Do you say anything when you see someone squandering their money away?
We do nothing. If you try to give instruction like that to another adult they just resent it. I agree with whoever said that you should say nothing unless they now come to you for money. Any maybe even then you shouldn't say anything. It may just make them hate you and will accomplish nothing.
If they are not asking you for money, say nothing. If they come to you for a handout or loan, then you can say what you want. However, be prepared for them to tell you that how they spend their money is not your concern. Even though you did not ask this, don't loan any money that you cannot afford to treat as a gift. Do you feel the same way? Share your thoughts with me right here... and Have a Great Cheap Cheetah Day!