Monday, October 16, 2017

Marvel Studios' Black Panther - Official Trailer



                           



 Hey My Cheap Cheetah Family I might have to spend some $$ to see this in the Movie Theater. It looks to good to watch on my regular TV when it comes to DVD. What do you think? Have a great Cheap Cheetah Day & Save that Money!!!

Thursday, October 12, 2017

Halloween On The Cheap

                                             Hello Family. How Are You Today?

Halloween On The Cheap, This show might be last years but the ideas and the principals are still the same. Saving that money!    http://www.blogtalkradio.com/cheap-cheetah/2016/10/24/halloween-on-the-cheap

Pain Points

                             Good Morning My Cheap Cheetah Family How Are You Today?

What are your biggest pain points with personal finance?
What problems do you have that you wish someone would solve?
Some of mine are:
- Figuring out how to invest my money and how much to save
- Figuring out what to put into retirement savings (e.g. 401k)
- Setting up a budget and adhering to it.
-Going cheap on things that I need to spend a little bit of money on ( good shoes,my health,medications,home repairs)
Share with me what your find the most pain when it come to your finances.
Have a great Cheap Cheetah Day!


Saturday, October 7, 2017

Eye Glasses

                                              Hello Family How Are You Today?

Here's a questions for you being a cheapskate/frugal person how are you dealing with glasses. I ask because I had to get new glasses. My old ones have lasted me about 9 years and I need new lenses. I wanted to put them in my old frames but if my old frames break I am lost. I need my glasses to see with for everything. I went to an eye glass place ( I used him before) and they wanted to charge me $350 bucks for new lenses and frames. I would  still be keeping my old glasses for a back up pair.   I just wanted to know how do you deal with getting new glasses without it costing you arm, leg and thigh? With what it's costing me I might need to take out a loan from a bank.
                                                  Have A Great Cheap Cheetah Week!

Monday, October 2, 2017

October Challenges




Good Morning Family. Anybody doing any money challenges for October. As you know I am still doing my $1 a day challenge and my saved coins for investment challenge that I started over the summer. So far I manged to but $25 toward my investment for October and I have saved about $5 in my $1 challenge. Ok, so I am a little slow at this stuff but I am trying. So what are your money challenges for October? Have A Great Cheap Cheetah Day & Save That Money!!!

Sunday, September 24, 2017

Making Money Ain't Eazy

                                                    Hello Family How Are You Today?

I have to confess making a dollar a day ain't eazy.  For the people working yes you can make that extra dollar by working overtime  at your job . Or just taking it from the paycheck that you have already earned. But what about if your not working? Like me I am not working and to tell you the truth working even part- time is not an option for me right now. But I still need to make a dollar a day so that I can use it to keep my radio show going. They charge you now use to be free. So what I have done so far is this. I returned my bottles for the 5 cent deposit.  Which netted me about 65 cents. I don't really drink soda so the  5 cent return will only help me but so much.
I have done mystery shopping but the jobs are far and few between. Plus they are paying so little now it cost me more in gas then it does to do the job.

I have looked for loose coins on the street, Not much luck there.
I have tried selling stuff on line, got some decent sales but more look loos then anything.
I don't do surveys online because they give you gift cards  after you completed like 1 million surveys for them. Needless to say the surveys are 30-50 minutes each.
I have tried  collecting my coins, You know I showed you what I do with my coins,.I am using them to invest with. That's a better option for me.
I have used coupons well tried but I keep forgetting them at home. Besides the coupons I get are not for the products I use.
I  had a yardsale make some $$ on that but I gave a lot of stuff away for free. I just wanted to get rid of it.
So there you have it I have tried to make a dollar a day and it ain't easy. What would you do?
                               Have a great Cheap Cheetah Day & Save that Money!

Friday, September 22, 2017

Volunteering For Stuff


Hello Family, Here's my confession but let's keep it between us ok. I volunteered Wednesday for We Day. Which is an organization that promotes doing great things for your community and others. This is an event geared toward children which is great. The event  took place in  New York . They had  speakers  like Whoopi Goldberg, Chelsea Clinton,  Olympic Gold Medalist,  The Prime Minster of Canada, you get the idea they had people.  I volunteered because it was a good cause and..... I was getting free food breakfast, lunch and dinner plus I was seeing a show for free.  I thought I would be getting a gift bag to take home after the event . All for free..

What I got was a breakfast that consisted of  a apple, granola bar, coffee or juice and that's it. Lunch was Vegan or a boxed lunch of something wrapped in avocados. I hate avocados. Dinner if you want to call it that was pizza hut. I got a  tee shirt for free. Which by the way we had to wear for this event. No gift bags were given to the volunteers. I did see a free show which was ok.  Which really the show was about people encouraging our children to make a difference.

When you volunteer do it from your heart and that's what I tried to do. But for me this one was all about what I can get for free. But you know the jokes  on me because I spent $40 bucks traveling back and forth to the event and came out with much less that I expected. Hey I didn't even get a feeling of personal satisfaction that ones gets from volunteering with this event. At least if I would have gotten that feeling I would have been a satisfied. 

                                                   Have A Great Cheap Cheetah Day

Wasting Money!

                                               Good Morning Family How Are You Today?


Have you ever got mad at yourself for unnecessary spending. For example I got a speeding ticket a couple years ago. It was my fault thought I was driving in the Indy500. Ticket was $150. Another example I forgot to pay a bill and the next time the bill came in  I was charge a late fee. Last one I spend extra money on my cell phone service not knowing that if I asked for the AARP discount it would have cost me much less. These are some of my examples of unnecessary spending what are yours??

Tuesday, September 12, 2017

Don't Forget Your Coins


                                 Hey My Cheap Cheetah Family How Are You Today?

Just a little reminder don't forget to save your coins and to roll them when you have a bucket full. I just finished rolling mine and I saved $40 bucks in coins. I now have some $$ to spend for the holidays, put toward my upcoming vacation or go out to a nice meal. What I really plan to do with this money is put it toward my Kellogg stock that I am investing in.  You remember I am using coins to invest in stock. Money that you don't really see could go toward something great in your future. Just a thought. Have A Great Cheap Cheetah Day and Save That Money!!!

Sunday, September 10, 2017

I Hate When People Lie

                                    Hello My Cheap Cheetah Family How Are You Tonight?

I hate when people lie.Here's the story I am going away in a couple of weeks and one of my stops is Vegas. I love Vegas. I got this flier in the mail that said this.
 I happen to like Tuscany Casino I play there when I get a chance. It's a small and cute hotel. Plus they have my 25 cent machine that I like to play.Well anyway I got this great deal. So I booked my room for Saturday which was $225. Yep I said $225 and Sunday thru Thursday I was paying $35 a night. Nice right. Wrong!!! I happen to be reading something and on a message board it said that this hotel charges you a resort fee of $25 a night, but they don't tell you that until you get there. Now to me that's sneaky. So my 30 a night room is really $55. No thanks. I got a better room at Ballys  Las Vegas for just their resort fee of $35 a night. ( got 4 complimentary night paying. I have to pay  $200 for Sat/Sunday night). I hate when people are sneaky about the price they charge for stuff. Beside this hotel got mixed reviews. So I will stay at Ballys and see what they are doing.
My first choice was Caesars Las Vegas but they are charging $650 for Sunday, $620 Monday and so.
But I will be using this
Hey I love to get free slot play, almost free tickets and food credit. I might not be staying at Tucany but I will be using the heck out of their offers. Hey I am a cheap cheetah what do you expect!.
                                           Have a great Cheap Cheetah Day & Save that $$$

Thursday, August 31, 2017

My Podcast

                                    Hello My Cheap Cheetah Family, How Are you today?

I miss my podcast show. I was thinking about doing some new shows, but I feel the price on blogtalk is kinda expensive, They are asking $12.99 a month. I am not sure if it's worth it. I mean I love doing my shows but financially it can get pricey. I liked when they offered it for free. You know I am a cheapskate) I am looking into other options . If you have any suggestions please let me know.  Now on to



Money Challenges. September 1th is right here and I am looking for a good money challenge. Are you doing any money challenges and if so what are they I might want to join you.

                                                     Have A Great Cheap Cheetah Day!

Sunday, August 27, 2017

Crazy Or What??

                               Hello My Cheap Cheetah Family. So How was your weekend?

Well here's the question for today Crazy Or what. You decide. I know by now you have read or heard of the hospital worker Marvis. something that won 758. Million Dollar in the powerball. She won on Saturday and came forward on Monday. With out the assistance of  any professional help that could have helped her shield all the situations that she will encounter with all of that money. Like a good tax man, lawyer, financial planners etc. Is it just me or was this a crazy move on this women's part to let the whole world know that she has that kinda money. Only thing I can think of is the danger she has put herself and her family in by letting the world know your business. I could be wrong . What do you think did she make a smart move or a dumb one by coming forward to soon after she won?. Have A Great Cheap Cheetah Day!

Monday, August 21, 2017

How To Waste Money

Retire Cheap

                             Good Morning My Cheap Cheetah Family How Are you Today?



             Some Suggestion On How To Retire Cheap

1. Move

That’s right. It usually costs more to live in or near big cities or on or near coastlines. You can save thousands of dollars a year in real estate taxes and on home and food costs by moving to “middle America,” where the cost of living is lower. The median household income in Auburn, Ala., is only $21,630, and the winters are mild. In Blacksburg, Va., it is $26,792, and in Mount Pleasant, Mich., it is $27,621. These three cities all happen to double as college towns — Auburn University, Virginia Tech and Central Michigan University, respectively — which tend to offer lots of cultural and educational events, often priced low to attract students. One warning: If you live in a town that’s too isolated, it may take you longer to get to airports, hospitals, libraries and stores, and you’ll find that your children and friends may not visit you as often as you’d like.

2. Pay off your house

The most recent statistics show that at least a third of those who are 65 and older are still paying off mortgages, and some continue to work because of these mortgages, their largest single expense. Imagine how much better you can live in retirement with an additional $12,000 to $24,000 a year.

3. Get rid of car payments

It’s easier said than done, but having no car payment will save you hundreds of dollars a month. After you pay off your car loan, be sure to maintain your car well so it will last several years. Some retirees who no longer need to impress clients with luxury cars downsize and buy more affordable cars and save hundreds of dollars a month doing that. Whatever you do, don’t lease a car. That guarantees that you’ll continue to have large monthly payments going toward transportation.

4. Take care of your body

Eat well. Exercise. Don’t smoke. All of those things you need to live a healthy life will reduce the likelihood that you’ll need expensive surgeries or other medical procedures. And if you retire before you qualify for Medicare, your health will be a major factor in the health insurance rates you pay.

5. Delay retirement

There are two reasons to do it: You’ll give yourself more years to save for retirement, and you’ll receive a higher Social Security benefit. If you’re trying to decide, keep it mind that the key is whether you think you’ll live past 79. Let’s look at two examples:
Mary and John are the same age, and they both will live to be 90. They stand to collect the same amount if they retire at the same age, but Mary wants to start receiving benefits when she turns 62. She receives $19,320 a year, and by the time she dies at 90, she has received $542,570. John waits until he’s 70 to start collecting his benefits. He receives $35,340 a year, and by the time he dies, he has received $709,745.
The break even age– the time at which she would have collected the same amount whether she retired at 62 or 70 – is 79 years and six months. If you think you’ll live longer than that, consider delaying retirement. It just might pay off in a big way.
 Have A Great Cheap Cheetah Day!

Wednesday, August 9, 2017

August Already And......

Hey Family August already and the summer is just flying by and so is my money. Here's what I mean it's hard for me to be a Cheap Cheetah in the summer time because I find myself wanting to do stuff like go on vacations that cost money. Why is it in the summer things cost more then the winter time? I am more of an impulsive buyer in the summer and I watch my pennies in the winter. Here's a perfect example of what I am talking about.  In October I am going on a cruise and that's pretty cheap but the hotel that I have to stay in the night before the cruise is costing me $200 Bucks!!! That's right I said $200 bucks and can you believe that that is the cheapest hotel I can find without it being a dump.  Now the Cheap Cheetah in me would have said find something cheaper that a little above the dump hotels that you see. But the spender in me says it's only money go for it. So I did.

 Let's not  talk about my new addiction shopgoodwill.com. The way I have spent money on their site  their summer I might owe them by kidney to pay for some of my purchases.   This is not a good summer spending wise for Me a Cheap Cheetah  So how's your summer going? Have A Great Cheap Cheetah Week!

Monday, July 31, 2017

Patience

Hello My Family How are you today? Patience I have none and because of that it cost me money. Example is that I was looking at a certain items that I wanted and I saw it online and it was kinda pricey. I thought about it for a moment and I guess my cheapskate left me because I waited until the item was on sale and got it for $45.00. Which to me was to high but I wanted it.

Two weeks later I am at a garage sale and what do you know I see that same item brand new in box for .......$5 I was mad at myself for not having patience. Because of my lack of patience it has cost me plenty. So what about you has having no patience cost you $$$
                                                   Have a Great Cheap Cheetah Day!

Monday, July 17, 2017

Thank You


Hello My Family. If I have not said this enough I just want to say Thank You For being a Part Of My family and making each & Every Money  Saving Day Great! Much Love and Appreciation.

Tuesday, July 11, 2017

Money Quotes


                                    Hey My Cheap Cheetah Family How Are You Today?
Just wanted to share these money quotes with you. I thought that they would give you something to think about. On that Have a Great Cheap Cheetah Day & Save that Money!!!

Tuesday, July 4, 2017

Happy 4th


Happy 4th My Cheap Cheetah Family Have A Great day and be Safe & Happy. It's ok to spend some money today you deserve it!! Have a Great Cheap Cheetah Week & Save that Money!!!

Saturday, June 24, 2017

Loose???

                    Hello My Cheap Cheetah Family Happy Summer and How Are You Today?

          Would saving loose change count as saving money?

If you get 90 cents in change every day, 7 days a week, 52 weeks a year, that's $328. Not much of a vacation. But there is a better way to save. Whatever you are buying every day that adds to your loose change every day, stop buying it. If you're buying coffee for $2.10 each day to get back the 90 cents, you'll have an extra $764 if you stop buying the coffee. That's enough to pay for a vacation. In other words, every time you're paying in cash and telling yourself "the coins I get back in change will go toward my vacation", look at what you're  actually paying not the change you get back.

Yes especially if you spend a lot of cash instead of credit. Just save every amount of change you get back. Saving any amount of money is saving money. As far as a vacation after a year worth of saving I suppose a mini vacation for sure ! Good luck Have A Great Cheap Cheetah Day & Save that $$

        

Sunday, June 18, 2017

Challenge Update

                                     Hello My Cheap Cheetah Family. How Are You Today?

 Happy Sunday Family. Well the money challenges are a big fail again. The dollar a day challenge is harder then I thought. But to be truthful I lost interest. The 20 dollar challenge I am still doing but again I am over my $20 dollar budget when it comes to buying and reselling stuff on the internet. But I am more concentrated on that challenge  then any thing else. How many challenges have you failed to complete. It's ok you can tell me I have failed at a lot of challenges but I still keep doing them. Because one of these days I will complete at least one of them. Here the blog for my 20 dollar challenge if your interested.  https://twentybuckhustle.blogspot.com/ 
  
                                       Have A Great Cheap Cheetah Day & Save That $$$  


Thursday, June 15, 2017

How Far???


                                     Hello My Cheap Cheetah Family, How are you today?
                  
   My question for you today is how far would you go to get what you had to get?
Ok, I am playing this game that lotto has where you can win win money, trips, or gift cards . But you have to get  non-winning lotto tickets to enter to win. I play lotto but not enough that I can enter as many tickets as I do in one day. I enter about 25  non- winning tickets a day.  So in order to get the non-winning tickets I go garbage picking. I have no shame when it comes to getting what I want and that's money, gift cards or a free trip!!! And it's costing me nothing but my time a a whole lot of digging in the trash. Sometimes picking in the garbage can get real nasty, people throw some disgusting stuff in the trash, if you know what I mean but I still do it because I need my tickets. I wash up really good  when I finish.

People give me all kinds of looks when they see me digging in the garbage for discarded  lotto tickets.  They look at me like I am crazy. But that's ok, I will be  a crazy fool when I win something like a trip, money or even some gift cards off of other people's lotto tickets.  Now that's what I call a Cheap Cheetah Money Saving Move! Have A Great Cheap Cheetah Day& Save That Money!

Monday, June 12, 2017

Hot!

                              Good Morning My Cheap Cheetah Family. How Are You Today?
 
You know sometimes it's just to hot to talk money and today is the day for me. It's in the 90's in New York to hot for Money Talk. So Have a Great Cheap Cheetah Week and Save that Money!!

Thursday, June 8, 2017

Would You?

                                                    Hey Family How Are You Today?

I just read today that the Powerball jackpot is up to 400 million for Saturdays drawing. If you win that kinda money or even a million dollars would you quit your job or would you continue to work? Most important would you continue to be a frugal/cheapskate? I would still be cheap it's in my DNA. Have A Great Cheap Cheetah Day & Save That $$

Sunday, June 4, 2017

SummerTime Fun Cheap!

                                    Hello My Cheap Cheetah Family How Are You Today?

Summertime Fun without spending all that Money. With summertime almost here what are you doing this summer to have fun and save money? Here are some suggestion some of them I do personally. Beach time take family to the beach it's free and who doesn't love the water. Free concerts in your community parks. OK so they might be the groups you want to see but it is free. Carnivals are popping up this month a lot of churches are having carnivals in their yards, It's free to go, to ride and eat just budget for that. Parades who don't love a good parade that's all free. Get in your car and take a drive to a town you have never been to and stay for the night and explore. Flea Markets and County Fairs always a good free place to have fun. Free community events are starting to pop up look at your community papers and see what it is you want to do for no to little cost to you and your family. My community organization offers a wine and cheese party in the summer for free. For the kids they offer a family fun day with lots of kid friendly entertainment. These are some suggestions if you have any to add let's hear them. Have a Great Cheap Cheetah Day!

Wednesday, May 31, 2017

Money Quotes


Hello My Cheap Cheetah Family. For June 1th I want to share with you some good Money Quotes. To get you thinking about your money. Have a great June 1th Day. I especially love the Onion and Wallet quote that is so me. Have a Great Cheap Cheetah Day & Save that $$

Monday, May 29, 2017

Happy Memorial Day

                            Wishing My Family a Happy & Healthy Memorial Day.

Wednesday, May 24, 2017

Having Some Fun In New York

My Great Yard Sale Finds

I Got This!

                                          Hello My Cheap Cheetah Family, How You?

I have to say I got this!! Meaning that I had found some killer deals and Cool stuff last weekend at a Community Yard Sale. I will show you what I got in my Video later on. But remember this is Yard Sale Season for me. This is how I get my cheap thrills. I love looking over people's junk and finding jewels in that junk.  It's a cheapskate paradise for me hitting flea market, yard sales/garage sales. Let's not forget  it's way cheaper to find brand new in the box stuff at yard sales then it would be to buy it in the stores. Sometimes that is... Have a Great Cheap Cheetah Day & Save That $$$

Friday, May 19, 2017

Yard Sale Season!!!!


This weekend is so Hotttttttt. Meaning  there are so many community yard sales and individual ones  this weekend that I am excited and it's only Friday!! I am prepared with for my yard sale adventure by getting my stuff ready like (  cold water to drink and water to wash your hands with, singles, camera for videos, paper to wrap stuff, bags to put stuff in etc). I know one community yard sales I go to every year they have some good stuff but sometimes the stuff can be pricey.  I have a new community sale that I will also  be going to this Saturday hopefully they will have some good and cheap  stuff.  Look at my YouTube Videos if you have not seen my yard sale adventure yet.  I will let you know how it all goes down this weekend. I am excited! Have a Great Cheap Cheetah Week!!!

Money Challenge Update


                              Good Morning My Cheap Cheetah Family. How Are You Today?

Money Challenge Updates.... So far the dollar a day challenge for me is a bust. I thought it would be easy to make a dollar a day I was wrong. Also my Twenty Dollar Challenge is still on. I am working on trying to take $20 and start a business with it. Well really I am using $25 inflation you know. So how are your Money Challenges doing? Have a Great Cheap Cheetah Day & Save That $$$$

Wednesday, May 17, 2017

Only $10 Buck!!!

                              Good Morning My Cheap Cheetah Family, How You Today?


Let's say you could only spend $10 on food for the entire week, what would you get?
You are only feeding yourself and have spices, condiments, oil, sweeteners, coffee, tea, water and dry baking ingredients on hand.
What's your shopping list? You can use the lowest price you've previously bought/seen the items for. So what would be in your shopping cart for $10?
Have a great Cheap Cheetah Week!



Friday, May 12, 2017

Still Hustling

Hey Everyone. Here's the latest on my twenty dollar hustle. Right now I am looking into Facebook Market place just to see how it will benefit me and my business. If you have ever used the market place please share your experience with me  right here thanks.. Keep on Hustling

Thursday, May 11, 2017

Small Amounts....


 

                                  Hello My Cheap Cheetah Family. How Are You Today?

What are some of your favorite ways to make small amounts of money. Some people would do the following...


Selling some of their used clothes, cds and dvds on Ebay or Craiglist,

Do lots of medical surveys, mostly online and occasionally by phone or in person

I paint/restore old furniture that they find left on the side of the road for free, then sell it after they have finished making it look nice.

Credit card rewards. Take advantage  of the rewards that credit cards offers on hotels, airfare and other entertainment.

 Some people  go to garage and estate sales  looking for stuff to resell ( I do this to!)

Selling books on ebay  Some people can make  $5 a week to $400 a week, Depending upon the books that they sell.

 Some people have live chickens and after the chickens had eggs they would sell them.

 Some people would  work as tutors  for recent immigrants

 Some also would  typed up people's papers in college if they didn't have a computer or didn't know how to type.

You can also participate in clinical  test  or do online surveys.

These are  a few thing I personally do, mystery shopping, online surveys, pick up cans and return for the deposit. Look for contest to enter and possibly win.
                             
These are just few things what do you do to make  small amounts of $$$$?

                                                    Have a Great Cheap Cheetah Day!

Sunday, May 7, 2017

Coin Collection

                                          Good Morning My Family, How Are You Today?
Well I just wanted to share with you what I have collected. Yes it's coins I collected a plastic bucket full of coins. When I rolled all of it up the amount was  $75. Now what  the plan for this $$ is this... ....$25 will go toward my investment of Kellogg's stock, which would leave me $50. $25 of that 50 will go toward my holiday club. and the remainder $25 I will try and make or start a business with it by finding stuff at yardsales cheap to resale for a profit. So that's what  I am going to do. Hopefully there will be more coins to collect in the future I will keep you posted! Have a great Cheap Cheetah Day & Like me Save that Money!!!

Friday, May 5, 2017

A Million Bucks


 

 
 Hello My Family How Are You Today?

Here are five reasons a $1 million nest egg could leave you short, according to financial advisers from around the country:
1. Health-care spending. Health-care needs are often overlooked when it comes to retirement planning. Unfortunately, bridging the gap between early retirement and Medicare at age 65 can be an expensive undertaking, said Benjamin Brandt, a financial advisor at Capital City Wealth Management.
The earlier the retirement, the larger the gap. "A super-sized emergency fund, fully funded Health Savings Account and non-retirement long-term savings can go a long way toward meeting these future needs," he said.
Unfortunately, too many early retirees forget to plan for this aspect of their future lives until they're already there.
2. Long-term care. Long-term care is rarely mentioned by early retirees, mostly because people assume they won't need it. But this is one area where you could suffer if you don't plan ahead. The average annual cost of an assisted-living facility in the United States was $43,536 last year. And in 20 years the projected annual cost for that same level of care is expected to be closer to $78,636 a year, according to a 2016 Genworth Cost of Care research study.
"Factoring in those expenses could easily wipe out even a million-dollar portfolio in a short and devastating fashion," said Josh Brein, a financial advisor with Brein Wealth Management.
Good financial advisers will instruct their clients on this risk and introduce them to long-term care insurance and other alternative insurance products that fit clients' needs.
"The truth is, everyone and everything will have a plan for your money, even if you don't. Whether it is a company on 5th Avenue, a vacation resort company or — God forbid — even Las Vegas, they have a plan for your money!" -Martin A. Smith, founder of WealthCare Financial Group
3. Retirement lifestyle. A large component of retirement planning is figuring out exactly how much you need to spend. But not everyone takes the time to run those numbers, said Martin A. Smith, founder of WealthCare Financial Group.
Smith suggests future retirees sit down and ask themselves a string of important questions. For example, do you plan on living in the same house or downsizing? Do you plan on providing for elderly parents or adult children? Have you paid off your home yet, or do you intend to?
"The truth is, everyone and everything will have a plan for your money, even if you don't," he said. "Whether it is a company on 5th Avenue, a vacation resort company or — God forbid — even Las Vegas, they have a plan for your money!"
If you don't take the reins, the natural current of lifestyle expenses can easily eat away at your nest egg. To combat this, you need to know exactly how much you plan to spend each month so you can calculate against your retirement funds to ensure a safe rate of withdrawal.
4. Inflation. Another key factor future retirees most often forget is one you never see: inflation. To be honest, nobody realizes how much inflation can erode their purchasing power, because it happens at such a slow pace.
If inflation were to rise at 3 percent annually, most investors are not going to notice it much year over year. However, your purchasing power will nearly be cut in half over 20 years. A good financial advisor will factor inflation into your retirement plan so you're not left holding the bag.
I read this article and wanted to share it with you. So what do you think is  1 million bucks enough to retire with?  Have a Great Cheap Cheetah Day

Tuesday, May 2, 2017

Thrift Store Rap! Cool





Very Cool Rap about the Thrift Store and Bargain Prices....
I Love it! Have A Great Cheap Cheetah Day & Save That Money!!!!

Weight Watchers On The Cheap

Monday, May 1, 2017

GiveAway


Good Morning My Family. Happy May 1th. Today I feel like giving my family a gift. So here's the deal. If you can give me one thing that your doing this month to Save, Make or Have Fun with your money. The best creative/clever Idea that I receive will win this Great Cheap Cheetah Bag. ( Only One Winner Per Giveaway). So get your thinking caps on... Have a Great May 1th & Save that $$

Sunday, April 30, 2017

Enough Said

Hello My Family. Sometimes a Quote is all you need.... Have a Great Cheap Cheetah Day!

Wednesday, April 26, 2017

Losing Weight


                             Hello My Cheap Cheetah Family How are you this Evening?

Losing weight my, I am doing Weight Watchers on the Cheap. I purchased the information, the books and everything I need to get started  doing the weight watchers program for only $10. Got the whole weight watchers packages books, and all off eBay. Sometimes on that sight if you look hard enough and know what you want to spend you might get lucky and get it. But getting back to my story  So I will doing the program on Friday. This was cheaper then me going to the weekly $12 meeting. It would have cost me $48 a month compared to the $10 I spent. I also use Spark People to track my weight and do challenges. This is how a Cheap Cheetah loses weight on the cheap. Have a great Cheap Cheetah Day!

Tuesday, April 25, 2017

Think about It !


      Good Morning My Cheap Cheetah Family. How are you today?
 
                            Think About It!
"Each day, most of us head off to work for for one simple reason: We need the money. Sure, we might like our co-workers and might even tolerate our work, but we're there because of the money. Yet money isn't everything: It's simply a tool we use to get the most out of life. That's something we need to keep in mind so that we don't get so caught up in making money that we miss the bigger picture.

With that in mind, here are seven excellent money quotes that will hopefully make you think differently about money.

1. "Don't let making a living prevent you from making a life." -- John Wooden
While we go to work each day with the purpose of making money so that we can make a living, we can't let that get in the way of making a life. We can't let our jobs take away all our time from our families. We need to take a vacation or leave early so that we can spend time with those who are closest to us.

2. "Never spend your money before you have it." -- Thomas Jefferson
One of the reasons our work gets in the way of life is that we simply spend too much money on things that don't matter. That's why it's a good idea not to overspend, or, as Jefferson reminds us, to not spend our money before we've even earned it. If we're spending more than we earn, we'll end up in debt, which leaves us with a big future hole that we'll have to dig out of by working more or working longer.

3. "Every time you borrow money, you're robbing your future self." -- Nathan W. Morris
Jefferson's theme plays into this next quote, which reminds us that using debt steals away our future earnings, requiring us to give up more of our time. While not all debt is bad, all too often we're just as quick to overdo it on the good debt, such as when we buy a house that's much bigger than our needs and stretches our budget to the limit. These purchases will force us to work longer and harder and can prevent us from enjoying life.

4. "Too many people spend money they haven't earned ... to buy things they don't want ... to impress people that they don't like." –Will Rogers
Not only do we tend to overspend on items we think we need, but we're also not immune to spending on things that we don't really want, just to impress others. Clothes are a great example, and while we might want a new pair of shoes or new dress clothes, the only reason we may want them is to impress people we don't even know.

5. "A good reputation is more valuable than money." -- Publilius Syrus
Sadly, we often do things in the pursuit of money, which is needed to meet our overspending or debt, that aren't always honorable. In so doing we wreck our reputation by lying, cheating, stealing, or being overly aggressive. Reputation is of far more value than money, because it's the only thing that persists after our time on earth is over.

6. "An investment in knowledge pays the best interest." -- Benjamin Franklin
Instead of wasting money on things we don't need, which causes us to miss out on life, we should invest to gain knowledge. One of the benefits of gaining knowledge is that it puts us in a stronger position to get a better job, which will increase our financial flexibility.

7. "Do what you love, and the money will follow." -- Marsha Sinetar
Far too many of us are in a career we hate because we need the money to pay for all the stuff we've accumulated. A much better life awaits us if we can avoid overspending, as it will enable us to pursue a career we really love. It's a passion that might not pay well at first, but in time our passion will pay dividends and the money will follow. It might not make us rich financially, but we'll live a rich life.

Takeaway
All too often, we pursue making money because we need it, just so that we can have things now that don't make our lives any better. However, as these famous quotes on money remind us, there is a better way to live. It all starts with avoiding a lot of debt, because that not only steals from our future, but it also robs us of the richness of life." 
                  Have a Great Cheap Cheetah Day & Save That Money!!