Saturday, April 20, 2024

Time For Yard Saving


                                                        Hello, My Cheap Cheetah Family

It's that time again yard work season. I hate yard work, but I have to do it or pay a gardener $27 dollar a week to do it for me. Pass I am to cheap and besides when you do yard work it's like exercise right. well to me it is, and I am saving $27 bucks in the process. What I don't like is that my weedwhacker broke on me after 10 years of service. I purchased it at sears for $50 bucks. Now Home Depot and others want $150 for the same weedwhacker. I am looking for one at yard sales this year I know they will be cheaper than anything I could buy in Home Depot and probably better to.

I am trying out a vacation this year a cruise, but can you say rip off. The free at sea stuff is not really free . Like their free drink package why am I paying $300 for the package if it's free. Also, the gratuities for the trip which will be 7 days will run about $250 for two people and this is just tips. Who am I paying and what services am I paying for at that price. That's not even included in the 3,000 dollars I'm already paying to go on the trip.  When they say cruising is a nickel and dime business they speak the truth. The only way you can go cheap is to find a great cruising rate and don't use anything that is not offered for free in the price. I tried going as cheaply as possible when it comes to cruising. I bring everything I might need only stick to free stuff which on a cruise is not much. Not like it used to be anyway. The whole thing is about having fun enjoying the port of calls and relaxing right? I still like to do all this the cheapskate way. If you have been on a cruise and you did its cheap share some of your ideas right here love to hear them.

                                Have a great Cheap Cheetah Week and Save that Money!

Friday, April 5, 2024

April Already???


                                                        Hello My Cheap Cheetah Family

Happy April first off I am not going to lie to you I have not been my usual frugal self lately. I have had things that I needed to get like a chair for my Livingroom and two kitchen chairs. Why didn't you tell me furniture was so expensive. I have even when to a few thrift stores for secondhand furniture and they even want a lot for the used stuff. I have seen some used chairs go for as much as $100-300 dollars. That's crazy to me for used stuff. it's the same prices for the new furniture in the stores. I think what I will do is wait until I can go to estates sales and moving sales and maybe this summer. I will have luck finding the chairs I need. who cares if it doesn't match my living room as long as it's sturdy and cheap its ok by me. Same with the kitchen chairs. So, my tip to you being a cheapskate if you need something and can't find it in your price range wait on it if you can it's bound to come along cheaper t a later date. just have patience and it will come to you I promise you that.

                                Have a great Cheap Cheetah day and save that money!

Saturday, March 2, 2024

Happy March


                                                      Hello My Cheap Cheetah Family

Happy March. So, how's the money saying coming along? Since already hit the third month of the year and so fast to. For me I can't lie to you Amazon got me this month. Meaning I was looking for earring and the regular stores wanted $70 dollars and up for earring. I find some nice ones for $20 bucks on amazon. Which was much cheaper. I swore I would never use amazon to purchase but I will say things are much cheaper there then in retail stores. Have you seen the stuff they are selling in retail stores now. Even J.C. Penny which use to be cheap has went up in price that's kind of crazy to me. I see why everybody his making Jeff Bazo rich. So, March should be the start of a new challenge for you or something that you should give up. For me it's playing lotto. I got a bad addition for a cheapskate like myself and I am giving it all up for the month of march. So, what will you be giving up saving money this month?

                                      Have a great Cheap Cheetah Day & Save that $$$

Friday, February 2, 2024

Cd Rates


                                                         Hello My Cheap Cheetah Family.  


So, how's 2024 treating you so far. Most importantly how is your money treating you in the new year. Here's what I have been doing looking at bank rates on certificates of deposits. Right now my bank is offer 5.5% on their cd rates. Which is pretty good compared to 0.07% that you would get on a checking or saving account. At least with a cd account you can make a little bit of money on your money. To open an account in some banks it's only $100 and in others like mind is $500. I know that interest on $500 is not much but it beats what the stock market is giving you which that interest goes up and down too much for me.

So now I am scouting for better Cd rates and trying to scrape the $500 dollars together to put into one that will offer me a bit extra for doing so. I know your saying cd rates sucks. But what the heck it beats buying lotto tickets and losing all the time. That's another story for another day. I rather get a little bit then none at all. And yes, you have to pay tazes on the interest but if you have a lot of deductions or you don't make any money like me then your good, I think. Well, that's one of my cheap cheetah ways to make some money see who paying good interest and open an account at that bank.

                                                     Have a great Cheap Cheetah day & Save That Money! 

Tuesday, January 9, 2024

It's Hard Be Cheap


                                                             Hello Family Happy New Year

Hello all well here's the my cheapskate story so far for the New Year 2024. Can we all say Rip Off. I had a taste for a whopper and I went to burger king. I usually get cheese with my whopper but now they are charging you $2 extra for a slice of cheese. I told them forget it. I ordered the regular whopper which tasted nasty, and it cost $8 a whopper from the normal $5. This year I am staying away from fast food it's too expensive and nasty tasting. It's hard being a cheapskate when prices keep going up. after I purchased the whopper I said I should have just gone to the store and got a package of ground beef and make a burger myself. At least I could have made a couple of burgers for later on for the price I paid for two whoppers.

So are we trying to save money in 2024. I keep saying I'm but bills always come in the mail that have to be paid and things break down which cost more than $200 to get it fixed.  I have set a budget for myself of $20 for fun stuff like me playing the lotto or getting a small treat. when the 20's gone for the month then I can't get another one until next month.

So how's the frugal/cheapskate life treating you so far. And are you saving that money like your suppose to be?

                               Have A Great CheapCheetah Day & Save that Money!


Monday, January 1, 2024

Happy 2024



 
Happy New Year Family Your probably taking advantage of the after holiday sales right? But wait.... ask yourself do you really need more junk to add to the junk you already have? Make sure that you are doing some kind of money challenge this year. I heard of a good one it's the weather money challenge whatever the weather is for the day in your city that's the money you have to put away for that day. I like this idea. So  for example in New Yorks it's 43 degrees I would have to put $43 dollars away today or you can do it weekly so every Monday whatever the temperature  is that's the money you have to save. If you don't have that kind of money to put away then use coins and put 43 cents away instead. As long has your saving something that's the whole point of it.

                Wishing you a happy new year be Safe and Save that money! 

                                     Have a Great Cheap Cheetah Week

                                https://coinqueensyardsale.ecrater.com/

Saturday, December 23, 2023

Happy Holiday !


                                                                   Hello Family

Just want to wish you a safe and Happy Holiday Season, And to remind you that after holiday sales are really not sales if you don't need the things that you buy.

                                     Have a Great Cheap Cheetah Day & Save that $$$

                                                    https://coinqueensyardsale.ecrater.com/