Your Not Financially Savvy If.....

                                         Good Morning Family How are you today?

 

Clues that someone isn't financially savvy?

If they leasing a car.

Carrying a balance on a credit card (other than exploiting 0% deals for those of us who are savvy).

Using payday lenders or check cashing places.

Buying lottery tickets as a regular habit (not the occasional dream purchase).

Going shopping because the store is having a big sale even though they freely admit they don't need anything.

Anyone who thinks that someone with a lot of expensive things actually has a lot of money,

 Borrowing money from your 401k for anything other than an absolute emergency. And even then...

  Interest only mortgages. (especially if held until the "interest-only" time period expires, and the holder is not prepared for a large increase in payments)
  

A classic from the recent recession: "I've lost almost everything from my investments. I might as well pull out what's left and put it into something more safe." You don't lose anything (other than market value) unless you sell!!

4. Using an ATM at a casino.

                                                   Have a Great Cheap Cheetah Day

Nagging Money

                                             Good Morning Family How are you today?

Have you every had a nagging thought that just won't go away when it comes to money? I keep having this $20 business thought. What or how can I start a business and make it grow with only $20. I know I need an idea one that people would relate to and one that I am passionate about. I know all that stuff already. But my question to you is have you every had a nagging money idea? And if so what was it? Have A Great Cheap Cheetah Day

Coupons Pros & Cons

Hello Family. This Sunday  April 24th We are talking the pros and cons of coupons. Do you really saving money with them. Are you getting a good bargain on products when you use them?  Also I will share my thoughts and opinions on The coupons event that I went to this week. So join me and share your coupons stories with me this Sunday right here at www.blogtalkradio.com/cheap-cheetah
See you there!

Extreme Coupon Event

                                           Good Morning Family How are you today.

Hey everyone here's the deal with the Extreme Coupon Event I went to yesterday. The main points of interest that was talked about was.

Never use coupons on full priced items.

Wait until the item you want to buy is at rock bottom in price and then use your coupon for it.

In 3 months of using coupons you should be saving 50% on your grocery bills.

Use your coupons to purchase food for the food bank and other worthy charities.

Everyone should have an Emergency food panty just like you have an emergency money fund.

Always have a price in mind of what you want to pay when it comes to your grocery shopping. Example for a box of cereal say that in your mind you will not pay over $2.50 a box and stick to that price when you go food shopping.

Look in your local newspapers and on line for coupons.

Also the Extreme Coupon Reality Show is rigged-ed but we all knew that right.

The event was interesting it's just that I live In New York and the presenters were from Las Vegas which you can not compare because their supermarkets is way cheaper then mine. I know I go to them when I visit Vegas and I love their prices.

                                        Have a Great Cheap Cheetah Week!

Spring Time

Good Morning Family How Are you Today? I just wanted to let you know that it's Springtime and it's time to get out and have fun! Yesterday I got got out and me and a good friend  went to a Movie Premiere, ate  movie popcorn  it was good to with a big bottle of water all for free. Why because with the summer coming and Spring  already here there are many events that you can go to for free and if not free then at a very low cost. You just have to know where to look. For example I am attending a  how to save with coupons event given my my local newspaper for free.  Look on line for free events in your area, look in your community newspapers, ask around I am sure that you can find some good free stuff to do with you and your children. I use eventbright when I look for free events in my area to go to. It's Spring having fun does not have to be expense it just has to be fun and cheap!  Personally I prefer free myself!

Also wanted to mention that I talked about a lot of free stuff on The Cheap Cheetah Money Show today. www.blogtalkradio.com/cheap-cheetah.
So when you get a chance listen in and tell me what you think? On that note have a Great Cheap Cheetah Day!

Money In The News

Good Morning Family How are you today? Just wanted to let you know that On Monday April 18th at 10:30 am New York Time. It's Money In The News on The Cheap Cheetah Money Show ™. So join me and let's talk money together since it's been a while. www.blogtalkradio.com/cheap-cheetah
 See you there- Have a great Cheap Cheetah Day!

Tax Time

                                      Good Morning Family How are you today?

Tax Refund - what are you doing with yours?

For some of us getting back money from Our Uncle Sam this year what are you doing with the money?

I just used it to pay off part of my student loan

 Repair our roof

I am paying myself back (to my emergency fund

 paying off the last of the debt

Paid my in laws off (28K)...officially debt free today.

Personally I get nothing back because I did not make enough last year. Darn it! I missed my income tax checks they came in handy.

Share with me some of the things that your doing with your income tax refund this year!

Have a great Cheap Cheetah Week!

Happy Sunday

Hello Family How are you today? Today I am not talking about money I just want to wish you a Happy & Healthy Sunday. Have a Great Cheap Cheetah Day!

Cheap Food Bills

Lowering my grocery bill

A few ideas:

• Do a better job meal planning.
• Make things from scratch rather than pre-made.
• Use leftovers for lunches, etc.
• Have a large freezer for storage.
• Buy things like meat when on sale in larger quantities, then re-package and freeze for future.
• Replace pop and bottled drinks with lemonade, iced tea, etc.
• Grow a garden, use the harvest and can or freeze the excess.
• Don't buy bottled water.
• Forget coupons. They are for expensive brand name convenience items. That said, with a sale and a coupon, they can occasionally work out to be a better deal than a store brand alternative but most of the time they are not.
• Focus on avoiding convenience foods and doing most cooking from scratch. It is far healthier and far cheaper. Buy store brands whenever possible.
• Always look for coupons in the grocery store and in your home circulars.
• The stores generic brands are just as good and sometimes better then the name brands-try them and see,
• Wait for a free admission to places like PJs. Costco Sam's club and see if you like their prices there. ( these are food warehouses)

 There are so many ways that you can lower your food bill you just have to think creatively and be willing to try less expensive things then your use to. Have a Great Cheap Cheetah Week!

I Love This Place!!

Good Morning Family. Let me introduce you to something that you probably have forgotten about. Yes it's  a place call the library and it's a cheapskate/frugal person's best kept secret because you can  do a whole lota stuff in that place for free!  Let me give you some examples of the many things that your local libraries offers to you.

 You can check out books or order books through their inter library order system

You can check out free Movies and CD and Dvd's for adults and kids are free

Various classes are offered for all ages.

 Some libraries have meeting room that you can use.

Computers usage the library offers

Free tax classes are offered and you can even get your taxes done at the library

The library offer free discount coupons for children and adult events.

I have used the library for many things like taking business and home ownership classes there.I have  used it to conduct meetings . I also have taken out several study and personal reading material from the library. Like I said it's a cheapskate/frugal person's free paradise when it comes to getting a lots of  free information. Just wanted to share that with you.

Have a Great Cheap Cheetah Week

                 

My library also checks out free passes to local children's museums, but I've never been organized enough to get one in time for the weekend.

library a cheapskate/frugal person's best place to do a whole lota free stuff in.

Happy April Fools Day

Happy April 1th Family. Be smart today and everyday don't let  someone make a fool out of you when it comes to your money. Because as the saying goes.... on heck you can read it right here!
Have a great Cheap Cheetah Day......