The Gray Wave: Rising Homelessness for American Seniors

                          

                                              Hello, Cheap Cheetah Family

This was my wake-up call. I've been lacking in my cheapskate habits but... After seeing this story and others like it. Also, about the food pantries not having enough food to feed all the suddenly laid-off federal workers. Makes me stand up and pay attention to my own finances and what is coming in and going out. Especially since I have ongoing medical bills that I have to pay monthly. This is scary stuff when it comes to people and their money situations. It breaks my heart to see people being kicked out of their homes because of a lack of money, especially seniors who have worked all their lives .. 

                         Have a Great Cheap Cheetah Day & Save That Money (Seriously) 

US Lottery: Why do so many Winners end up losing their Money? | FD Finance

                                           

                                                       Hey Cheap Cheetah Family

So, I'm hooked on these stories. It's nothing like seeing reality in its finest, especially when someone wins the lottery and their excessive spending is crazy. This always gives me a reality check when it comes to spending money and how easy it is to get and spend it, leaving one broke in the end. Watch and learn.

 

                             Have a Great Cheap Cheetah Day & Save that Money!!

                       

A Slow Way To Make Money

                                                     Hello Cheap Cheetah Family

How are you today? I might have mentioned this, but I've learned the slowest way to earn extra money is to open a CD account and just let it sit for as long as you can. I did this with a CD account that mimicked the stock market bond fund for two years. I put in about $5000 and let it sit for 2 years. Ok, I only made about $500 when it matured, but that was $500 I earned as interest. I didn't need the money, so I just let it sit there. Now, when it rolls over, it will get interest on $5500. You don't have to open a CD with that much money or for that long. But if you have extra money sitting around and don't need it for a while. Why not put it somewhere to make money off of it? I know what you're saying, CD rates now are lousy. They are, but overall, either in a CD which the government so far protects or thein the stock market with no protection. I would rather have my money safe right about now. Since I never know when I will need it. besides, it's easier for me to get my money from a bank than a broker. Not that I'm knocking stocks, I love them. I'm just cautious about how much money I put into them. I have money trust issues. Even if you start a bank CD with $500 ok you will make under $5 in interest with the way the rates are, but I always say every dime counts. Especially if you're a cheapskate like me. So, I'll take the little interest I get on $500 and roll all of it over for another CD term and watch my $505 grow to maybe $20 bucks or better, after all is said in done. This all depends on the rate and terms you choose for your Cd account, of course. With the interest I make, I could pay a bill or put down a down payment on some groceries.  Since food and everything else are so expensive nowadays. 

Suggestion: You can save your coins for a certain period of time and put them into a CD account, rebates, lotto win, or anything extra you don't need, save it. When you get say $500 or more, look into a bank CD. They might be slow, but you still make money.( I'm not a financial expert of any kind, just a cheapskate),  Check which bank has a higher CD rate so you can reap the benefits of higher rates. This is one way a cheapskate like me makes the slow and safe way.

                          Have a great Cheap Cheetah Day & Save That Money  

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Just Wait

                                                  Hello, my Cheap Cheetah Family

Happy October. If you would just wait, sometimes waiting works out for you. I'm talking about a few months ago, the City of New York wanted people to purchase a special garbage can that said NYC Sanitation Department on it. The garbage can was a certain size and had a special top on it. this was so the garbage men knew what kind of garbage was in the can, so I think. anyway, before the recycling garbage cans, the city was giving them away for free. Now these new garbage cans cost $55. Which I refused to pay because I had until June 2026 to get the cans, and I also had a garbage cam already that was exactly like the one the city wanted me to buy, minus the name of the sanitation on it.  So, I figure I will wait until the last 3 weeks to get the sanitation garbage, which would be sometime in May of 2026.

But.... I got a letter yesterday stating that the state will reimburse me for the garbage can if I purchase it. so I say thanks, and now I will be buying my garbage can early in 2025 because I can get my money back for it.  Did I mention it was $55 for this garbage can? That for a cheapskate like me, was too expensive.  Not when I can buy the same kind of can for $30 bucks. Yes, I'm cheap and love it! So, it pays to wait sometimes when you want to buy stuff. Because you never know when it will be on sale, or you might even get the item for free sometimes.

                            Have a Great Cheap Cheetah Day & Save that Money!!!

Have You Checked??

                                                 Hello, My Cheap Cheetah Family

Happy October, I wanted to ask you a question: did you check your homeowner's insurance to make sure you have enough coverage just in case something happens to your home and you have to rebuild it? I was going over my homeowner's insurance yesterday and noticed that the coverage to rebuild my home wasn't enough. Especially with inflation and things costing more money than they had been, say 3 years ago. Anyway, I had to call my insurance man and raise the amount for my home coverage. which you know raised my rates up. What do they say about insurance? It's a promise to pay you if something happens, which sometimes they don't. I feel you need the insurance, but at times, are we just throwing money away on a promise or hope that this company will stay in business enough to get what we gave them back? Just a thought. anyway, we have to have home insurance, so just a heads up check to see if your policy covers the full cost of your home being replaced if something happens to it.

           So, are you saving, making, or spending any money so far this month?

                     Have a great Cheap Cheetah Day & Save That Money!!!

 

Happy October

                                                      Hello My Cheap Cheetah Family

Happy October, well, what's going on? Is it me, but everything time you try to purchase something, there are fees attached to it. For instance, I went into the subway to get a subway card to ride the bus, and they charged me $1 just for the card alone, when it used to be free. Let's not talk about the plastic bags in the grocery stores that went from 5 cents to 10 cents now, and a cloth bag is 99c. What about when you buy gas, it costs more on credit than it does in cash because they are charging you for the fee the credit card company is charging them. And if you have an account where they will send you a check, like if you're doing surveys and things, they charge you a fee just to mail the paper check to you. it's free if you get a gift card of some sort. Hotels are doing the same things. I'm so tired of being nickel-and-dimed to death; it's crazy. I tried to get around it, but if you have to purchase these things to live what can you do but pay all these hidden fees? What do you do, and what fees have you come across that are just crazy?  

                                   Have a Great Cheap Cheetah Day & Save That Money!