Thank You

Hey Family just want to say Thank You for allowing The Cheap Cheetah Money show into your life and allowing me to share with you my crazy cheapskate life.

                  Have A Great Cheap Cheetah Day & Save that Money!

                    https://www.zazzle.com/store/ahills_gallery/products

Chris Brown Shows Off The Most Insane Sneaker Collection We've Ever Seen...

                       
                                                                       Hey Family..

                   Now this is the kind of  spending that get's a Cheap Cheetah Hair raised.  My first thought was Why??? My second thought was you know what you could have done with all that money in this room?  My third thought was I could open a store in that one room alone and make money. How much clothing and sneakers can one person wear?

                I have a love hate for shows like these because after the fame and money is gone what do you have to show for it??

                                         Have A Great Cheap Cheetah Day & Family Save That Money!

Reality Money Test

Hello Family..

I wanted to share with you a wake up call test when it comes to money. It's called Spent put out by a charity. You answer questions and bases on your answers you see how  you can survive the month on the job you have chosen for yourself.

It's basically showing you how people on low incomes try and survive with real life money situations. It's a good wake up call test for many of us who might be in that position one day.

I took  the test  and ended up with $388 at the end of the month and still had rent to pay!

Take the test and see how you do. This also helped me to realize that I need to give more to my charity.  I feel that I am blessed to eat everyday. That's why  monthly I give to a  food bank charity here in New York. 

 Link To The Game

http://playspent.org/html/

Have A Great Cheap Cheetah Day & Save That Money!

Money In The News

Hello Family..

Today On The Cheap Cheetah Money Show we are talking Money In the News.  This is a story about a man and how he saved millions. I tell you how you can do the same thing. Join me and let's talk money today!

https://anchor.fm/cheapcheetahmoneyshow

Have a Great Cheap Cheetah Day & Save That Money!

Building Net Worth.

                                                  Hello My Family How are You Today?

What Are You Doing To Build Your Net Worth?

 I'm starting to think more about what I can do build my own personal net worth.

Other than the basics, I'm wondering what habits, investments or methods you guys have found most effective in build your own personal wealth?

Here is what I'm considering the basics:

1. Improving your income
2. Reducing debts
3. Reducing expenses (I am already a cheapskate/frugal person so this one is easy))
4. Saving consistently and prudently
5. Investing consistently and prudently

 I think saving consistently is the key.Paying attention to what percentage of net worth is made up of non-financial assets. My experience (and I assume the experience of most others) is that financial assets grow faster than non-financial assets, so while it's nice to have a comfortable home and reliable cars, keeping the cost of those big-spend items down helps our NW rise faster. When I refer to non-financial assets, I'm talking about personal home & vehicle(s).

What are your thoughts about this?

Have A Great Cheap Cheetah Day & Save That $$$

I Filed For Bankruptcy After Lularoe And Now Work 2 Jobs

                      

                                                           Hello Family How Are You Today?

I watched this video and thought this is crazy spending and foolish. She made money but yet?? So my question to you is who's fault is it that's she's in the situation she's in now? Love these kinda money videos it's teaches you what not to do with your money!!

                                             Have A Great Cheap Cheetah Day & Save That Money!

Very Bad

Hello Family How Are You Today?

 Bad Financial Advice.

1. Yes, buy that  expensive consumer goods ($200 vacuum flasks , $500 boots) you can afford it.

2. Buying into Multi-level-marketing companies will make you rich. (Shakeology, LuLaRoe, Mary Kay, Amway, etc.)

3. Playing online poker going to the local casino to gamble  is fun and it will make you money.
 
 4. I'll start saving later when I get paid more. Right now I need money for vacation.

5. You can afford the monthly payments. Go on and buy that new car with the $568 dollar a month payment on your $40,000 salary

6.  Don't invest in the stock market that's a rich man's game.

7. No one saves for retirement  anymore that's old news.

 8. Yes you should buy a house, so you can save in taxes.

9. No you should never overpay your mortgage, mortgages are great for tax savings.

10. I need to give out more charitable donations so I can save more in taxes.

11. As long as you can afford it monthly you can afford it.

12. Buy the most house, car,  furniture, go on the best vacations, let your children go to the best private schools don't worry your  income will grow and you can afford it.

13. Why check your credit card balances each month, the credit card companies are never wrong.

14. Yes you can loan me the money. I will pay you back when I get my income tax check.
 

 15. Why cut out and use coupons your only saving pennies. 

Have A Great Cheap Cheetah Day & Save That $$$

My Review of Columbus Flea Market in New Jersey

Home Improvement

Good Morning Family..

Today We Are talking about Home Improvement on The Cheap! Join me and let's Talk  Saving Money on The Cheap Cheetah Money Show.

https://anchor.fm/cheapcheetahmoneyshow

                                  Have A Great Cheap Cheetah Day & Save That Money!!!

                                                                                   

                                                                                

Flea Markets

Hello Family how's your money this week? Well this past weekend I went to Columbus Flea market in new Jersey. It was fun but the only thing I spent my money on was cake, cookies and hot banana nut bread. I realize most people go to flea markets for the bargains but now a days there are no bargains. I found the items cheap and pricey at this market. How are the flea markets where you live?

                                        Have A Great Cheap Cheetah Day & Save That Money!

Cash Flow

Hello Family How Are You Today?

Watching The Cash Flow

I often remind people that being debt-free and putting  money into savings isn't the entire story when it comes to financial freedom. If we're not careful we can obligate ourselves to all sorts of recurring monthly payments that hurt our cash flow and give us no freedom to adjust how we're spending our money.

~ allowance for the children

~ clothing allowance for the children
~ school  lunch no, she doesn't 'brown bag it' because it isn't really an option where she attends school)
~ school tuition
~ lessons: music, dance, gymnastics, etc. In the case of music lessons, we also had to "rent" an instrument for two years.
~ monthly dues / clubs (scouts, for instance, and we belong to a club that means once a month we are going out to eat because that is how the club gets together.)
~ subscription services: Netflix, software, contribution pledges / tithe pledge, etc.
~ Expanded utilities: electricity, gas, telephone, cell phone - service and phone purchase, internet, cable, satellite, garbage, sewer, water, etc.
~ Insurance and warranties: life, house, auto, cell phone warranty, home repair warranty, pet insurance, etc
~ Recurring shipments: automatic renewal of prescriptions, vitamin or toiletries on auto-ship, etc. These programs are getting so popular now!
~ Other: mortgage, rent, storage unit rent, furniture / appliances, on-line game access, and tons more I'm sure I'm forgetting.

I noticed the last time I went to buy a software package like Microsoft office , I couldn't just buy the software. They wanted me to subscribe to a monthly service that included "free updates". The trend only continues. It seems every time I turn around we are encouraged to not buy an item out-right to to pay for it monthly. If we're not careful these recurring monthly obligations, while not debt, become worse than debt because they can easily out-strip our monthly net income.

Have you noticed a slow creep of recurring expenses against your monthly cash flow?

                                          Have A great Cheap Cheetah Day!

                                                   Save That money

Micro-Savings

                                     

Today we are talking about Micro-Saving  right here On The Cheap Cheetah Money Show

                                            https://anchor.fm/cheapcheetahmoneyshow

                                                   Have a Great Cheap Cheetah Day!