Sunday, June 18, 2017

Challenge Update

                                     Hello My Cheap Cheetah Family. How Are You Today?

 Happy Sunday Family. Well the money challenges are a big fail again. The dollar a day challenge is harder then I thought. But to be truthful I lost interest. The 20 dollar challenge I am still doing but again I am over my $20 dollar budget when it comes to buying and reselling stuff on the internet. But I am more concentrated on that challenge  then any thing else. How many challenges have you failed to complete. It's ok you can tell me I have failed at a lot of challenges but I still keep doing them. Because one of these days I will complete at least one of them. Here the blog for my 20 dollar challenge if your interested. 
                                       Have A Great Cheap Cheetah Day & Save That $$$  

Thursday, June 15, 2017

How Far???

                                     Hello My Cheap Cheetah Family, How are you today?
   My question for you today is how far would you go to get what you had to get?
Ok, I am playing this game that lotto has where you can win win money, trips, or gift cards . But you have to get  non-winning lotto tickets to enter to win. I play lotto but not enough that I can enter as many tickets as I do in one day. I enter about 25  non- winning tickets a day.  So in order to get the non-winning tickets I go garbage picking. I have no shame when it comes to getting what I want and that's money, gift cards or a free trip!!! And it's costing me nothing but my time a a whole lot of digging in the trash. Sometimes picking in the garbage can get real nasty, people throw some disgusting stuff in the trash, if you know what I mean but I still do it because I need my tickets. I wash up really good  when I finish.

People give me all kinds of looks when they see me digging in the garbage for discarded  lotto tickets.  They look at me like I am crazy. But that's ok, I will be  a crazy fool when I win something like a trip, money or even some gift cards off of other people's lotto tickets.  Now that's what I call a Cheap Cheetah Money Saving Move! Have A Great Cheap Cheetah Day& Save That Money!

Monday, June 12, 2017


                              Good Morning My Cheap Cheetah Family. How Are You Today?
You know sometimes it's just to hot to talk money and today is the day for me. It's in the 90's in New York to hot for Money Talk. So Have a Great Cheap Cheetah Week and Save that Money!!

Thursday, June 8, 2017

Would You?

                                                    Hey Family How Are You Today?

I just read today that the Powerball jackpot is up to 400 million for Saturdays drawing. If you win that kinda money or even a million dollars would you quit your job or would you continue to work? Most important would you continue to be a frugal/cheapskate? I would still be cheap it's in my DNA. Have A Great Cheap Cheetah Day & Save That $$

Sunday, June 4, 2017

SummerTime Fun Cheap!

                                    Hello My Cheap Cheetah Family How Are You Today?

Summertime Fun without spending all that Money. With summertime almost here what are you doing this summer to have fun and save money? Here are some suggestion some of them I do personally. Beach time take family to the beach it's free and who doesn't love the water. Free concerts in your community parks. OK so they might be the groups you want to see but it is free. Carnivals are popping up this month a lot of churches are having carnivals in their yards, It's free to go, to ride and eat just budget for that. Parades who don't love a good parade that's all free. Get in your car and take a drive to a town you have never been to and stay for the night and explore. Flea Markets and County Fairs always a good free place to have fun. Free community events are starting to pop up look at your community papers and see what it is you want to do for no to little cost to you and your family. My community organization offers a wine and cheese party in the summer for free. For the kids they offer a family fun day with lots of kid friendly entertainment. These are some suggestions if you have any to add let's hear them. Have a Great Cheap Cheetah Day!

Wednesday, May 31, 2017

Money Quotes

Hello My Cheap Cheetah Family. For June 1th I want to share with you some good Money Quotes. To get you thinking about your money. Have a great June 1th Day. I especially love the Onion and Wallet quote that is so me. Have a Great Cheap Cheetah Day & Save that $$

Monday, May 29, 2017

Happy Memorial Day

                            Wishing My Family a Happy & Healthy Memorial Day.

Wednesday, May 24, 2017

Having Some Fun In New York

My Great Yard Sale Finds

I Got This!

                                          Hello My Cheap Cheetah Family, How You?

I have to say I got this!! Meaning that I had found some killer deals and Cool stuff last weekend at a Community Yard Sale. I will show you what I got in my Video later on. But remember this is Yard Sale Season for me. This is how I get my cheap thrills. I love looking over people's junk and finding jewels in that junk.  It's a cheapskate paradise for me hitting flea market, yard sales/garage sales. Let's not forget  it's way cheaper to find brand new in the box stuff at yard sales then it would be to buy it in the stores. Sometimes that is... Have a Great Cheap Cheetah Day & Save That $$$

Friday, May 19, 2017

Yard Sale Season!!!!

This weekend is so Hotttttttt. Meaning  there are so many community yard sales and individual ones  this weekend that I am excited and it's only Friday!! I am prepared with for my yard sale adventure by getting my stuff ready like (  cold water to drink and water to wash your hands with, singles, camera for videos, paper to wrap stuff, bags to put stuff in etc). I know one community yard sales I go to every year they have some good stuff but sometimes the stuff can be pricey.  I have a new community sale that I will also  be going to this Saturday hopefully they will have some good and cheap  stuff.  Look at my YouTube Videos if you have not seen my yard sale adventure yet.  I will let you know how it all goes down this weekend. I am excited! Have a Great Cheap Cheetah Week!!!

Money Challenge Update

                              Good Morning My Cheap Cheetah Family. How Are You Today?

Money Challenge Updates.... So far the dollar a day challenge for me is a bust. I thought it would be easy to make a dollar a day I was wrong. Also my Twenty Dollar Challenge is still on. I am working on trying to take $20 and start a business with it. Well really I am using $25 inflation you know. So how are your Money Challenges doing? Have a Great Cheap Cheetah Day & Save That $$$$

Wednesday, May 17, 2017

Only $10 Buck!!!

                              Good Morning My Cheap Cheetah Family, How You Today?

Let's say you could only spend $10 on food for the entire week, what would you get?
You are only feeding yourself and have spices, condiments, oil, sweeteners, coffee, tea, water and dry baking ingredients on hand.
What's your shopping list? You can use the lowest price you've previously bought/seen the items for. So what would be in your shopping cart for $10?
Have a great Cheap Cheetah Week!

Friday, May 12, 2017

Still Hustling

Hey Everyone. Here's the latest on my twenty dollar hustle. Right now I am looking into Facebook Market place just to see how it will benefit me and my business. If you have ever used the market place please share your experience with me  right here thanks.. Keep on Hustling

Thursday, May 11, 2017

Small Amounts....


                                  Hello My Cheap Cheetah Family. How Are You Today?

What are some of your favorite ways to make small amounts of money. Some people would do the following...

Selling some of their used clothes, cds and dvds on Ebay or Craiglist,

Do lots of medical surveys, mostly online and occasionally by phone or in person

I paint/restore old furniture that they find left on the side of the road for free, then sell it after they have finished making it look nice.

Credit card rewards. Take advantage  of the rewards that credit cards offers on hotels, airfare and other entertainment.

 Some people  go to garage and estate sales  looking for stuff to resell ( I do this to!)

Selling books on ebay  Some people can make  $5 a week to $400 a week, Depending upon the books that they sell.

 Some people have live chickens and after the chickens had eggs they would sell them.

 Some people would  work as tutors  for recent immigrants

 Some also would  typed up people's papers in college if they didn't have a computer or didn't know how to type.

You can also participate in clinical  test  or do online surveys.

These are  a few thing I personally do, mystery shopping, online surveys, pick up cans and return for the deposit. Look for contest to enter and possibly win.
These are just few things what do you do to make  small amounts of $$$$?

                                                    Have a Great Cheap Cheetah Day!

Sunday, May 7, 2017

Coin Collection

                                          Good Morning My Family, How Are You Today?
Well I just wanted to share with you what I have collected. Yes it's coins I collected a plastic bucket full of coins. When I rolled all of it up the amount was  $75. Now what  the plan for this $$ is this... ....$25 will go toward my investment of Kellogg's stock, which would leave me $50. $25 of that 50 will go toward my holiday club. and the remainder $25 I will try and make or start a business with it by finding stuff at yardsales cheap to resale for a profit. So that's what  I am going to do. Hopefully there will be more coins to collect in the future I will keep you posted! Have a great Cheap Cheetah Day & Like me Save that Money!!!

Friday, May 5, 2017

A Million Bucks


 Hello My Family How Are You Today?

Here are five reasons a $1 million nest egg could leave you short, according to financial advisers from around the country:
1. Health-care spending. Health-care needs are often overlooked when it comes to retirement planning. Unfortunately, bridging the gap between early retirement and Medicare at age 65 can be an expensive undertaking, said Benjamin Brandt, a financial advisor at Capital City Wealth Management.
The earlier the retirement, the larger the gap. "A super-sized emergency fund, fully funded Health Savings Account and non-retirement long-term savings can go a long way toward meeting these future needs," he said.
Unfortunately, too many early retirees forget to plan for this aspect of their future lives until they're already there.
2. Long-term care. Long-term care is rarely mentioned by early retirees, mostly because people assume they won't need it. But this is one area where you could suffer if you don't plan ahead. The average annual cost of an assisted-living facility in the United States was $43,536 last year. And in 20 years the projected annual cost for that same level of care is expected to be closer to $78,636 a year, according to a 2016 Genworth Cost of Care research study.
"Factoring in those expenses could easily wipe out even a million-dollar portfolio in a short and devastating fashion," said Josh Brein, a financial advisor with Brein Wealth Management.
Good financial advisers will instruct their clients on this risk and introduce them to long-term care insurance and other alternative insurance products that fit clients' needs.
"The truth is, everyone and everything will have a plan for your money, even if you don't. Whether it is a company on 5th Avenue, a vacation resort company or — God forbid — even Las Vegas, they have a plan for your money!" -Martin A. Smith, founder of WealthCare Financial Group
3. Retirement lifestyle. A large component of retirement planning is figuring out exactly how much you need to spend. But not everyone takes the time to run those numbers, said Martin A. Smith, founder of WealthCare Financial Group.
Smith suggests future retirees sit down and ask themselves a string of important questions. For example, do you plan on living in the same house or downsizing? Do you plan on providing for elderly parents or adult children? Have you paid off your home yet, or do you intend to?
"The truth is, everyone and everything will have a plan for your money, even if you don't," he said. "Whether it is a company on 5th Avenue, a vacation resort company or — God forbid — even Las Vegas, they have a plan for your money!"
If you don't take the reins, the natural current of lifestyle expenses can easily eat away at your nest egg. To combat this, you need to know exactly how much you plan to spend each month so you can calculate against your retirement funds to ensure a safe rate of withdrawal.
4. Inflation. Another key factor future retirees most often forget is one you never see: inflation. To be honest, nobody realizes how much inflation can erode their purchasing power, because it happens at such a slow pace.
If inflation were to rise at 3 percent annually, most investors are not going to notice it much year over year. However, your purchasing power will nearly be cut in half over 20 years. A good financial advisor will factor inflation into your retirement plan so you're not left holding the bag.
I read this article and wanted to share it with you. So what do you think is  1 million bucks enough to retire with?  Have a Great Cheap Cheetah Day

Tuesday, May 2, 2017

Thrift Store Rap! Cool

Very Cool Rap about the Thrift Store and Bargain Prices....
I Love it! Have A Great Cheap Cheetah Day & Save That Money!!!!

Weight Watchers On The Cheap

Monday, May 1, 2017


Good Morning My Family. Happy May 1th. Today I feel like giving my family a gift. So here's the deal. If you can give me one thing that your doing this month to Save, Make or Have Fun with your money. The best creative/clever Idea that I receive will win this Great Cheap Cheetah Bag. ( Only One Winner Per Giveaway). So get your thinking caps on... Have a Great May 1th & Save that $$

Sunday, April 30, 2017

Enough Said

Hello My Family. Sometimes a Quote is all you need.... Have a Great Cheap Cheetah Day!

Wednesday, April 26, 2017

Losing Weight

                             Hello My Cheap Cheetah Family How are you this Evening?

Losing weight my, I am doing Weight Watchers on the Cheap. I purchased the information, the books and everything I need to get started  doing the weight watchers program for only $10. Got the whole weight watchers packages books, and all off eBay. Sometimes on that sight if you look hard enough and know what you want to spend you might get lucky and get it. But getting back to my story  So I will doing the program on Friday. This was cheaper then me going to the weekly $12 meeting. It would have cost me $48 a month compared to the $10 I spent. I also use Spark People to track my weight and do challenges. This is how a Cheap Cheetah loses weight on the cheap. Have a great Cheap Cheetah Day!

Tuesday, April 25, 2017

Think about It !

      Good Morning My Cheap Cheetah Family. How are you today?
                            Think About It!
"Each day, most of us head off to work for for one simple reason: We need the money. Sure, we might like our co-workers and might even tolerate our work, but we're there because of the money. Yet money isn't everything: It's simply a tool we use to get the most out of life. That's something we need to keep in mind so that we don't get so caught up in making money that we miss the bigger picture.

With that in mind, here are seven excellent money quotes that will hopefully make you think differently about money.

1. "Don't let making a living prevent you from making a life." -- John Wooden
While we go to work each day with the purpose of making money so that we can make a living, we can't let that get in the way of making a life. We can't let our jobs take away all our time from our families. We need to take a vacation or leave early so that we can spend time with those who are closest to us.

2. "Never spend your money before you have it." -- Thomas Jefferson
One of the reasons our work gets in the way of life is that we simply spend too much money on things that don't matter. That's why it's a good idea not to overspend, or, as Jefferson reminds us, to not spend our money before we've even earned it. If we're spending more than we earn, we'll end up in debt, which leaves us with a big future hole that we'll have to dig out of by working more or working longer.

3. "Every time you borrow money, you're robbing your future self." -- Nathan W. Morris
Jefferson's theme plays into this next quote, which reminds us that using debt steals away our future earnings, requiring us to give up more of our time. While not all debt is bad, all too often we're just as quick to overdo it on the good debt, such as when we buy a house that's much bigger than our needs and stretches our budget to the limit. These purchases will force us to work longer and harder and can prevent us from enjoying life.

4. "Too many people spend money they haven't earned ... to buy things they don't want ... to impress people that they don't like." –Will Rogers
Not only do we tend to overspend on items we think we need, but we're also not immune to spending on things that we don't really want, just to impress others. Clothes are a great example, and while we might want a new pair of shoes or new dress clothes, the only reason we may want them is to impress people we don't even know.

5. "A good reputation is more valuable than money." -- Publilius Syrus
Sadly, we often do things in the pursuit of money, which is needed to meet our overspending or debt, that aren't always honorable. In so doing we wreck our reputation by lying, cheating, stealing, or being overly aggressive. Reputation is of far more value than money, because it's the only thing that persists after our time on earth is over.

6. "An investment in knowledge pays the best interest." -- Benjamin Franklin
Instead of wasting money on things we don't need, which causes us to miss out on life, we should invest to gain knowledge. One of the benefits of gaining knowledge is that it puts us in a stronger position to get a better job, which will increase our financial flexibility.

7. "Do what you love, and the money will follow." -- Marsha Sinetar
Far too many of us are in a career we hate because we need the money to pay for all the stuff we've accumulated. A much better life awaits us if we can avoid overspending, as it will enable us to pursue a career we really love. It's a passion that might not pay well at first, but in time our passion will pay dividends and the money will follow. It might not make us rich financially, but we'll live a rich life.

All too often, we pursue making money because we need it, just so that we can have things now that don't make our lives any better. However, as these famous quotes on money remind us, there is a better way to live. It all starts with avoiding a lot of debt, because that not only steals from our future, but it also robs us of the richness of life." 
                  Have a Great Cheap Cheetah Day & Save That Money!!

Friday, April 21, 2017

Cheap Cheetah Show Alive & Kicking!!!   

Good Morning My Cheap Cheetah Family. How are you today? Just wanted you to know that even thought I am not producing any new shows at the moment The Cheap Cheetah Money Show  is still  around for your Money Saving Pleasure. There are show I am sure you missed or that you want to re-listen to. I covered so many money topics and I had some great guest  in the 8 years that I was talking to you. I am just here to tell you that you can still listen and give me comments if you like. You know I always want to hear from family right?   You can also listen on I tunes
Just wanted to let you know this and wanted to tell you to Have a great Cheap Cheetah day and Save That Money!!!

Monday, April 17, 2017

What Are You Cheap/Frugal???

                                     Hello My Cheap Cheetah Family How are you today?

Why Are You a Frugal/Cheapskate
--I like the sense of peace and security that comes from having savings and investments.

--I don't like cleaning and organizing a lot of stuff.

--Lower consumption is generally better for the environment.

--I like not following "the standard path" and I enjoy "beating the system".

--I like the feeling of having options in life such as:

Being able to change jobs/careers and/or go without paid employment for years without completely depleting savings or running up debt.

Being able to semi-retire in a lower cost of living area.

Being able to quit my job and help my aging parents, if necessary.

Being able to say "FU" to my job/career if it gets ugly.

Being able to pay cash for a good used car.

The biggest motivators for me come down to having flexibility and freedom in life.

Be happy and Proud to live a life of Cheapness Or Being Frugal. Say it loud and Proud I am Cheap And I Am Happy!

Friday, April 14, 2017

The Joneses

                                           Hey Cheap Cheetah Family Happy Spring!!!

                 "Keeping up with the Joneses"

Whether you like the expression or not, a great many people do get themselves into deep financial difficulty by trying to have what others around them have, regardless of whether or not they can afford it, which is what the expression means.

You visit your friend and drool over his 60" TV only to come home to your 25" TV and decide you need to upgrade.

Your brother picks you up in his shiny new Lexus and suddenly your somewhat worn Chevy just isn't good enough any more.

Several of your neighbors have done landscaping projects in recent months and you feel like your house doesn't measure up and you need to bring it up to par with the others.

Your work buddies invite you out to dinner at a restaurant that's really out of your price range but you're too embarrassed to say no so off you go to drop a bundle on a meal that you don't really even care about.

There are dozens of things, small and large, that get people into trouble by trying to "keep up" with others.

Are you trying to keep up with the Joneses whoever they are? Well stop and start trying to keep up with the Homer Simpsons the family with the fun,  but simple life!
                                              Have a Great Cheap Cheetah Day! 

Tuesday, April 4, 2017

Happy Spring

                                                Happy Spring My Cheap Cheetah Family!

Monday, March 27, 2017

Making Money

                                       Hello My Cheap Cheetah Family, How Are You Today?

21 simple ways to make money without doing anything

1. Become a referral source for local businesses.
2. Write a book and get royalties.
3. Create an online course and get paid for it.
4. Make a website and get advertisement revenue.
5. Or make a YouTube video guide.
6. If you already have a website, use referral links.
7. Be in a commercial.
8. Airbnb your unused apartment or room.
9. Sell old books on Amazon.
10. Invest in index funds.
11. Save your money in a high-yield savings account.
12. Use Acorns to invest your spare change.
13. Invest in high-dividend stocks.
14. Get even more cash back with Ebates.
15. Sell your photography to the web.
16. Get cash back on credit cards.
17. Invest in real estate.
18. Build an app.
19. Get paid for watching TV and playing video games.
20. Get paid for browsing the web.
21. Get paid for improving products.

Read these and thought these were some good ways to make $$. If you have more suggestions please share them with me and Have A Great Cheap Cheetah Day!

Thursday, March 23, 2017

Happy Spring

Hello My Cheap Cheetah Family, Just want to wish you the best springtime of your life. Happy Spring and Save That Money!

Tuesday, March 21, 2017


Good Morning My Cheap Cheetah Family. I was watching a program on youtube about the working poor in America and I can honestly say it scared the hell out of me. Why because there for the grace of god go I. Meaning that anyone of those people could have been me and it was scary to think about. What motivates and scares you at the same time when it comes to your living or money situation?       Have a Great Cheap Cheetah Day!

Friday, March 17, 2017

Stock Junkie

                                     Hello My Cheap Cheetah Family. How are you today?

So here's the question. Am I the only one that would rather spend my money on purchasing stock in companies that I like then to take that same amount of money and use it to purchase a piece of clothing?

On a personal note, I find myself saving and making money  anyway I can all so that I can either add more money to my existing stocks/mutual funds.  Or so  I can  purchase new  stocks that I have had my eyes on for a while.  When I purchase  stocks or buy mutual funds  they must  have a cheap buy in and good dividend. Like the Kellogg stock I told you about that I purchased with coins I might add. I know some say that it's not good to put all your money in to the market what if it crashes. They have a point but I say what if it's don't! I mean we all take chances in life when we quit our jobs and take that leap into a new life jobless. When we go on vacation to foreign countries not knowing the  the culture. When we go sky diving, Skiing in the snowy mountains  , camping in the woods all those fun but crazy activities we do . We are taking  chances. So why not take a chance on something that will pay you  to do all the other things that I just mentioned.

I don't know about you but I rather for someone to complement me on buying a good stock that payed me crazy dividends then someone complementing me on a new pair of shoes. But that's just me!
                                    Have A Great Cheap Cheetah Day!

Monday, March 13, 2017

SnowStorms Ain't Cheap!

Good Morning  My Cheap Cheetah Family, Happy Monday! Well if you did not hear let me tell you, here it is a week before Spring and New York  will be having a Major Snow Storm. Starts late  Monday night and it will go all day Tuesday. They are call the Snow Storm Sarah.. Well I am not much of a snow fan with all the shoveling and the wet cold stuff you have to step in.  Sarah has cost me a bit of money and she's not even here yet. Here my break down of my expenses for Sarah the snowstorm.

Groceries cost me $117. I had to make sure that I had enough at home to last me for 2-3 days in-case I can't get out of the house. So yea I panic and over spent in the food department.  RockSalt $20 for 2 bags. If you don't get them early you have to get them in the grocery store which is way more expensive then Home Depot.  Shovel $19.95 had to get a new one my last good one broke in the last snow storm. The reason this  shovel is expensive is that it's helps your back when your shoveling heavy snow.  Pack  of Batteries $10  for my flashlights and other emergency items I have that run on batteries. And lastly putting on the extra pounds because I purchase junk food to eat while I am waiting for the storm to pass so I can shovel it. That might not have cost me $$ but it's costing me in weight gain.

 So yes this snow storm is costing me in more ways then one. Have a Great Cheap Cheetah Day! & Save That Money!!!

Friday, March 10, 2017


                            Hello My Cheap Cheetah Family, How Are You Today?
 It pays to always check your receipts. Today I went food shopping while checking my receipt. I saw that they charged me $3.99 for a item that should have been $2. This is not the first time that I have caught mistakes like this. It always pays to check, It's your money don't waste it by letting someone take it from you because of a mistake! Have a Great Cheap Cheetah Day!

Thursday, March 9, 2017


                                   Hello My Cheap Cheetah Family, How Are you Today???

Bank accounts?!
So I was YouTube surfing and came across this couple who make financial videos. The wife apparently has a degree in finance according to their site. I located a video they had about why they use 13 bank accounts. I only watched 1/3 of the video but figured out pretty quick they are basically treating the bank accounts as categories. They have one account the direct deposits go into, and then they put money into other accounts such as eating out, non-monthly bills like taxes, etc. so do you think a person needs 13 bank accounts to separate their money or a simple spread sheet?

I personally have about 4 bank accounts, Not counting my investment accounts. I could see people using a lot of bank accounts for various reasons. I remember an old personal fiance books that I read that stated you must have 13 bank accounts that way you can separate your money.  My feeling is this yes as long as it's a free account and they are not charging  you interest. then by all means open as many as you like but make sure you really need them and at least get something out of the deal like a free gift or some money for opening the account.
Have a Great Cheap Cheetah Day!

Friday, March 3, 2017


Good Morning My Family. I know these months leading up until April are tax refund months. For those who get a refund. My question to you is this what are you doing with your refund check? Some say they are putting it toward bills, other toward a vacation, some say they are building an emergency fund with it. Have you thought about taking a small portion of that money and starting a side business with it. So that way you can keep having extra money coming into on the regular beside your paycheck? Once you business takes off of course. I have seen people start small side business with $100 or less. Heck I have started my side business with $20 and looked for free stuff that would help my business. Think about it? Have A Great Cheap Cheetah Day & Save That Money

Sunday, February 26, 2017

Being Real With You About Me & Money


Good Morning Family. Here is my Keeping It Real with you video. I talk a little bit about myself and some of the ways that I stay cheap/frugal. Have a Great Cheap Cheetah Day!

Tuesday, February 21, 2017

Tiny Houses

Good Morning My Family. This week I am on a tiny house kick. Meaning I'm watching a lot of you tube videos on tiny house living. I was thinking would you or could you live in a tiny house. I know I could. Think of all the money you would save. Think about how you would be helping the environment with less waste that you have living in a house this size. Think about all the places you can take your house. Yes there will be some challenges and adjustments, but hey look at the upside no more property taxes, mortgage, water bills, energy bills and if you don't like your neighbors you can just up and move. That sounds good to me. Besides who needs all that extra stuff that you have right now living in a big house. Who's with me on this! Have a Great Cheap Cheetah Day & Save That Money!

Sunday, February 19, 2017

Not So Smart Money Movies

                                         Hello My Cheap Cheetah Family Happy Sunday!

  6 Really Not So Smart Ways Americans Waste Money

Are you guilty of any of following?

1. Overspending on Education
2. Purchasing Expensive Diapers
3. Buying Unnecessary Baby Stuff
4. Betting on Lottery Tickets
5. Failing to Shop for Bargains
6. Insisting on Lavish Weddings

If anything I am guilty of over spending on Lotto tickets. I always want to be in it to win it. I keep thinking that one day the day that I don't spend the money for lotto is the day that I might actually win. I know it's a pipe dream but I have cut back on buying. I have a $20 a month budget and that it. So what's you not so smart thing that you waste money on??
Have A Great Cheap Cheetah Day & Save That Money!!

Wednesday, February 15, 2017

Five Dollars A Month?

Good Morning My Family. Here's the question of the week. If you had something that you enjoyed like a monthly meeting, visiting a place that you enjoyed going to, doing your own website, doing a family thing, promoting your side business etc. and these things cost you $5 a month. How would you get that $5 without going in to your saving accounts or using money from your paycheck. How would you raise that $5 a month to do something that you enjoyed doing?
                              Have a Great Cheap Cheetah Day And Save That $$

Thursday, February 9, 2017

Frugal/Free Dating

                                               Good Morning My Cheap Cheetah Family!

Free or almost free date night ideas?

What would you suggest if you wanted to do a fun but frugal date night with your partner. Because we all know that certain things like concerts, movies, plays can cost way to much. And besides sometimes it's just fun to think outside of the date night box. here are a few frugal suggestions that I can give you for a fun and frugal date night. You can do..

floor picnics, candles, rose petals, romance shower and closed doors. You can do a "fancy" meal for two for real real cheap, candles can be cheap ($ store, craft store), same with fake rose petals (and you can use them again and again and again).. everything else is just your imagination. Or an old movie favorite. Walk in a park somewhere.. dress warm and star gaze.

Also you can make a pretty nice fire pit out of rocks you find around the yard or even your neighbors yards, and that's free! Or if you live in a developed area, take a drive to a woodsy area and pick up some rocks.

I try to make what I call "fun food" on weekends instead of going out. Things you might have as appetizers. Nacho's, taco's, hot wings, homemade pizza. Rent a movie, throw a blanket down on the floor and you have date night.

Read to each other?

Do you know anyone with horses?

Bath for two?

Does it half to be at night? You could do breakfast in bed.

Camp in your living room
Take a tour of a factory.

City walking tour.

High school sports. (that's our current fav. $2. for the whole family to get in)

When we lived in N.Y. we would do dessert picnics in the car (because of the cold) so we could see the stars (were from Fl., so we had never seen stars like that).


Cook something together and slow dance while doing it then eat it by candle light.

Pick somewhere you guys have always wanted to go. Then go to a book store and see who can find the most unusual info on that place. A neat tourist place in that city.

Or in theme with the bookstore:
Grab a few books from the humor section and take turns telling jokes to each other.

Play who gets the answer first:
Record for longest kiss
World's smallest island
How many books are there in the store on a certain topic (don't forget the kids section)
Weirdest book

play games, video, computer, board...

Are you allowed to have other people at date night?

A treasure hunt?


If you have any other free or frugal suggestions please share them and Have a great Cheap Cheetah Day!  Don't Forget To Save That $$$

Tuesday, February 7, 2017

What's the Big Deal?

                                               Hello Again My Cheap Cheetah Family!

I still think it's a big deal to be a millionaire. Now while it may not be as much as it once was it's still nothing to scoff at. Sure you're not living like a rockstar but you have the beginning of a more comfortable more normal lifestyle. I mean you're not going to be driving Ferrari's  but you can drive a decent vehicle. You  can go enjoy a vacation a nice dinner out and not be stressed where the house payment is coming from. You can also have the one thing that we all need a piece of mind. That's the ultimate goal in being a millionaire. What do you think?

Valentines & Money

Good Morning My Cheap Cheetah Family. I was thinking with Valentines Day coming up. Is that just another way for the retailers to get your money. I mean there are ways that you can say I love and appreciate you 365 days out of the year. Why does it have to be on just one day that you tell a person how you feel. How that comes with a price tag. If you must give a Valentines day gift wait until after Valentines day when the stuff is 50% off. On Valentines day make a special dinner and put on some good music and dance. Nothing says I love you better then just being together without the spending. So what are you doing for Valentines Day? Have a Great Cheap Cheetah Day & Save that Money!!!

Friday, February 3, 2017

Billion Dollar Buyer Season 1 Episode 1


Hello Family. Find this show watch you might like it. I love show about small businesses it teaches you a lot... Have a great day by saving that $$$

Wednesday, February 1, 2017

What Stages

                                              Good Morning My Cheap Cheetah Family!!

What stage are you at on the path to wealth
A little more details on each poll option:

Stage 1: is someone who's just starting out on the journey of savings and wealth building.

This person must first eliminate "bad" debt, e.g. debt incurred on depreciating assets like cars, boats, and jewelry (due to our recent diamond ring thread, is included too because of the incredible mark up).

Once that's done, this person can start on her savings goal. The goal is based on the amount of money the person needs to support her lifestyle at retirement. The book counts retirement account savings; and I disagree (I'm more conservative and only count taxable savings.)

Stage 2: is someone who's been saving for a while and now her investments generate an equal amount of new wealth to her target savings. I.e. Instead of increasing her annual investment by 1x target savings; that's now increasing by 2x.

This is a critical time because compounding and the investment is beginning to take over as the main producer of new wealth.

The investments counted by the author seems to be everything but the house and other hard assets. I disagree, I believe that is should only be your taxable investable assets (don't think about your retirement accounts).

Stage 3: is what the author calls financial independence where your job becomes optional.

Here, after a few years of reaching stage 2, your investments generate enough new income to allow you to life your lifestyle. However, because the new income is used to support your lifestyle, nothing new is being invested, so your wealth is stagnant.

Stage 4: is what the author terms wealthy. This is like stage 3, except your investments generate income 2x your lifestyle spending. Here, new money is added to your investments for it to grow. I.e. you are continuing to build wealth.

Stage 5 is what the author terms rich. This is like stage 4 except investments generate 5x spend. This allows you to give generously to family, friends and charities. 
Have a great Cheap Cheetah Day And Save That $$

Monday, January 30, 2017

Still Going

                                    Hey my Cheap Cheetah Family, How are you today?

Just wanted to let you know for Feb 1th 2017 the coin investment challenge is still going....on....
Picture it  this bottle is half way full of pennies, quarters, nickles,dimes, dollars and some half dollars. You got that in your mind now. That is what I have in my big bottle like this right now. I decided that at this stage of the game why not put the money to better use. Then have it just sit around and collect dust. So I am rolling up all that I have in this big bottle and sending it  off to my checking account. So that later on I could use the money to purchase stock with. Your money can not grow unless you invest it into something-right.

So with that ,the coin investment challenge still lives on for Feb 2017 and even after that. I am still finding and saving my coins  to play the stock market game with it... Remember I told you about my Kellogg's stock purchases. Yep all done with saved coins.....  Have a great Cheap Cheetah Week and Save That Money!!!

Thursday, January 26, 2017

Let's Eat!!!

                                  Hello My Cheap Cheetah Family, How are you today?
Today let's talk about eating in a healthy manner. When you eat healthy that means your saving money. How you ask. By being healthy it means no extra doctors visits, no extra medications, no extra medical insurance to pay. Because you are healthy and the ailments that non healthy people get your lucky not to have because you are healthy. I know I am a diabetic which because of my bad eating habits I have to pay more for my medications ,doctors visits etc. One part of being healthy is eating right.

                                        Eating Healthy
1. Buy Whole Foods. Unprocessed foods are cheaper and more nutritious than processed foods. They also give you total control over the ingredients. Avoid anything that comes from a box 90% of the time.
2. Buy Frozen Fruits & Veggies. Unfreeze berries in microwave and eat warm with cottage cheese. Put frozen spinach in a colander the night before and try one of these recipes the next day. Try also frozen beans & broccoli. Benefits:
Read more:
3. Buy in Bulk. Especially when you have promos running. Foods like pasta, rice and oats are easy to stockpile. If they’re on sale, buy as much as you can afford & store to last you until the next sale. More ideas.
4. Buy In Season Fruits & Veggies. Food grown in season tastes better and is cheaper. Root vegetables in the Winter. Apples & squash in the Fall. Broccoli & berries in the Summer
5. Buy Discounted Meat. Grocery stores often discount meats by up to 70% as they approach expiration date. Buy several pounds and store in your freezer.
Read more:

6.Clip Coupons. Invest 2$ in your Sunday paper or print the coupons from the Grocery Coupon Guide. Read also how to get the most out of coupons.

7.Avoid Impulse Buying. “Failing to plan is planning to fail”. The best way to avoid impulse buying is to prepare yourself before you do the grocery.
8. Stop Buying Food Outside. Preparing your own food gives you total control over the ingredients and is cheaper than buying food at work/school.
                                                                Have a Great Cheap Cheetah Day
                                                                       " Save That Money!!!

Wednesday, January 18, 2017

Be Good!

                             Good Morning My Cheap Cheetah Family. How are you today?

If you want to be successful at your company, be a good soldier, and that means:

1) Show up to work on time. In fact, if you can get their a little before everyone else, you get bonus points. I have one friend that was very successful in a sales position and eventually became vice president of sales. He was the first in the office every morning, making those phone calls. He was very competitive and made a lot of money.

2) Dress well. If you want people to take you seriously, dress like you are serious. Don't ever look like a slob or dress too casual.

3) Never more than one or two drinks at office get together. Don't ever let anyone see you drunk or sloppy or out of control.

4) Avoid office gossip. Don't gossip. Don't talk ill of your boss, other coworkers, or the company and avoid those who do. It's a downward spiral.

5) Take a lunch break. Although you want people to know you are working hard, don't make it look like you're killing yourself. Take a lunch break, enjoy a healthy lunch, and use the time to relax, take a walk, or socialize with other coworkers.

6) Keep a clean desk. Keep your desk organized so it looks like you're in control of your life and your destiny. A clean desk is a clean mind.

7) Keep your personal life personal. Don't tell people about your sex life or who you're dating or how much you drank at that party last night. These are your coworkers, not your college buddies. 

                               Have a Great Cheap Cheetah Day and Save That Money!