Happy New Year

Hello Family, Happy New Year. Today We are talking Saving Money For The New Year. Enjoy

                                

                  https://anchor.fm/cheapcheetahmoneyshow

          Have A Great New Year, Be Safe, Healthy & Happy!

                                        & Save That $$$

                                             

Get Organized

Hello Family How Are You Today?

With 2019 around the corner. Just a money saving tip for you. Being able to save money is not just about the money part it's about being organized so you will know just where your money is going for 2019. So for the New year get those old papers shredded and the new ones organized so that you know where thing are for the new year.

For 2019 if you have any Saving, Making and having Fun with money ideas that you want to share then family share them right here and let's make 2019 a great Money Year!

Have a great Cheap Cheetah Day & Save that $$

Thank You

 Just wanted to say Thank You Family for being a part of The Cheap Cheetah Money Show.

                                                     You are Loved and Appreciated.

                                                        Have A Great Holiday!
                                                      https://anchor.fm/cheapcheetahmoneyshow

Re-Gifting

Hello Family. How Are You Today?

Question do you Re-Gift? Today we are talking about the does & don't of Regifting at 

https://anchor.fm/cheapcheetahmoneyshow

Share your re- gifting ideas with me right here and have a great Holiday!

Have a Great Cheap Cheetah Day & Save that $$$

Sears

                                               Hello Family How Are You Today?

I was reading an article yesterday about Sears Employees it stated that when Sears closed it promised them that they would get 1 weeks paycheck for ever year worked. That didn't happen. They gave them 4 weeks pay and that was it. They cut the retirees pension to 1/3, but they gave their executives over 10 million dollars to shut down all the store within a certain time frame. This only goes to my believe that even if your working for someone take care of yourself and your financial needs by being a frugal/cheapskate. So situations like this will not throw you and your family for a financial loop if and when it happens. Depend on self and not someone else for your well-being.

                                             Have a Great Cheap Cheetah Day & Save that $$
                                             https://anchor.fm/cheapcheetahmoneyshow

Happy Wednesday

                  Hello Family How are you today. Just wanted to say Happy Wednesday.


                                                       

Have A Great Cheap Cheetah Day & Save That $$

That's Crazy Or Is it Just me??

                                                    Hello Family, How are you today?

 I was reading this article and I thought to myself this is crazy and smart at the same time. But you must have no morals and no pride to make money this way. I also wonder what happen to getting a thing like you know a job. Is it me or is that to much to ask of our young people and some older people today to work instead of this. Read this article and tell me what you think?

                                                             https://nyp.st/2SP2OQa

Millennials are paying thousands to this ‘digital beggar,’ an unemployed pot fiend (The title)

                                                                 Is this crazy or what?

                                      I talk about this and some more crazy stuff right here

                                               https://anchor.fm/cheapcheetahmoneyshow

                                                   Have a Great Cheap Cheetah Day & Save that $$

                                      

English Version Of the Profit

               

  If you liked watching the Profit on CNBC this is an English version like it. It was interesting and funny.  Have a great Cheap Cheetah Day & Save that $$$

Cruising On The Cheap

                                                  Hello Family How are you today?

 Today we are talking about cruising on the cheap. The things I learn from veteran cruisers who have been cruising since the 70's . Also I talk about my take on what I consider rip-offs when you cruise. So join me and let's talk  Cruising On The Cheap right here at 

                                          https://anchor.fm/cheapcheetahmoneyshow

If you have a money topic or suggestions that you would like for me to talk about on future Cheap Cheetah Money Shows . By all means contact me and let a Sista know. We are family let me know what's on your Money Minds.

                                   Have a Great Cheap Cheetah Day & Save that $$$

Black Friday shopping frenzy kicks off

                           

                                       Hey Family How was your Thanksgiving?

It's that time Black Friday and look at the crazies running to the stores for what they think is a bargain. Which in reality it's not. Your better off buying your gift through out the year when you can really get a bargain. But if you did do the Black Friday thing I am not knocking it. I am just saying I would rather keep my money in my pockets and shop after the holidays or year around for gifts. It's cheaper for me that way. Besides it 's 16 degrees in New York to cold to shop.

                                                  Have a great weekend and Save that $$

Happy ThanKsGiving

                    Hello Family Wishing you a Safe, Happy and bellyful Thanksgiving...

                                                     

Saving Money

Hello Family.

Today we are talking Ways To Save Money but we are to Lazy to do it.

https://anchor.fm/cheapcheetahmoneyshow

Share you stories on this topic right here.

Have a great Cheap Cheetah Day & Save that Money  

Just Thinking Out Loud

                                                   Hello Family How Are you Today?

             

 Being a frugal/cheapskate is not about depriving yourself  or going without the things that make you happy. It means living the best life  you have with what you have to work with. To me life is about half saving half enjoying and mostly laughing. We can't save everyday of our lives but we can try and be happy everyday. So are you happy being a frugal/cheapskate

Some say satisfaction is a type of joy. There is a subtle emotional type of satisfaction when you save money while enjoying your life. Some would call inner peace that comes from knowing that your controlling your finances and not letting your finances control you.

Realize that you can learn from everyone that you meet some will teach you and other you will teach.

Even though I am a cheapskate it's important for me and you to be happy with our lives and find the little comforts that we enjoy for forfil that happiness that we all need and seek. Don't let saving money be all consuming because if you do you will not be happy you will just be obsessed. Just my thoughts. Enjoy Life  The Money Will come

                                               Have A Great Cheap Cheetah Day & Save that $$$ 

Money Fears

 Hello Family Today I am talking Money Fears right here on The Cheap Cheetah Money Show.

https://anchor.fm/cheapcheetahmoneyshow

Have a great Cheap Cheetah Day & Save That $$$

Think About This...

                                                                  Hello Family

                    Which is easier for you making the money or saving it. For me it's saving it. 

                    Something to think about to....

                                               Have A Great Cheap Cheetah Day & Save That $$ 

How these penny-pinchers retired in their 30s

Thanksgiving Cheap

                                               Hello Family, How Are You Today?

Here are some cheap/frugal ideas for planning a Thanksgiving. If you have money saving ideas that you do for Thanksgiving. Share them with us right here on The Cheap cheetah Money Show.

                             https://anchor.fm/cheapcheetahmoneyshow  

                                           Have a Great Cheap Cheetah Day & Save That $$

Happy Halloween

Happy Halloween Family

Just a reminder that tomorrow ( Nov1th) Halloween candy goes on sale at 50% off. If you like candy like I do . But really don't need it but buy it anyway like me. At least buy it on sale. My grocery story was selling a big bag of candy for $2.00 yesterday and people were buying it like crazy. They did have some good bags of chocolate in the bunch.  Here's a quick Money Saving tip. When it comes to Halloween. For costumes be creative and use what you have in the house design your own. Stop by your 99 cent store and just purchase a witches hat or some cat ears and get creative with that. Your local 99 cents store has some great Halloween stuff and it's cheap.

Have a Great Cheap Cheetah Day & Save that Money

Pets & Halloween

Hello Family today we are talking Pets & Halloween right here on The Cheap Cheetah Money Show. 

                                       
                                           https://anchor.fm/cheapcheetahmoneyshow

So join me and let's talk. Also if you have a money topic that you want to talk about  contact me and let's talk.

                                            Have a Great Cheap Cheetah Day & Save that $$$                                                          

More Scarier

                                               Hello Family How Are You Today?

With Halloween around the corner I know it's a time to get our scare on but..... To me there is something more scarier then these guys. Granted these guy can bring you fright and you might even pee in your pants a little. This to me is more then scary it's frightening and here it is. Not having enough money!!!

 We all think that we have enough money for retirement but do we really? No you don't need 5 million or 1.6 billion dollars to retire with. You need enough money so that you can finance the lifestyle that you want in retirement. Whatever that might be and you have enough money so you don't have to worry about how to pay the bills when they come in.

 Scary is not having enough insurance to cover the hospital bills that's over $25,000  because you or someone in your family had surgery. I had a hospital bill that would have cost me $37,000 had I not had insurance to cover it. Like I had that kind of money laying around to send to the hospital. Yea right. Make sure you have enough health insurance to cover any unexpected hospital expenses. Your doctors visit and drugs prescriptions.

Scary is not having enough money to pay for unplanned expenses like a broken window, plumbing problem because you know a toilet always breaks down, roof problem. You get the idea.

Scary is not being able  to enjoy some of the simple pleasure in life after you have worked so hard all these years because if you spend any money on pleasure your bills will not get paid.

Scary to me is having to take on a part-time job so that you have enough money for the basics in life. Not because you just want to and it gives you some extra play money.

Scary to me is not having dental insurance or enough money to cover a major dental problem. Teeth ain't cheap anymore . Well the upkeep of them anyway.

Scary to me is the price of food that keeps going up and up and me not having enough money to even walk into a grocery store.

Scary to me is not having a paid off home and wanting to retire...

Scary to me is Uncle Sam wanting  money for back taxes and you don't have it.

Scary to me is working for a company for 30 years and they shut the doors for good.  You lose your benefits and pension. Because you failed to plan outside of what your employer was offering.

Scary to me is not being able to help out a family or friend in need because your in the same boat

These  to me are more scary then the horror guys. OK, the horror guys can kill you but not having enough money is also killing you. So what would you rather have?

                                                   Have a Great Cheap Cheetah Day & Save That $$

Crazy /Stupid $$$

Hello Family today we are talking Stupid Money. Right here on The Cheap Cheetah Money Show

https://anchor.fm/cheapcheetahmoneyshow

If you have any suggestions or stories you would like to share Regarding Making, Saving Or having Fun with money I would love to hear them.. You know where to contact me..

Have a Great Cheap Cheetah Day & Save that $$$ 

Crazy Money!!!!

                                                 Hello Family How are you Today?

Hello all let's talk crazy money or is it scary money? To win a billion dollars on a 2 dollar bet . The odds are like way out there. Say if you did win and you live in New York  your favorite uncle Sam will get half, then  he takes some more . So you would be like a billionaire for say 5 minutes at most. Then after all the taxes and dust settles you would get 300 million. Which is not bad for a 2 dollar bet. Some people say the lottery and playing it is a complete waste of time and money. I do agree but when you have this kind of money shouting at you . I say why not take a chance on maybe winning a least the second or third prize. Which could be worth a couple of millions heck it could be a couple thousand dollars  that would be enough for any cheapskate/frugal person to be content with.  Winning that kind of money a billion or even 300 million brings on stress , unwanted attention and that's just from friends and family who have their hands out for some of that  billion you just won. Then let's not forget you have to always look over your shoulder for the people who want to do you harm for the money they thing or they know you have.

If you are content with your life then winning that kinda money would cause you to change your life and it might not be for the better. You would have to leave your home, change your numbers, tell  a whole lot of people no. Your friend and family might treat you differently because of the money you won.( read some of the lotto horror stories to see what I am talking about) Winning a billion or less is  a wonderful fantasy but to me I would be happy with just a couple million. That way my life would not change so much and I could live in peace without anybody knowing my  real net worth.

But we all know who's really getting rich on this and that's the lotto. They have made billions of dollars on people with a dollar and a dream. While a lot of us have spent the $2 or even more and are still dreaming because like we all know they did not win not even their $2 back.

What I am saying  is yes have some fun spend the $2 and dream, What could it hurt and if your lucky you might win your $2 back and now your dream of riches was free.

                                               Have a Great Cheap Cheetah Day & Save that $$   

Frugal/Cheapskate SuperHero's

                                                  Hello Family, How are You Today?

 No we are not talking about the comic book superhero, we are talking about the Superhero's of the Frugal/Cheapskate kind. Listen and you will see just what I am talking about

                                                          https://anchor.fm/cheapcheetahmoneyshow

If you have comments, suggestions or money topics you would like me to talk about  contact me and let's talk Money!!!

  

                                                    Have a Great Cheap Cheetah Day & Save that Money!!!

                                                

Silly Or Stupid?

                                                   Hello Family How Are you Today?

Ok I am not sure if you have ever watched this program 90 Day Fiancé ( see some episodes on YouTube). The base of the story is these people from the states go overseas to find love. The crazy part is that the people who live in the states spend so much money on their overseas love interest that it get's crazy. Yes I am hooked on this show because it shows me how gullible people can be with their life and money. This is what I call a money train wreck show.

You have the people living in the United States flying all over the country to meet total strangers. Let's talk air fare which is not cheap. Hotel stay not cheap. Expenses while in a foreign country not cheap. Even before these people from the States see their overseas love interest  they send their love interest money to pay their bills, rent apartments and so on. This to me is crazy. Why because you are sending a total stranger that you think you love your hard earned money and what you get in return is a maybe? Maybe I could love you if your bank account is right. Maybe I could love you if you bring me over to the States so I can live here. Maybe I could love you if you could take care of me & my whole family living overseas. Maybe or you get the idea. This is a money train wreck that I can not stop watching.

 Some of the over seas love interest have stole, lied and introduced themselves as people they were not. Can you say the overseas love interest were opportunist. Can I mention when the people from the United States go see their love interest overseas they foot all of their expenses and some even foot the overseas family's bills. Crazy right? Some of the places these people go I would not even think of going to let alone get a mate from there. It's to dangerous. One guy went to Brazil and wore a bullet proof vest most of the time. Really??

 You should not have to pay for someone to love you . Love yourself. Keep your money in your pockets and keep it moving.  

                                                       Have a great Cheap Cheetah Day & Save that Money! 

Happy Columbus Day

Wishing you and your family a Happy Columbus Day

HAve A Great Cheap Cheetah Day & Save that Money!

https://anchor.fm/cheapcheetahmoneyshow 

Challenge Talk

 Hello Family How Are You Today?

Today it's The Money Challenge Talk Right here at The Cheap Cheetah Money Show ( Podcast)

So listen in and tell me what Money Challenge Are You doing this month!

https://anchor.fm/cheapcheetahmoneyshow

Have A Great Cheap Cheetah Day & Save That $$

Happy October

Hello Family How Are You Today?

Happy October Let the money Challenges began & let's get scared of our debt and start focusing on our savings.

    Have A Great Cheap Cheetah Week & Save that Money!!!

Believe & Feel It

Hello Family  Happy Sunday

Today we are talking about Believe it & Feel it and ways that you can do both and save money. So let's talk  right here...….. On The  

Cheap Cheetah Money Show 

  https://anchor.fm/cheapcheetahmoneyshow

Have a Great Cheap Cheetah Day & Save That Money!!!

October Challenge

                                              Hello My Family How Are You Today?

 Well as we now October 1th is Monday and what better day and time then to start a New Challenge. This time it's not going to be a saving money it going to be a making money challenge for 30 days. So put on your thinking caps you have the weekend to come up with ideas on how you can make extra money. For me as you know I mystery shop, return cans for the deposit, sell online and do surveys. I at least make my dollar a day doing one or more of these. I know you can think of something. Use your god given talents and let's make some money in October. Share with me what your doing and have a great weekend. While saving and make that $$ Who's with me on this one?

Take Advantage

 Hello Family how are you today?

Listen in while I talk about ways that you can take advantage and not feel guilty.

right here on the Cheap Cheetah Money Show

https://anchor.fm/cheapcheetahmoneyshow

Have A Great Cheap Cheetah Day & Save That Money!!!

Stressing

                                                 Hello Family, How Are You Today?  

Do You Stress About -- or Debate/Struggle with Frugality/ Being A  Cheapskate? (sale, best)

- How do you feel about YOUR OWN frugality/cheapness?
-- Do you struggle with it (from time to time)
-- Do you try to be "perfect?" (whatever that means)

These are some of the questions you need to ask yourself when it comes to living your cheapskate/frugal lifestyle. Being frugal/cheap should not stress you out. it's a way of life that your either just starting or that was within you all along. So stressing about it should not be a factor. As for the first question I personally love that I am cheap. I see the benefits from learning  of now spending money or stuff that's not necessary. When I pay attention to my money by being a cheapskate I can enjoy what having money offers me like vacations,  no debt  among other things. But my cheapness was in me since I was little so I can see how someone starting out can get stressed by the little things being frugal/cheap can bring. All I can say is take one thing at a time be it organize your personal papers, looking over your debt, not spending money on a items that is really not need and save that money. Start writing things down to see where your money is going. One step at a time means less stress.

If you struggle with your new frugal/cheap lifestyle take a minute and really think about why you want to be a cheapskate/frugal person. What is your end game when it's all said and done. What are you trying to achieve with your new lifestyle. Write  down your goals  and again take that one step at a time toward reaching your goals.

No ones is perfect we all make mistakes, we fall off the wagon from time to time. I know I have fell off the wagon so much in my lifetime I have knee wounds to prove it. But I get right back up and start a new the next day because that's all we can do. Everyday that we wake up is a new day to start fresh. Don't try and be perfect just be you. 

This lifestyle like life is not meant to be stressful it's meant to help you obtain your money goals and for you to enjoy that journey of being frugal/cheap along the way.

So no stressing I will not allow it! 

Have a Great Cheap Cheetah Day & Save that Money 

Prepare On Sunday

                                                 Hello Family How Are You Today?

7 Things To Do On Sundays To Make The Next Week Great

When you've taken time to plan you are less rushed and less stressed, less likely to forget things you need and less likely to make impulse buys.

                

1. Plan Your Upcoming Week
2. Meal Planning
3. Grocery Shopping & Meal Preparation
4. Clean House & Do Laundry ( this is a Saturday thing for me)
5. Plan Clothing For Upcoming Week
6. Clean Out Your Purse Or Bag
7. Weekly Paperwork Session

If I miss anything or you do something different let's us know. We might want to do that to.

Have a Great Cheap Cheetah Week & Save that money! 

Watch Your People

True

 Hello All, How Are You Today?

Good Money Quote

Have a great Cheap Cheetah Day & Save that Money.

How To Be

                                                 Hello Family How Are You Today?
                               
                          Simple rules on How To Be Wealthy ( if that's what you want)

Read and listen to Clark Howard and other Frugal living/Cheapskate podcasters.

Get a financial advisor you can trust. I mean really trust

Buy your car in cash. ( I did this in the 80's until I had the cash for the car I took the bus) 

Don't have a balance on your credit card. ( Cash & Carry Only)

Don't buy what you don't need. (Thrift, yard sales. flea market will do just fine if you need stuff cheap)

Don't eat out all of the time.( well sometimes with 2 for one deals, coupons and I someone else is treating you)

Buy your house with 20% down (to eliminate the PMI) and pay an extra payment a year. ( payed off my house in 5 years I hate to owe people. or find a cheaper place to buy with out the higher down payment)

Invest only in something you know a lot about - don't be a speculator. ( buy what's stable when it comes to stocks and bonds. companies that have been around since the dinosaurs like Procter and Gamble.

Eat healthy and exercise regularly. Eating healthy is expensive but can be done, exercise Is the parks, free pool and bike riding. 

The #1 rule of becoming wealthy: DO NOT live above your means, live BELOW.

Enough said you get the point.  You can be wealthy if you put our mind on it.

Have a Great Cheap Cheetah Day & Save that $$ 

Saturday Funny

                                                                  Hello Family

                               Sometimes we just need a Saturday Funny and here it is....

                                                     Have a Great Cheap Cheetah Day!

                                                                             &

                                                                Save that Money!

To Far

Hello Family, How Are you today?

I like Goodwill like the next person, sometimes I can get a deal on stuff from them. But I think they went  to far with this one. I know they will sell stuff that they get free but really???

Have a great Labor Day weekend Be blessed, Safe, Have fun while Saving that Money!

Have a Great Cheap Cheetah Day