$2000

                                                                     Hello Family

Have you thought about how much you will need to live in retirement. Some say you need millions of dollars. Some say you don't. Being a frugal/cheapskate I say do a basic budget to see how much your expenses are now. I did a basic budget and I see in order to maintain my simple lifestyle and pay my bills I need an extra $200-2500 coming in a month. My pension and social security will not cover my basic living expenses.

Some say to live off your saving good advice if you have saving. But what if you have a little bit of saving say $10,000. If you keep taking from that to live on you will not be paying your bills after a period of time because you would have  used up all your saving.   What I am getting at is this life is so unpredictable but if you start now do a budget, cut back on the  things you don't need and save what you can. You might be able to  continue to live your lifestyle or a simpler one when you retire.

Look at your life and what you want it to be in retirement. Save for it, Budget for it and then go for it!

                               That's what I am doing in a cheapskate fashion.

                           Have a Great Cheap Cheetah Day & Save that $$$

                                    https://coinqueensyardsale.ecrater.com/

Insurance

                                                                    Hello Family

Today I am talking about the various insurance that we all need. No it will not be cheap but you can not put a price on a peace of mind.    https://anchor.fm/cheapcheetahmoneyshow

                                                Have A great Cheap Cheetah Day

                                             https://coinqueensyardsale.ecrater.com/

Almost Labor Day

                                                                 Hello Family..

It's almost Labor day. Well in 2 weeks it will be. Have you thought about what your plans will be? If your having a family BBQ/ If so then here are my cheapskate suggestions about what to do  for  your BBQ.

1. Find mangers  specials  in the meat department of your supermarket. I have seen some mangers specials tags on meat.  The  meat  was  still good but  it was  expiring soon that 's why they had the mangers specials tag on it. These specials are marked down at a good discount. I have  purchased lamb chops  for $3.00 a pack where they normally go for $7-8 dollars a pack. Same with turkey legs. If you can not find mark down meat go with chicken it's usually cheap, forget hamburger and steaks  to expensive. Hotdogs your might can find cheap if your not picky on the brand you buy.

2. Dollar Tree is your friend you can find your decorations, some basic food items like chips, cookies, cakes mixes, peanuts ,cups and plates that you might need for your BBQ.

3. Everybody loves Walmart they are not a cheap as they use to be. But they can come in handy when it comes to buying sodas or that big can of Lipton ice tea and fruit punch mix. Making your own ice tea and fruit bunch is much cheaper then buying it.

4. For music you can always set up a radio or your iPad, or if you know someone that is a part-time Dj ask them to hook you up with the music for a  small fee or a plate of food. Which ever works the best for the both of you

5. Entertainment for the kids you can buy balloons for a water fight, freebee,  a big plastic ball for dodgeball.  Set up a volley ball net  play volley ball. All these things can be found at your local dollar tree or family dollar store.

6. If your drinking alcoholic beverages have some of your company bring some. You can buy bottles of wine under $5 at your local wine store or some Walmart  stores carry wine and beer at a low cost. What about the booze you got for the holidays use that up and save your money. 

7. Dessert you can make cookies,  get fruit on sale and make a fruit salad dessert, ice pops, Tell the family to bring dessert as well.

8. Most importantly it's family and fun enjoy yourself but be wize about spending when you do it.

                                             Have A Great Cheap Cheetah Day

                                          https://coinqueensyardsale.ecrater.com/

 

Money In The News

                                                                       Hello Family

Happy Sunday today on The Cheap Cheetah Money Show we are talking Money In The News. More like inflation and what we need to do with our money and inflation. Join me and let's talk money.

                                                   https://anchor.fm/cheapcheetahmoneyshow

                           Have A Great Cheap Cheetah Day & Save that Money!

                                                   https://coinqueensyardsale.ecrater.com/

Bermuda Grocery Store Prices

                                 

                                                                      Hello Family.

I always wanted to live in a place like Bermuda it seems like paradise but... Just like Hawaii everything is so expensive. I thought NY grocery prices were bad , but  Bermuda's food prices are crazy. Makes me appreciate  high  New York prices. So tell me are food prices where you live this expensive?  

                                         Have A Great Cheap Cheetah Day & Save that $$$$

                                                         https://coinqueensyardsale.ecrater.com/

$8.30 A Day

                                                                         Hello Family..

$8.30 cents a day makes $58 a week which makes $3016 for the year. I tell you this because that is my goal for 2022. To make $8.30 cents a day so that  I can have $3016.00 for 2022 This money I would use for spending money on the two cruised that I plan to go on for my birthday next year.

That's the plan anyway. But have you ever tried to get $8.30 cents a day. I know you say do surveys tried that Most of the surveys I tried  I am not accepted or I wait to long and they have already closed. Maybe it's just me but spending 30 minutes for $1-3 dollar surveys are not that attractive to me.

I sell stuff on line but right now people are being very selectively of what they buy and the price they buy it for.  I see people more likely spending less then $10 for an item. So selling on line which I do is a hit or miss game for me.

Yes I mystery shop but they are far and few between to. Also the price they pay you to shop has gone down a lot I use to get $10 for phone calls now I am lucky if I get $7. I use to get $15 for bank shops now it's like $12. Let's not count the time and gas you need to get to these places. I am lucky if I make $5 on a shop after expenses.

All I am saying is making $8.30 cents a day ain't easy. But if you have a goal in mind and you have determination it could be done. Set your goals, don't let anything stop you, think outside of the box and  get moving.

                                 Have A Great Cheap Cheetah Day & Save that $$$ 

                                          https://coinqueensyardsale.ecrater.com/

 

 
 

Bags To Go Funds Versus Money Funds

                                                                      Hello Family

Happy Sunday! Today I am talking to you about Bags To Go funds Versus Emergency Funds. There is a difference. Let's talk about it and other Money Saving, Making & Having Fun ideas Today.

                                                  https://anchor.fm/cheapcheetahmoneyshow

                                    Have A Great Cheap Cheetah Day & Save that Money!

                                                          https://coinqueensyardsale.ecrater.com/