Wednesday, November 22, 2017

Black Friday

                                 Hello My Cheap Cheetah Family. How Are You Today?

Hello Family, Just a thought with Black Friday just a few days away. Are you doing this madness so that you can buy stuff for yourself or others that you and they don't need? I will pass on black Friday for a few reasons. First I am cheap and nothing on black Friday in merchandise compared to what I can get at yard sales for less then half of what the stores are selling.

2nd I really don't need anything that bad that I would get up out of my warm bed to fight traffic, crowds... and good knows what else to get anything and that included buying gifts.

Lastly I shopped in the summer for my holiday gifts, yardsales, garagesales, ,going out of business sales. So I am done and I paid the prices I wanted to pay for my gifts not what the overprices stores suggested I pay even on black Friday. So has a frugal /cheapskate how are you handling this Black Friday?   
                                 Have A Great Thanksgiving & Save That Money!

Saturday, November 18, 2017

Losing My Cheapness

                                        Hey Cheap Cheetah Family, How are you today?

I am back from a 2 week vacation. The first week I went on a California Coastal cruise with the Ruby Princess.  The last week I was in Vegas Baby! The two weeks that I was on vacation I realized that I had lost my cheapness for those two weeks.  I found myself spending money not really looking for the cheaper version of what I wanted to buy, But if something was offered free believe me I took it. I   spent a year saving for this trip so I was not worried about the spending money part. And to be truthful it felt kinda good just to spend money without thinking about getting a better deal. But I am back home now and I am back to be my old cheap self . Which I am ok with.  I have to ask you when you go on vacation do you lose your fugal/cheapness for the time that your on vacation?

As far as the cruise alone the California  part of it I will show you videos on that later. I will also show you my Vegas videos to. For right now I just wanted to ask you that questions. And to say I am back from vacation and that you were missed.

                                                     Have a great Cheap Cheetah Week!

P.S. The video is the Seals in San Fransisco one of the cruise stops we made.

Monday, October 30, 2017

Happy Halloween

                Wishing My Cheap Cheetah Family A Safe, Fun and Happy Halloween!

Friday, October 27, 2017

Halloween Spending

                                                    Hello My Cheap Cheetah Family

Boo! Americans will spend $9.1 billion on Halloween this year

 The spookiest time of year is here, and in addition to ghouls and goblins, Halloween also carries a massive price tag.
According to the National Retail Federation (NRF), Americans will spend $9.1 billion on Halloween candy, costumes and pumpkins in 2017. This is up 8.3% from last year.
The biggest chunk of the spending will go towards costumes, with holidaymakers spending $3.4 billion to dress up like their favorite monsters and superheroes. For those impatiently waiting to satisfy their sweet tooth, never fear. Americans are expected to spend $2.7 billion on candy this year.
Broken down, the NRF predicts that each person will spend an average of $86.13 on Halloween festivities, up from last year’s figure of $82.93. All of that spending can seem scary if money is tight, nevertheless, people seem up to the challenge. Just 12.9% say that their spending will be impacted by the economy.
The truth is, there are a handful of other money woes that spook Americans more than shelling out billions for costumes. To find these hidden terrors, WalletHub conducted their own Halloween survey to determine the most pressing financial fears facing Americans today.
It turns out that 26% of Americans fear an unplanned emergency, and the same percentage of people fear not having enough retirement savings. On the other hand, 20% fear losing their job, 7% fear poor credit, and 11% fear fraud.
Indeed, losing your money or being misled is much more terrifying than creepy crawlers, in fact, 72% of people say that data breaches (ahem, Equifax), are scarier than spiders.
We don’t know about you, but all of those financial setbacks sound way scarier than a thriller movie.
This article is from Yahoo Finance. Have A Great Cheap Cheetah Day!

Wednesday, October 25, 2017

In School

                                                    Hello My Cheap Cheetah Family

What personal finance lessons do you wish you learned in school?
As I've gotten older and learned more about personal finance I always think, man I wish they taught that when I was in school instead of  calculus. I hate calculus. Something I still have not used to this day. What are some of the personal finance lessons you wish were taught in school?
Set financial goals. Pay yourself first.
Live beneath your means, pay cash...
how to spend and structure spending
Live debt free
1. Houses/real estate are NOT always good investments
2. Paying cash for any big ticket item is usually stupid. Do the math.
                                                            3.How to invest early.

                                  Have A Great Cheap Cheetah Day & Save That Money!!