Wasteful

                                                                 Hello Family

Happy Halloween, This is not my moth when it comes to saving money and I will tell you why. I am very wasteful when it comes to food. I find myself making food to save money then I spend money to order out. So the food I have already cooked goes to waste while  I eat the ordered food up. Because when I order food they seem to give me enought food to last me for 2-3 days. I hate wasting food since it's so expensive. Don't get me started on having things that I like to eat or when I get on a food kick. I am on a mixed nut kick right now. Where I have to have mixed nuts and they cost like $5-7  for a small can. I have thrown my cheapskate mindset out the window because of my food kick. I know it's crazy right?

As far as being wasteful what I am doing to save money or try and make a little extra is that I am reading about what banks are giving the better interest rates. I have seen where interest rates have went up to 55 which my present bank was offering. So I  closed down some of my accounts that were only getting 3% and opened accounst that were getting me 5%. which I was hoping that  the interest rates would go back up to 16% I know whishful thinking on my part.

so for this halloween i have not purchase one bag od candy. have you seen how expensive candy is. i overheard som ladies talking about purchaing candy for halloween at the dollor tee or family dollar store. Which is a good idea espically if your having a holloween party or you just want to have something to give to the trick or treater this year. 

            Hoping that everyone have a safe and happy Halloween and week while saving that Money!

 

Water

                                                                Hello Family

Happy October 1th. How is everybody today? Well, me not so good. We had a lot of rain in the last couple of days in New York. Let me tell you water damage to a basement or home is a cheapskate's worst nightmare. Here's why first you have to clean up all that water if you can. Then you have to inspect the damage. If you're lucky you can clean it up the water yourself. If not you have to call someone in to help you clean it up. Meaning it will cost you. Which when I call water cleanup crews, they were not cheap. Si I invested in a shopvac which will help you clean up excessive water in your home. Which the shopvac was not cheap but worth it.  I hate when I get water in my basement, but I have been lucky to be able to clean it up myself with the help of the supplies that I carry. But it still cost me in the long run buying the supplies that are needed to clean up a mess like water damage.  Which my homeowner's insurance won't cover taking since they are always talking about water damage is an act of god. Really???? 

Also, you have to think about the things that you have to throw out and replace that cost money to. So, yes water damage is a cheapskate's nightmare too much money to get it fixed, stuff replaced and the work that goes into it to clean it. t 

                                     Have a great Cheap Cheetah Day & Save that Money!!