Wednesday, January 31, 2018

Making It Rain

                                         Hello My Cheap Cheetah Family How Are You Today.

Feb 1th will be here in a couple of  soon. My challenges that I am trying to do is not going to well. I was trying to make it rain  dollar bills for the month of January  That didn't happen.
I was trying to find another income source beside  my one line  business. That didn't happen.
Tried to lose 5lbs . didn't happen either. But you know what did happen....

I got  up this morning and I thought of new ways that I could make some money, save some money and enjoy some money. I will be still doing my challenges I just have to put more effort into them then I have dome in the past.  I feel like giving you something.
                                                                  
 

If you can tell me what you did to make , save or have fun with your money the cheapskate/frugal way for the month of February. I will enter your name into a  free giveaway for this cool cheap cheetah  hat. The winner will be announces Feb 28th.

Have A Great Cheap Cheetah Day & Dave That Money!

Friday, January 26, 2018

SMART

                                     Hello My Cheap Cheetah Family How Are You Today?

At the grocery store. Be SMART

S Skip the cart and select a basket

M Make a list and avoid spontaneous purchase
A Arrange your pantry and refrigerator in an organized way so you can determine food purchases.
R Research coupon inserts, savings websites and coupon sites to find coupons on items that you need.
T Take your coupon book with you just in case you find a hidden deal but do not buy items just because you have a coupon.
Saw this somewhere and I wanted to share this great way to save money on your food bill.
Have a great Cheap Cheetah Day & Save that Money!


Read more here: http://www.charlotteobserver.com/living/health-family/moms/moms-columns-blogs/deal-diva/article83429047.html#storylink=cpy

Tuesday, January 23, 2018

Cheapskates & Pets

                                    Hello My Cheap Cheetah Family How Are You Today?

Let's talk about Pets. Are you frugal/cheap with you four legged friends. Since at the moment I have no pets I could only tell you what I would do if I had one being a cheapskate and all.

 First I would make sure that I had a saving account for my pet, that way if it got sick then money would be in their account to cover the cost. The money for this count would come from either a percentage of my paycheck. A small percentage, Or I would earmark money from saving my coins or doing without something so that I would have the money to fund my pet account.

Second thing I would do would be to look for every pet coupons or look for free giveaways'/samples from pet food companies . Nothing like free or money off because pet food can be pricey. Some people cook for their pets they find it cheaper , healthier and they know what's in their pet food.

For the pet's toys I would  shop yard sales/flea market. On my yard sale adventures I have seen a few pet cages, bed and toys cheap. I once saw a nice coffee table that was actually a pet cage made out of  maple wood. If I had a dog I would have gotten it.

Grooming your pet. I would get it done professionally but at a discount and with coupons. To bad they don't have a pet grooming place like they do beauty shop where the groomers  are in training and the services are cheaper then a normal grooming place. You can also look in to PetSmart and other pet retail shops to see if they offer discount grooming days.

If you pet is sick and have to go to the vet, Shop around for a  good vet that's really knows how to treat  pets. Also ask when they have discount days. Some shelters can put you in touch with good vets. Also look into dog shelters some of them offer cheap days when you can get your pet sprayed and natured  cheap .

For other items that you might need for your pet like registration, medications, etc. you can also look on line. I have found when people no longer have pets that they offer their pet supplies cheap.

 Most importantly love your pets treat them like family and they will give you love forever!

                                                 Have A Great Cheap Cheetah Day!




Saturday, January 20, 2018

Saving Versus Making

                                   Hello my Cheap Cheetah Family. How are you today?

I have a question for you which is easier. Is it easier to make a dollar or to save one? I feel that it's easier to save a dollar because you have more options then you would to make one if your not working ( like me).

For Saving a dollar you could use coupons for discounts on products you buy. You could save your coins. You could also not buy something like junk food, coffee out whatever and use that money you would normally spend to save. You could return some stuff and get your money back saving the money you spent on that item These are just a few ideas I am sure you can think of more.

For Making a dollar if your not working is a bit harder to achieve. I know I am trying to do this now. You can do surveys for $$ but you have to wait to get paid. You could take on a part-time job but you also have to factor in your expenses and see if the part-time job is worth it. Mystery shopping is the same way sometimes you get jobs and sometimes you don't. You could sell stuff on line but it still takes a minute for someone to purchase your item. Meaning your still waiting for your dollar. These are just a few things that I can think of. I say it's easier to save a dollar then to make one. What do you say?  

                                                 Have a great Cheap Cheetah Day!

Wednesday, January 17, 2018

Rip- Offs

                                   Hello My Cheap Cheetah Family. How Are You Today?

                                        Here are things I think are just plain ripoffs 
Movie Theatre Popcorn ( I buy the small or kids size )
Movie Theatre Soda ( I refuse to buy those expensive sodas )
Movie Theatre Candy ( I won't buy that either )...
Haircuts. I really hate paying $30
I resent paying $8 for one beer at a club when I can buy an entire six-pack at the market for $9
when I pay my cable bill
Home landscapers who charge you $20 bucks a week when you only need your lawns done twice a month.
Any store that sell Halloween items over $5 .
Drug stores that charge you for medication that is way over priced.
Auto repair places that try and bill you extra for a mechanic just to be in the same room as your car.
It's a rip-off that my taxes fund schools when I've never had kids.
$40 for a lap dance is way too much... and you expect a tip with that.
Going to the hair dresser and she charges $10 extra to blow dry my hair instead of putting me under the dryer.
Plumbers who charge you just to come and look at the problem.
I am sure you can think of more these are just a few off the top of my head.
Fast Food places who charge you extra to supersize your drinks.
People who shovel your sidewalks when it snows and do a very small path and charge you a arm and leg for that small path.
Girls Scout cookies. Need I say more
I am sure you can think of much more these are just a few that I had on the top of my head.
Have a Great Cheap Cheetah Day & Save that Money!!!

Saturday, January 13, 2018

Sudden Wealth

                                    Hello My Cheap Cheetah Family. How Are you today?

I am sure that you have heard by now about the 20 year old who won all that money in the lottery. I think he will come home with something like 215 million after taxes and such. To say I am not a bit jealous is a lie, but to also say that's not scary money for me would be a lie to. But my point is with sudden wealth like that and at that age and being frugal/cheapskate what would you do. Here are some of the things that I would do. To answer  your questions yes I was a cheapskate at 20.

1. First I would get all the professional people that are recommended a lawyer, accountant, etc, But this would take me about 2-3 weeks because I am looking for good professional but at a very low cost. I want good service for cheap.

2. I would put the money in a trust fund and that trust fund would give me an allowance once a month bases upon what my living expenses would be which would be very basic.

3 A set amount would go to family and friends and charities but after that the bank of me is closed. I would also advise the people who I am giving money to that this is a one shot deal.

4. I would make sure that all my physicals are done and that I am healthy. I need to be heathy because I have a lot of things I need to do with that kind of money.

5. Yes I am cheap but I would buy some fun stuff like a condo and a new car but they would be at the price I wanted to spend nothing to expensive.

6. Almost forgot I would set up a heath account and put some money into it just in case I need money for any heath issues.

What I am saying is that my lifestyle would not change to much. yes I would be moving because with that kinda money you would have to. But no matter how much money you have you can't put a price on your happiness. So what's what I would do with that kinda money what would you do?
                            
                                   Have a Great Cheap Cheetah Day & Save that Money!

Sunday, January 7, 2018

Growing You Saving Account

                  Hello My Cheap Cheetah Family Happy Sunday & how Are You Today?

You want to grow your savings account?
First thing you have to do is self-reflect, unpacking a ton of mental  money issues, and shifting a lot of paradigms.
Question many of the things you spend money on; ask yourself why?
I am not rich by any means, but once I did all I have said above, I became a free women.
Yep...free from debt, free from financial pressures, and free from being a slave to advertisers (and hence a slave to my own impulses to buy, which were prompted by social conditioning).
Have A Great Cheap Cheetah  Day

Thursday, January 4, 2018

Not So Cheap!


                                                 Hello Family How Are You Today?

Today was a NOT cheap/frugal  day.The reason for that is  I spent about $40 bucks for 2 bags of ice melt for my sidewalk because of this snowstorm that New York is having. Then  when  I was ready to do my shoveling my Gardner rings my bell. He stated that he would shovel my walk way, driveway and remove the snow from all three of my cars. Mind you it's about 10 degrees outside with the high winds of about 50 miles an hour. Baby it's cold outside. We agreed that he would do the job for $75. This is where I was very UN-Cheap . I told him to do it for $50 but he refused.  For the money that I was spending on this snow removal job I got my Gardner to do extra snow removal stuff. Like salt my driveway walkway & steps, remove my frozen garbage cans from in front of my house and put them to the side of it.   I needed my money's worth out of him and his team, besides he had a big snow removal machine and 2 men working with him. He did the job in 20 minutes. Compared to me doing the same job in 3 hours and possibly getting sick because it's very cold outside..

So far it's only been a week into the new year and I have spent a lot of money. $300 for a repair job on my furnace, $40 for snow melt, $75 for snow removal. Hopefully this year will be a get money year not a spend money one. 
Have a Great Cheap Cheetah Week & Save that $$$

Monday, January 1, 2018

Happy Jan 1th


Hello My Cheap Cheetah Family Today is the day for....... Money Challenges. I am not sure what yours are but you know mine. A dollar a day,  Use coupons more, Save more coins to invest. These are my Money Challenges for 2018. Oh yea in 2019 I am going to Hawaii for 15 days and I need spending money so that will be a challenge  within itself. So what are your money Challenges this year and most importantly how are you going to get to where you wanta be????
                                      Have a great Cheap Cheetah Day & Save that $$$