you can be cheap and honest to.
                                  Have A Great Cheap Cheetah Day & Save That Money! 

Tuesday, February 20, 2018

Love this Commercial





I love this E trade Commercial because it makes a point. If you don't plan for your retirement you will be working forever and who wants that? Have A Great Cheap Cheetah Day & Save That Money!

Monday, February 19, 2018

Beauty Tips Cheap

                                              Hello Family How Are You Today?

                                                    Cheap Beauty Tips 

Facial Exfoliator


combine sugar with about a teaspoon of olive oil
scrub face gently, rinse
results are as good as the super-expensive exfoliators
I suggest NOT using the extra-virgin oil, smell is too strong

Fragrances
buy the scented hand cream instead of the perfume, it lasts as long, isn't so overpowering, and much cheaper

Hair Conditioner
 olive oil heat up small amount in the microwave, be careful, just about 10 sec is all you need
distribute on dry hair using a wide-tooth comb put on an old, plastic shower cap, wait about 20-30 min
wash out
leaves hair looking great

Dry Skin
use an aloe vera plant, you can find at farmer's markets, procure sections, or can grow your own'
just cut a small piece, poke it to get the juice out (its like a gel), rub on

Tooth Whitener
Brush with baking soda
So, any more cheap beauty ideas out there?

Have A Great Cheap Cheetah Day & Save That Money!

                                                                        

Friday, February 16, 2018

Frugal/Cheap NFL Players


Hello Family How are You Today? 
I wanted to share with you a very interesting article about some NFL Players. Just because you make a lot of money doesn't mean that you spend a lot. Here's a great story on NFL players and what they do with their money. https://www.bankrate.com/lifestyle/celebrity-money/the-frugal-pro-bowl-6-top-nfl-cheapskates/#slide=1
                         
    I love it. Have a Great Cheap Cheetah Day & Save That Money!

Tuesday, February 13, 2018

Money Quotes



Hello Family How Are You Today?

Just wanted to share with you some great Money Quotes That are very true.

Have A Great Cheap Cheetah Day & Save That Money!

Monday, February 12, 2018

Be Cheap

   
                              Hey Family How Are You Today?

If you look pass the idea that this commercial is selling cheap airlines, hotels etc. The it's Ok to be cheap idea I am loving. What do you think?  Have a Great Cheap Cheetah Day& Save That Money!

Sunday, February 11, 2018

5 Minute Money

                                                       Hello Family How Are you today?

I just wanted to share with you my new Podcast on Spreaker. It's call 5 Minute Money  Listen and tell me what you think. https://www.spreaker.com/show/2707186

                               Thanks Have a Great Cheap Cheetah Day & Save that Money!!

Thursday, February 8, 2018

For Cookies????

                                                 Hello Family How Are You Today?

Let's talk Girl Scout cookies for a minute. I was walking in the mall when I came across a stand with girls selling girl scout cookies. Since I love my thin mints I picked up a box. Might I say that the box was light weight seem like it had about 6 cookies in it. Anyway I looked over the other cookies they had that I might want to buy. I love the peanut butter ones but when I realized that the boxes have gotten way smaller then I remember them to be I passed and only purchased the one box of thin mints but....... When the women said $4 dollars I said for  COOKIES!!! She said yes I wanted to say forget it These cookies were way to expensive for my taste but  I buckled and handed over my $4 dollars.
  My question are  Girls Scout cookies getting way to expensive for the amount of cookies your getting Or is that just the cheapskate in me? 
                                                               Cheap Cheetah Day & Save that Money!

Wednesday, February 7, 2018

Home Protection On The Cheap

                                            
Good Morning Family How are you today. I was reading about a rash of burglaries in my area and I got to thinking how do you protect your home if your a frugal /cheapskate. Here's some suggestions.
The best alarm system out there, of course, is your trusted dog
ADT charging $22 a month for a barebones security package. you can also look into other home protections agencies and see which one best suits you and your price range.
If you are out of the house for prolonged periods of time, then it is your trusted neighbor(s). Tell them you will be gone for a while and have them watch your house for you. In return you do the same for them when the time comes.
Re-enforcing your doors and windows. These are the places that people come in when they break into your home. Make it very, very hard to break through your doors and windows so that they rather just go break into someone else's home. It would be less effort for them
A friend of mine bought "Tend." You get 2 cameras for $100 at Sam's Club. She put one inside watching her front and the other one watching the back door. Any movement and it notifies you (cell phone). You can look at the video right then. It's stored in the cloud for 2 weeks.
Personally I tell my neighbors when I am going to be out of town, I make sure all my windows and doors are secure. I leave nothing of value that a burglar can take. I also have motion sensitive lights outside. So if something moves the lights come on. Most of the houses in my area have this. And I pray.
So how do you keep your home safe on the cheap/frugal.
                                         Have A Great Cheap Cheetah Day & Save That Money!

Saturday, February 3, 2018

Love This

       
Hello My Cheapskate/Frugal Family. I saw this and wanted to share it with you. I love this quote and  no matter what point your at in your life this is so true on so many levels. Have a Great Cheap Cheetah Day & Save That Money!!!

Wednesday, January 31, 2018

Making It Rain

                                         Hello My Cheap Cheetah Family How Are You Today.

Feb 1th will be here in a couple of  soon. My challenges that I am trying to do is not going to well. I was trying to make it rain  dollar bills for the month of January  That didn't happen.
I was trying to find another income source beside  my one line  business. That didn't happen.
Tried to lose 5lbs . didn't happen either. But you know what did happen....

I got  up this morning and I thought of new ways that I could make some money, save some money and enjoy some money. I will be still doing my challenges I just have to put more effort into them then I have dome in the past.  I feel like giving you something.
                                                                  
 

If you can tell me what you did to make , save or have fun with your money the cheapskate/frugal way for the month of February. I will enter your name into a  free giveaway for this cool cheap cheetah  hat. The winner will be announces Feb 28th.

Have A Great Cheap Cheetah Day & Dave That Money!

Friday, January 26, 2018

SMART

                                     Hello My Cheap Cheetah Family How Are You Today?

At the grocery store. Be SMART

S Skip the cart and select a basket

M Make a list and avoid spontaneous purchase
A Arrange your pantry and refrigerator in an organized way so you can determine food purchases.
R Research coupon inserts, savings websites and coupon sites to find coupons on items that you need.
T Take your coupon book with you just in case you find a hidden deal but do not buy items just because you have a coupon.
Saw this somewhere and I wanted to share this great way to save money on your food bill.
Have a great Cheap Cheetah Day & Save that Money!


Read more here: http://www.charlotteobserver.com/living/health-family/moms/moms-columns-blogs/deal-diva/article83429047.html#storylink=cpy

Tuesday, January 23, 2018

Cheapskates & Pets

                                    Hello My Cheap Cheetah Family How Are You Today?

Let's talk about Pets. Are you frugal/cheap with you four legged friends. Since at the moment I have no pets I could only tell you what I would do if I had one being a cheapskate and all.

 First I would make sure that I had a saving account for my pet, that way if it got sick then money would be in their account to cover the cost. The money for this count would come from either a percentage of my paycheck. A small percentage, Or I would earmark money from saving my coins or doing without something so that I would have the money to fund my pet account.

Second thing I would do would be to look for every pet coupons or look for free giveaways'/samples from pet food companies . Nothing like free or money off because pet food can be pricey. Some people cook for their pets they find it cheaper , healthier and they know what's in their pet food.

For the pet's toys I would  shop yard sales/flea market. On my yard sale adventures I have seen a few pet cages, bed and toys cheap. I once saw a nice coffee table that was actually a pet cage made out of  maple wood. If I had a dog I would have gotten it.

Grooming your pet. I would get it done professionally but at a discount and with coupons. To bad they don't have a pet grooming place like they do beauty shop where the groomers  are in training and the services are cheaper then a normal grooming place. You can also look in to PetSmart and other pet retail shops to see if they offer discount grooming days.

If you pet is sick and have to go to the vet, Shop around for a  good vet that's really knows how to treat  pets. Also ask when they have discount days. Some shelters can put you in touch with good vets. Also look into dog shelters some of them offer cheap days when you can get your pet sprayed and natured  cheap .

For other items that you might need for your pet like registration, medications, etc. you can also look on line. I have found when people no longer have pets that they offer their pet supplies cheap.

 Most importantly love your pets treat them like family and they will give you love forever!

                                                 Have A Great Cheap Cheetah Day!