Taking A Chance

 Hello all well here's the story for the week. Do I take a chance and spend $10 on Mega million since the jackpot is a billion dollars! I spend $75-$100 a month playing lotto and maybe win $20 if I am luck and I said if. But to win a Billion dollars that's one heck of a win for $2. It's also a nice dream to have, you know I am going to spend the $10 to try and win who are we fooling here.

I have been trying to save money I am a Walgreens junkie and I like the coupons they offer. I went to get some things yesterday out of Walgreens had a coupon the total cost of all my items was 44 cents. Can you say I was happy Well I was😁. Anyway, the last thing that I have to do since I got a new car, and my old van is gone is sell my family house. It seems every time I try something else takes its place like a medical situation. But I am determined to get my house sold by Christmas. Wish me luck.

                                                      So that's My Story What Do you Think?

It's A Job

                                                                   Hello My Family

Happy 4th of July hope everybody had a safe and happy one.  Who every said that you can relax in retirement must have a lot of money. Because I am retired and it seems like I have another job and that's trying to keep a head of the bills, medical issues, repairs, personal issues. So much stuff it feels like a job to me. Being a cheapskate sometimes it's too much. There are just so many hours in the day that you can look for bargains. To be truthful I have not seen any that are worthwhile. Not to say that I have given up the each to save money Never! But with inflation it is a challenge and living in New York makes it a challenge times 2.

Where have all the bargains gone? Since we have had covid business seem to want double for products that are now smaller in size. All I can say is take one day and one dollar at a time and find out what your true values are when it comes to where and how you want to live your life and, on that journey, Life is short so enjoy it.

                    Have a Great Cheap Cheetah Day & Save that Money  

    

Laziness cost Me $$$

                                                                        Hello Family 

Being lazy cost you money. I am the perfect example of what I speak. I was to tired to cook yesterday so I got a King Kullen roasted chicken. Mind you I waited 45 minutes for the fresh ones to come out. When I looked at my bill this roasted chicken cost me $8.99 they use to be $5.99 last time I purchased one it was $6.99. I could not get over the fact that because my lazy self did not want to cook I paid $10 for a chicken when I could have easily purchased a cheap uncooked  chicken, some sides for that price. If I was lucky.

Me telling you all this is because being lazy cost us money. If you don't want to do something, you pay to get it done right. Wrong! If you can do it yourself then save the money and do it. I hate mowing my lawn, but it saves me $20 bucks every time I do it because that's what a gardener would cost me to do it. 

Anything that you can do to save you money do it. Especially with inflation at a all time high of 8%. In these trying time we have to make every and I mean every penny count and not be lazy.

                                        Have a Great Cheap Cheetah Day & Save that $$$ 

                                                       https://coinqueensyardsale.ecrater.com/

June 1th

Hello Family

Happy June 1th. It's almost summer time and the living is expensive. It's that nasty man called inflation. He has  made living expensive. It's hard to beat him even if you make good money. This nasty man called inflation is really putting  our frugal/cheapskate skills to the test. Heck I even had to take a refresher course  to sharpen my cheapskate skills because inflation is hitting me  like everybody else hard.

So what's a cheapskate to do. Here's some suggestions.

1. Go over all your banks, credit card, hospital statements to make sure your being charged correctly.  I find a lot of companies will either overcharge you or charge you for somebody else's services.

2 As far a food Walmart is even getting expensive and they were the go to guys for cheap eats. Look for mangers special's on everything especially meats. try finding alternative ways to get your food .Buying into shared  bulk purchasing  with friends and neighbors. Look for things that you can eat cheap beans, oatmeal, pancakes, bagels. Who says you have to eat breakfast food for breakfast. I eat breakfast food for dinner twice a week. If you need to see if in your area they are offering food boxes and if you really need it use the food pantries in your area.

3. Shelter now that's the only place besides food I try and get my bills paid on time. Homeless is not an option if you can get your rent reduced go for it. If you own a home, look for ways to reduce the cost. I look at  programs they offer here in New York to reduce my property taxes, I look into programs that are being offered to reduce my energy cost, water bills. Anything I can get a reduction on I go for it. I might not qualify for it but I still try. To me every penny I save counts and keeps me from being homeless.

4. Transporation with gas $10 a gallon it's cheaper to take public transportation, walking, biking. They say that it can get expensive to uber everywhere but if it cheaper then you driving then uber it is.

I know these are just some basic tips to beat inflation and they are some of the things that I do . What are you doing to try to beat that nasty inflation man to death. 

Share your ideas right here with me. 

 

Have a Great Cheap Cheetah Day & Save that $$$

https://www.ebluejay.com/store/coinqueen57

 

Memorial Day Weekend

  It's the weekend Well almost. Hi family with the weekend and family coming all at once what are we doing to save money and still be able to entertain our family for the holidays. Here's some suggestions from a cheapskate.

The norm is barbeque hamburgers, hotdogs and steaks but with the price of food. This can be expensive. Look at what you already have in your freezer that you need to cook and can make a holiday meal with. Hey that pot roast looks like a holiday meal. These chicken legs will taste good with some sauce on them. You get the point. This will save you money on buying food that's already overpriced.

Decoration $1.25 store has a few nice things. Also the colors are red, white and blue. See if you have any leftover decorations form other holiday events that would work just right with this years holiday event. Also party city and 99 cents stores might have a few things that you can purchase all for on clearance.

Don't be ashamed to tell your guest to bring something to the party. If they can not cook like me I brink the drinks or paper cups, plates etc,

Let the music play buy setting up a boom box if you still have one. Getting music off your iPad have it set up with speakers, What about using that stereo system for once that you have collecting dust in the corner. Turn it on and play those albums you have sitting with it.

Ask your friends and family if they have an inflatable pool, games. buy balloons and other things that the kids can do to have fun with out the cost. I have seen the dollar store carrying a lot of holiday items and things that the kids can play with during the event. all for $1.25.

             The most important thing is to have fun enjoy your company and save that $$

                                          Have a Safe & Blessed Holiday

Enough

                                                                        Hello Family

Happy Sunday. When is enough enough? Meaning how much money do you need to really be happy and pay your bills? Do you need 5 million, 10 million 1 billion to be happy. Let's talk about it when is enough enough?

                          https://anchor.fm/cheapcheetahmoneyshow     

                                  Have a Great Sunday & Save that $$$$

Happy May

                                                                          Hello Family

Happy May this month we need to flex our saving muscles. This is the month that you set your budget to saving more spend less. How do we do that.? First you need to make a budget to see what you're spending your money on. Shelter, transportation, energy, food, medical expenses, clothing, debt. Once the budget is made now you know how much everything cost. (YouTube has a lot of videos of how to do a simple budget) Now the hard part how much are you making money wize. Are you making more or less than what your spending each month. Once you get your budget in order. Find creative ways to cut back. You don't need new clothes, name brand food, name brand stuff. Good old fashion basic stuff will do and they last longer and taste better.

I know our lives are all different from each other, but you can do this you can flex your saving muscles and start to find ways to save and cut back. So that you can fund your retirement, pay off your bills, go on a mini-vacation. Heck get the repairs done to your home you have been putting off because you did not have the money. I know I have been there and done it.

What I am doing right now is lowing my credit card purchase amounts. Finding out what I can use credit card  points for. Looking over my car and home insurance. Looking over all the bills that come into my house to see if I need it or can I cancel it to save money. I have  fear factor on my side. The fear of being old  hungry and homeless that's what keeps me motivated and  trying to save as much money as I can because you never know.

                                       Have A Great Cheap Cheetah Day & Save that $$$

                                              https://coinqueensyardsale.ecrater.com/