Being Real With You About Me & Money

         

Good Morning Family. Here is my Keeping It Real with you video. I talk a little bit about myself and some of the ways that I stay cheap/frugal. Have a Great Cheap Cheetah Day!

Tiny Houses

Good Morning My Family. This week I am on a tiny house kick. Meaning I'm watching a lot of you tube videos on tiny house living. I was thinking would you or could you live in a tiny house. I know I could. Think of all the money you would save. Think about how you would be helping the environment with less waste that you have living in a house this size. Think about all the places you can take your house. Yes there will be some challenges and adjustments, but hey look at the upside no more property taxes, mortgage, water bills, energy bills and if you don't like your neighbors you can just up and move. That sounds good to me. Besides who needs all that extra stuff that you have right now living in a big house. Who's with me on this! Have a Great Cheap Cheetah Day & Save That Money!

Not So Smart Money Movies

                                         Hello My Cheap Cheetah Family Happy Sunday!

  6 Really Not So Smart Ways Americans Waste Money

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Are you guilty of any of following?

1. Overspending on Education
2. Purchasing Expensive Diapers
3. Buying Unnecessary Baby Stuff
4. Betting on Lottery Tickets
5. Failing to Shop for Bargains
6. Insisting on Lavish Weddings

If anything I am guilty of over spending on Lotto tickets. I always want to be in it to win it. I keep thinking that one day the day that I don't spend the money for lotto is the day that I might actually win. I know it's a pipe dream but I have cut back on buying. I have a $20 a month budget and that it. So what's you not so smart thing that you waste money on??

Have A Great Cheap Cheetah Day & Save That Money!!

 

Five Dollars A Month?

Good Morning My Family. Here's the question of the week. If you had something that you enjoyed like a monthly meeting, visiting a place that you enjoyed going to, doing your own website, doing a family thing, promoting your side business etc. and these things cost you $5 a month. How would you get that $5 without going in to your saving accounts or using money from your paycheck. How would you raise that $5 a month to do something that you enjoyed doing?
                              Have a Great Cheap Cheetah Day And Save That $$

Money Saving Tips For Cruising

Frugal/Free Dating

                                               Good Morning My Cheap Cheetah Family!

Free or almost free date night ideas?

What would you suggest if you wanted to do a fun but frugal date night with your partner. Because we all know that certain things like concerts, movies, plays can cost way to much. And besides sometimes it's just fun to think outside of the date night box. here are a few frugal suggestions that I can give you for a fun and frugal date night. You can do..

floor picnics, candles, rose petals, romance shower and closed doors. You can do a "fancy" meal for two for real real cheap, candles can be cheap ($ store, craft store), same with fake rose petals (and you can use them again and again and again).. everything else is just your imagination. Or an old movie favorite. Walk in a park somewhere.. dress warm and star gaze.

Also you can make a pretty nice fire pit out of rocks you find around the yard or even your neighbors yards, and that's free! Or if you live in a developed area, take a drive to a woodsy area and pick up some rocks.

I try to make what I call "fun food" on weekends instead of going out. Things you might have as appetizers. Nacho's, taco's, hot wings, homemade pizza. Rent a movie, throw a blanket down on the floor and you have date night.

Read to each other?

Do you know anyone with horses?

Bath for two?

Does it half to be at night? You could do breakfast in bed.

Camp in your living room
Take a tour of a factory.

City walking tour.

High school sports. (that's our current fav. $2. for the whole family to get in)

When we lived in N.Y. we would do dessert picnics in the car (because of the cold) so we could see the stars (were from Fl., so we had never seen stars like that).

Skating?

Cook something together and slow dance while doing it then eat it by candle light.

Pick somewhere you guys have always wanted to go. Then go to a book store and see who can find the most unusual info on that place. A neat tourist place in that city.

Or in theme with the bookstore:
Grab a few books from the humor section and take turns telling jokes to each other.

Play who gets the answer first:
Record for longest kiss
World's smallest island
How many books are there in the store on a certain topic (don't forget the kids section)
Weirdest book

play games, video, computer, board...

Are you allowed to have other people at date night?

A treasure hunt?

Frisbee.

If you have any other free or frugal suggestions please share them and Have a great Cheap Cheetah Day!  Don't Forget To Save That $$$

What's the Big Deal?

                                               Hello Again My Cheap Cheetah Family!

I still think it's a big deal to be a millionaire. Now while it may not be as much as it once was it's still nothing to scoff at. Sure you're not living like a rockstar but you have the beginning of a more comfortable more normal lifestyle. I mean you're not going to be driving Ferrari's  but you can drive a decent vehicle. You  can go enjoy a vacation a nice dinner out and not be stressed where the house payment is coming from. You can also have the one thing that we all need a piece of mind. That's the ultimate goal in being a millionaire. What do you think?

Valentines & Money

Good Morning My Cheap Cheetah Family. I was thinking with Valentines Day coming up. Is that just another way for the retailers to get your money. I mean there are ways that you can say I love and appreciate you 365 days out of the year. Why does it have to be on just one day that you tell a person how you feel. How that comes with a price tag. If you must give a Valentines day gift wait until after Valentines day when the stuff is 50% off. On Valentines day make a special dinner and put on some good music and dance. Nothing says I love you better then just being together without the spending. So what are you doing for Valentines Day? Have a Great Cheap Cheetah Day & Save that Money!!!

Sharing some of my thoughts about NCL Gem Cruise

A Bus Tour in St Maarteen

Billion Dollar Buyer Season 1 Episode 1

  

Hello Family. Find this show watch you might like it. I love show about small businesses it teaches you a lot... Have a great day by saving that $$$

What Stages

                                              Good Morning My Cheap Cheetah Family!!

What stage are you at on the path to wealth

A little more details on each poll option:

Stage 1: is someone who's just starting out on the journey of savings and wealth building.
This person must first eliminate "bad" debt, e.g. debt incurred on depreciating assets like cars, boats, and jewelry (due to our recent diamond ring thread, is included too because of the incredible mark up).
Once that's done, this person can start on her savings goal. The goal is based on the amount of money the person needs to support her lifestyle at retirement. The book counts retirement account savings; and I disagree (I'm more conservative and only count taxable savings.)
Stage 2: is someone who's been saving for a while and now her investments generate an equal amount of new wealth to her target savings. I.e. Instead of increasing her annual investment by 1x target savings; that's now increasing by 2x.
This is a critical time because compounding and the investment is beginning to take over as the main producer of new wealth.
The investments counted by the author seems to be everything but the house and other hard assets. I disagree, I believe that is should only be your taxable investable assets (don't think about your retirement accounts).
Stage 3: is what the author calls financial independence where your job becomes optional.
Here, after a few years of reaching stage 2, your investments generate enough new income to allow you to life your lifestyle. However, because the new income is used to support your lifestyle, nothing new is being invested, so your wealth is stagnant.
Stage 4: is what the author terms wealthy. This is like stage 3, except your investments generate income 2x your lifestyle spending. Here, new money is added to your investments for it to grow. I.e. you are continuing to build wealth.
Stage 5 is what the author terms rich. This is like stage 4 except investments generate 5x spend. This allows you to give generously to family, friends and charities. 

Have a great Cheap Cheetah Day And Save That $$