Got Me to Thinking

                                                 Hello, My Cheap Cheetah Family

 I need to quit watching so many YouTube videos about living on social security alone and how a lot of older people are living on just that. Watching those videos scared me. Had me thinking, can I live on just my social security check? The answer is heck NO!  I can't even live on my pension and social security; I'm still about $200 short, and that's not including food and miscellaneous. expenses.

So I ask you, can you live on social security alone? If not, then what can we do? First, I see a lot of seniors getting part-time jobs. Just look at your Walmart, supermarkets, and delivery service companies. Even YouTube videos, anything to make a couple of extra dollars to supplement their small income. 

I also notice that people are taking advantage of free offers that are given out, where it's as a bank offering a better interest rate, your car or home insurance offering better rates if you do certain things, and such. I also notice that people have cut back on a few things, especially vacations.  Now it seems like vacations are really for the people with extra income, and that's not too many nowadays. Inflation increasing by the minute, and people are not being able to afford their basic needs. Vacations are the first to go along with any luxuries that are too expensive. Heck, I was thinking about getting rid of one of my cars because of the money I have to pay for gas.

I was watching a program where food pantries are running out of food because of the increase in families not making enough to cover their basic bills.   It's getting scary out there, family. So, all I say to you is this. Watch your money, look for sales, and if you have to get a second job or do something online to bring in a bit of extra income. I'm right along with you, family, on this. I'm always looking for ways to supplement my small income. I got medical bills that require me to pay a monthly deductible of about an extra $60 out of my pocket. Oh, let me tell you. collecting plastic bottles is now a big business I saw a guy in my neighborhood with three women going around collecting plastic bottles and cans out of people's garbage cans on recycling days. He had a truck with dozens of giant plastic bags full of plastic bottles in them. You need to do what you have to do to make your money stretch.

                          Have A Great Cheap Cheetah Day & Save that Money!

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I Use To...

                                                          Hello, My Cheap Cheetah Family

Happy July. So, are we saving money this month? I'll be honest, I'm trying, but the stores won't let me save. I went to my favorite store for discounts, J.C. Penney. They had tons of clothing on their clearance rack. They even had the nerve to say all pink tickets are $3.  I am talking at least 8-10 full racks of clothes from plus size women down to the tiny sizes for women, like size 0. Anyway, I went through the racks thinking of the summer stuff. I could get it cheap because I'm going on vacation soon. You know I didn't find one pink ticket for a $3 piece of clothing, right?  I search through a bunch of discounted clothing racks, which also shows me that whoever's buying for J.C. Penny is buying too much stuff that people don't want. did I forget to mention they also had walls full of dresses and sweaters, and stuff? Anyway, I went through the clothes and the prices, no lie, for the cheapest items were $9.99 and up to $35.oo Is it me, that's not what I considered a clearance.  For me, clearance is price points like $5.99-$20, and the higher price is for the really good stuff. 

Needless to say, I was disappointed in the prices. I walked over to the regular price section of clothing. They had the nerve to charge 35-60 for a pair of pants or a coordinating set. J.C. Penny is losing its mind thinking it's Macy's. Guess a cheap cheetah like me will head to Walmart, which is cheaper, and mix and match what I have in my closet for my upcoming vacation. Between food prices, clothing, repairs, and basic bills, a cheapskate can't get a break. My suggestion is thrift stores or Walmart for cheaper clothing, but be warned, the thrift stores in my area have increased their prices on just about everything.

                             Have a Great Cheap Cheetah Day & Save that Money!

 

Life Her Way Of ....

                                                        

                                                       Hello My Cheap Cheetah Family

Happy July 1st! I know it's only June 30th, but I'm ahead of schedule. Anyway, I came across this woman's video on how she cruises on the cheap. It's a clever way to go on practically free cruises. I thought about trying to do this myself. Not the whole living on a cruise part, but the next time I try cruising, I'll try and get the price as cheap as possible. I see she only sticks to certain cruise ship lines. That's alright by me if I can go cheap like she does. See how much her expenses are when she cruises. It's a good way to have fun while still sticking to a budget. So, what are your cheapskate vacation plans for the summer? 

                                       

                               Have a Great Cheap Cheetah Day & Save that Money!

Bills

 

                                                     

                                                      Hello, My Cheap Cheetah Family

Bills, Bills, Bills want to kill a cheapskate/frugal person really quick? Give them bills to pay. I got my property taxes along with some medical bills, and add a visa bill to that all-in-one day. It was slowly killing me to write checks, and I mean big ones, too. To all these people, and have nothing to show for it in return. besides making me say when I pay bills, it also gives me a wake-up call and forces me to see if anything would happen to my partner's income, can I live on just my income alone? The answer would probably be not. I don't make enough from my pension or even with social security to cover my bills. Thank God for my savings. I've been a savaholic since I was 14 years old and had my first job. I got kind of obsessive with saving at one point, walking to the bank just to put $5 in my account when I was younger. and as I got older, it was whatever my part-time job gave me, I saved and did without. Money was like a security blanket for me throughout my life. Anyway, make sure to check all your bills and see that they're correct, even your grocery bills; the cashiers make mistakes too. And let the bills you have to pay be a lesson to you, ask yourself what I can cut back on, and do I have enough saved if something happens, if my income is reduced for any reason. Something to think about, right?

                              Have a great Cheap Cheetah Day& Save that Money

Expensive Month

                                                         Hello, My Cheap Cheetah Family

Why is the summer always so expensive? It's not even the middle of June, and I have already run over budget with stuff. Birthdays are in June, vacation time, and extra bills are in June. June is getting to suck when it comes to being a cheapskate. The only advice I would give myself is that if any extra money comes my way, take some of the money and put it aside for the expensive summer months. Because you know things happen in the summer, birthdays, weddings, family vacations, and other unexpected stuff. What I've been doing is downsizing and trying to sell off stuff that I have collected through the years to get extra money. I do surveys, but they take too long to pay out.  It takes 5 years to get to the level of $20 to get a check. Well, you know what I mean( hahah)

I'm still rolling my coins up for the saving summer months, but other than that. I try and find ways I can cut back, but there is only so much you can cut, right? Let a cheapskate like me know if you have any thoughts about what or how you save for the expensive summer months. 

                                  Have a Great Cheap Cheetah Day & Save That Money!

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June Already???

                                                          Hello, My Cheap Cheetah Family

Ok, who stole the months from me? It's June already, and things seem to be getting more expensive as the months roll by. So much so, I've become a broken record when it comes to complaining the prices of things. especially food. I've noticed when I go into the grocery story that people are only buying what they need, and it better be a good sale, if not, they aren't buying it. I can't blame them. The last time I shopped, it cost me $130. I almost walked out when I heard how much food was costing me. I don't know what to tell you when it comes to this matter. I'm at a loss. But if you have any suggestions on how to keep your food bill down, please share them with me. I like to know too. Besides stopping eating altogether, which would create medical bills, which goes without saying, is expensive. what are we to do?

                                 Have a great Cheap Cheetah Day & Save that Money 

Here I go Again

                                                            Hello, My Cheap Cheetah Family

How are you today? Happy May. So what are you doing this month. I'm going crazy because it's free. Kidding. I am trying a simple dollar-a-day challenge to see if I can save or make a dollar a day. I'm also going over my bills to see where I can cut back. Did I mention, living in New York is expensive? Every time you turn around, the city wants you to pay for something that's not worth it. Like the sanitation garbage cans that cost $55.  If you didn't purchase these garbage cans and they came around to check, they had the nerve to fine you $100 bucks for putting your garbage in the wrong container. That was just crazy to me.  Now they stop doing that., Everything's in a time out. No more fines, and the city got millions forcing people to buy $55 in garbage cans  that's not even worth it. Sometimes it saves you money to stick to your guns and not let people make you buy stuff you really don't want or need.

Anyway, what are your money-saving plans for May? Share them with me right here and let's find creative ways to Save, Make, and have Fun with Money together.

                                    Have a great Cheap Cheetah Day & Save that Money!!!