Inside NCL Gem Cruise

Tips On What To Bring On A Cruise

On Vacation!

 Hey Family Just sharing some  Pictures of Me on Vacation. Cheap Cheetah Leaving cold New York for warmer places like the Bahamas.. Have a great Cheap Cheetah Day!

Two Days Only!!!

Good Morning My Cheap Cheetah Family. I am counting today so we only have 2 days left until the New Year and also until the challenges start. I love that Jan 1th is on a Sunday. So get ready because here are the challenges that we are taking on for 2017.

Twenty Dollar Challenge- You take $20 dollars and you try that  $20 in to $500 or more by the end of the year. Which means you sell your A** Off. Great Creative and find ways to make or save money to add to your challenge. The money you make for your challenge you can put it in to a  coin bank that you having around the house or start a holiday club with it, or simple put the money in an envelope and put it away. What I did was open a holiday club since it only cost me $1 to open one and I started putting my challenge money in my holiday club. That way the money goes in but will not come out until Oct 2017.  Remember your goal is to make $500 or better out of that $20.
 Some of the things I did to make money for my challenge was return my bottles got 70 cents , used coupons, all my lotto wins and if I sell stuff in my online store it all goes toward my Challenge. I am saving for a cruise in late  2017.

Coin Investment Challenge- This is saving all your coins until you have  saved enough to put that money toward an investment. Like  purchasing stock or buying something that you really need that will make you money. I am using my coins that I save to purchase Kellogg stock.  When you invest your coins in stock, Find a cheap stock that you like  and that you can buy direct from the company that way you are bypassing the fee that you would pay a broker. I purchased Kellogg for $65 dollars to start  and the ongoing price that I can buy stock from them is $25. So when I get $25 in coins I buy more stock.

These are the challenges I have been doing and will continue to do. If you have any more challenges by all mean share them with us. Have a great Cheap Cheetah Day and Save that Money!

First Snow

Hello My Cheap Cheetah Family, Happy Saturday. I woke up and look what I got. Yep that's snow and I had to shovel. Thank goodness it rained . So I shoveled slush instead of snow.. Here's the snow story. Have a great Cheap Cheetah Week and Save that Money....

Broke for the Holidays

                                                  Good Evening Family. How are you?
         How do you handle being broke for the holidays? Here's what some people do when they are broke during holiday time...

Ask the relatives/friends to just give gifts to the kids or just basics the adults need.

I would give out hand written gift certificates , for my aunt who had a hard time cleaning her home I would give her a gift certificate for one day of house cleaning, and I would give my mom a certificate for a picnic in the park for just the two of us. Nothing I offered cost any money but they were warmly received.

Give the gift of love. Write each family member/friend a hand-written note to tell them what you most appreciate and enjoy about them...recall past kindnesses or events you shared with them...
Everyone else knows we just don't do gifts, and after a few years my family has also gotten on board with that.

I personally stop giving gifts years ago. I give token small things to family and my friends I treat them to a lunch or dinner to places I have a coupons for and that works out fine for everybody.
                                So what do you do when your broke for the holidays?

Here's an Ideas

Hello My  Cheap Cheetah Family. How are you today? Here's a 2017  money saving idea for you.   Get an empty jar and sit it some place that you know you will notice it everyday. You can even decorate it if you like. The idea of the empty jar is this, every time you save money or make it the empty jar gets $1. So if you used a coupon in January and you saved money with that coupon the empty jar gets $1 or 50 cents you decide on what amount you want to put into the jar. But once you start you must continue to do it until the end of the year. So if I make money selling my stuff online I put $1 in my jar. If  I don't buy something that I need and make do with what I have it's another $1 for the jar.  Anything that you do that saves, or  makes you money the jar gets $1. By the end of the year I bet you have a whole lota dollars for whatever you want to do with them. So what do you think? Good idea right?

Have a Great Cheap Cheetah Day & Save That Money!

Twenty Dollar Challenge Update

                                Good Morning My Cheap Cheetah Family. How Are you today?
Here's the story for the week. It really pays to pay attention to coupons. I went to Sears, Yes I know they will be out of business in 2017. There goes my job search (LOL) Well they had a 20% off coupon if you spend $50 bucks or more. You know I spent that because I am trying to get some fresh things for my trip. That coupon saved me $19.89 which is going toward my challenge.
 
I won I won  $20 on a scratch off ticket. So that's good. Also I am doing some serious mystery shopping this month so that should add $75 to my challenge. So far it's been a pretty good month.

I did mention that I opened a online store but so far nothing special but I am trying. I have not stop rolling my coins for the investment challenge. Last time I rolled coins it was about $45 and I still got plenty of coins to go. will keep you posted.Have a Great Cheap Cheetah Week & Save That Money!

Something Funny

Happy Saturday Family. Just wanted to share something funny with you today. Enjoy your weekend!
                                          Save That Money From The Cheap Cheetah Money Show

Changes

Good Morning My Cheap Cheetah Family! Changes you know that there are only a few weeks left until we can kiss 2016 goodbye and say hello 2017. Have you thought about what your going to do when it comes to your financial life?  I have given mine some thought and the first thing I want to do is clear out all the clutter I have in my house. I want to live a life of no clutter. Second I want to get serious about my finances meaning I need to get really cheap which I must confess I have fallen off the cheapskate wagon this year. I  realized  since I'm not working I need to really consider what it is I want from my life and money.. I always tell you to think outside the book now I must do the same.  That's my 2017 plan what's yours???  Have a Great Cheap Cheetah Day & Save That Money!

Holiday Gift Saving Tips

A Cheapskate & Black Friday

                                 Hello My Cheap Cheetah  Family How Are You Today?

                      A cheapskate shops with a list on Black Friday.

Well, actually, a cheapskate always shops with a list.  One of the best ways to save money whenever you shop is to make a list of what you need to buy and stick to the list.  A scrap of paper works just as well as your phone.  Make a note of gift ideas, colors and sizes so you can quickly identify what you need as you shop. Always stay withing Budget.

A cheapskate shops Black Friday with a plan of attack.
You want to save money, that’s a given.  But you also don’t want to waste time chasing the deals.  A cheapskate plans which stores to shop at based on what items are most important to purchase. A Black Friday trip is also planned so that you don’t have to hurry from one end of town to the next.  A cheapskate may even have a parking lot plan for navigating busy parking lots.  A cheapskate knows exactly how much he or she can spend on items during the sales.  A cheapskate knows how to shop safely

A cheapskate shops without leaving home.
A cheapskate – especially a rural dweller like me – can save quite a bit of money, by simply shopping online at home.  A cheapskate will have some great ideas for saving money while  shopping online, including saving money on Amazon.  The best part of shopping online? No crowds.

A cheapskate who goes out to the stores on Black Friday brings a friend.
Carpooling allows to the Black Friday sales allows you to save money on gas.  And bringing a friend or family member can help you both divide and conquer the stores.  If you both have gifts to purchase in Toys and Electronics, one of you can go to each department and get what’s on both of your lists.  Then you can meet up at the checkout.  Having a buddy with you while you shop also keeps you from making a bad impulse buy.  Buddies are also great for helping you keep your sense of humor when dealing with crowds.

A cheapskate shops with a rewards credit card.
Yes, I did just tell you to use plastic! credit cards helps you to save money if you pay the bills in full when they comes.  A rewards credit card will help you earn additional cash back on your purchases.  In addition, most credit cards offer some purchase protections on things like electronics.

A cheapskate shops with coupons and online codes.
A cheapskate rarely pays full price for anything, and that still holds true on Black Friday.  Many stores offer money-saving coupons to be used in stores.  Just look around near the entrances of stores and buy customer service.  And be sure to check their websites.  If you’re the store’s mailing list, you may also get coupons in the mail or in your e-mail.   If you’re shopping online, you can almost always find online coupon codes  to help you save money and score free shipping.  Places like Ebates offers cash back on your purchases, too!

A cheapskate knows when to walk away from a deal.
A cheapskate is good about doing their homework.  They’ve usually researched the products in the Black Friday ads and have an idea of what items are really a bargain and what’s really just junk.   A cheapskate knows how to avoid impulse  shopping

And a true cheapskate might not shop at all on Black Friday.
The best way to save money on Black Friday is not to shop at all!  Spend time with your family and loved ones instead.  Think about other ways you can give meaningful gifts and experiences to your loved ones that won’t cost you much more than your time.  Just because we’re told to “Buy! Buy! Buy!” during the holiday season, doesn’t mean we have to do it.

A true Cheapskate would have purchased all of their holiday gifts, decorations and anything else that they needed during yard sale/flea market/garage sale season and say the heck with the store shopping.

A real Cheapskates plans for next years  2017  gift giving  holidays by  finding ways to make extra money toward it.Putting aside a percentage of their paychecks for it and also  taking advantage of the after holiday sales.
                                              Have A Great Cheap Cheetah Week!

Thanksgiving

Good Morning My Cheap Cheetah Family. I would like to know with Thanksgiving coming up real soon. How would you do a frugal/Cheapskate Thanksgiving? I have some ideas. First you would get invited to someones house for dinner that way you save money and don't have to cook. Or you tell your guest to brink a dish and you make the main meats. You got out to dinner in a restaurant that you have a coupon for. Or you prepare the things you already have at home and call it a day. Saving you grocery shopping stress and money. These are my suggestions what's yours???
                                                              Have a Great Cheap Cheetah Day!

Your Dream

                                Good Morning My Cheap Cheetah Family. How Are You Today?

What is your dream Economic Lifestyle

Great family, great friends.
Own our home.
Retirement funded.
  Enough money to do what we want.
A penthouse in Manhattan and in Tokyo

1. Travel: The ability for my family of 5 to live anywhere in the world when my children are on summer break

Time: I want to work 3 days a week

Give. I'd like to give to charities and research I care about

A well funded and early retirement. Living a comfortable, stress free lifestyle

If you could some how  have  your Economic Lifestyle if you don't already what would it truly be. Mine would be to have excellent health, a Banging Vegas Condo in a high rise building with low maintenance and enough money so I don;t have to worry about money plus can I add some cheap health insurance just in case.  

Have a Great Cheap Cheetah Week!

Sometimes You Need Fun.....

Hey Cheap Cheetah Family. Sometimes you need some fun in your life without the worry of money. So what do you think of my new hat it was 75% off. You like it right??
                                                       Have A Great Cheap Cheetah Day!

Stupid Spending

                                         Hey Cheap Cheetah Family.How Are You Today?

                             What stupid things did you used to spend money on?

I used to get my hair cut about every 5 weeks, so about 10 times a year, for $15 each time. About 10 years ago, I bought my own clipper for $15 and started doing it myself.

I spent money on laser hair removal. Yes $1000 but no more razors and no more waxing at a salon. I did a few areas.

I used to spend about $1330 a year in Starbucks before i go to work about 9 years ago. I then decided to start making my own coffee at home before I go to work (Folger's instant coffee). I saved about $800-$900 annually after switching. Works for me!

I spent too much on delivered pizza when the kids were young and I was working full time. It was so nice to just throw together a salad and open the door for dinner. I could've easily heated up frozen pizzas, they're equally unhealthy but a heck of a lot cheaper

Mind was spending $1400 in 3 months on losing lottery tickets. Now I only spend about $5 when the jackpot is to high to resist. Also I stop going to  my expensive hair dresser and found a cheaper one that does just as good a job as the expensive one and I go less then I did before.

So what's your stupid spending tale?  Have a great Cheap Cheetah Day!
 

Who Knew this about Suze???

 Hey Cheap Cheetah Family. I just finished watching this about Suze, Who knew she was ripping people off like that and I happen to have liked her... Oh well
                                                             Have A Great Cheap Cheetah Day!

Holiday Money

                           Good Morning My Cheap Cheetah Family. How Are You Today?

Let's talk about making a quick buck for the holidays. We could always use some extra money for the holidays to buy the extra's sides  for the turkey or pay some bills off or even better buy that extra holiday gift for someone. Well here are some suggestion to make a quick buck for the holidays.

1. Mystery Shopping sign up for mystery shopping companies and get to work. Warning mystery shopping companies are paying like $5-15 per shop. But heck pick up a couple of shops and you could make a quick $50 bucks or two in no time.

2. Get a Holiday Job in Retail. Home Depot, Sears. K mart. Lowe's are all hiring for the holidays. Heck you can even get  a job in the supermarket they are always looking for people during Thanksgiving week rush and after that.

3 Tried and True sell some stuff online. Look around and see what you can sell on ebay/amazon or even better open up your own online store and sell your stuff even  after the holidays are over.

4. Look for Surveys  that you can make some money from online. I have been looking myself and most of the surveys I see pay in gift cards. If you're  ok with that then look for surveys that you can take to earn you some gift cards. You know gift cards are like money.

5. Flea Markets/Church Fairs- With the holidays coming churches, school, out door/indoor flea markets set up holiday events. Look in your community paper and see what events you can set a booth up at  at and start selling your stuff. I use to sell at flea markets up until Christmas eve. Made some pretty good money to.

6  Donate- You know you can donate blood  and make money. Just a suggestion.

7. Advertise on Fiverr
If you haven’t heard of this website yet, Fivver is a place where you can buy and sell for just $5 a piece. For example, if you can create nice-looking images, offer a logo or graphic for $5. Likewise, if you’re a good writer, offer a 400-500 article for $5. It might not seem like much, but it’s a great start if you’re looking for extra cash!

8. Sign up for Direct Sales and Hustle
Working a direct sales business, such as Mary Kay, Scentsy, and Pampered Chef, takes a lot of work to become an income-producing business. However, the Holidays are a time when friends and family are thinking about buying gifts, so if you give it your all, you can effectively sell these items to them at a time when they need ideas most!

These are just some suggestion to make a quick buck before the holidays get here. If you have any more suggestion please share them with me I would love to hear them. Have a great Cheap Cheetah Day!

Have You Ever.....

Hey My Cheap Cheetah Family, Have you ever felt like running into the street shouting I am Financially Free and there's not a damn thing that you or any bill collector can do about it!!!
                                 Have A Great Cheap Cheetah Day!

Loving It!!!

Hello My Cheap Cheetah Family . How are you today? Just wanted to share how good this company is. Especially if your a senor like me and looking for all the discounts I can get because of my age. Did I just call myself a Senior and I am only 50 something!!! Well here's the story I wanted to use this phone service because it was so cheap and I get an AARP discount. I got my first bill today it was $53 bucks. I thought I was getting 45 days free according to the people I spoke to when I signed up for the service. Anyway I talked to someone today about my bill, they not only discounted my bill but put me into a cheaper service. Which will allow me to keep all the bells and whistles on my phone. I love this company. The best part for me is that I am saving $20 bucks because of it. My bills for two phone ( my and my partner have a phone) will be $30 bucks a month. That a $20 buck saving to me each month.  I will be putting that $20 bucks toward my twenty dollar challenge. A  Cheap Cheetah sista love getting a deal or even better getting it free!
                                              Have A Great Cheap Cheetah Day!

Best Tip Ever!!!

Hey Cheap Cheetah Family. I feel like giving you Something Special... If you share with me your best money saving tip that you use over the Holiday Season. The best tip will get a  Free Cheap Cheetah Tote Bag so that you can carry around all that great stuff you have saved money on! Get those tips into me before the end of November.  Looking forwards to reading them.
                                            Have a Great Cheap Cheetah Day!

Cool Money Quotes

Good Evening Family. I was reading these quotes and it is so true, both of them. So take heed and start turning your financial life around. You will be surprised at what you can accomplish if you set your mind to it. Have a great Cheap Cheetah Day!

Funny STuff

Happy Monday Family. Just wanted to simply share a laugh with you today. Have a great day stay safe, have fun and save that money. Love Cheap Cheetah!

Happy Halloween

Hey Cheap Cheetah Family, Just wanted to say Happy Halloween. Also the Halloween stuff is now 33% off. If you wait until Monday morning to get your Halloween goodies they will probably be 50% off. I went in to the official Halloween store today and it was empty. That's where I got the top picture from. So what are you doing for Halloween? What ever you do be safe have fun and stay cheap!                                                Have A great Cheap Cheetah Day!

Old School Savings

                                        Hello My Cheap Cheetah Family. How Are You Today?

Call me old school because I still believe in order to save money for anything like holidays expenses you need to set money aside for it in a Holiday Club. Do you still use a holiday or vacation club from your bank. I do, why because let's think about it for a moment. You say that your going to put money away for the holidays  next year. Because you realized this  holiday season  you spent way to much money that you didn't budget for.  I personally find myself spending more money in October and November.

So when the  New Year comes around you.  You promise yourself that you would start  saving money for that years holiday expenses. Your intentions are good  about saving but your follow thru not so much. Things come up and the money that you earmarked for the holidays gets spent on other things. Now what the holidays are here you have one of two choices. Either put the holiday on the credit cards or don't do the holidays at all. Meaning skip it until  next year when you have the money for it.  Which One is it going to be?


That's why I still use Holiday Clubs it helps me save for the holidays without the worry of spending the money before the holidays come. The best part is that I can open the club with $1 and put any extra money I get through out the year into the my Holiday club. I put it into the bank and now  the money can not be touched until the holiday season comes around. Its a safe and easy way for me to save for the unexpected expenses that always comes around the holidays. Personally I use my holiday check to go on vacation. Do you really think I want to be around all that craziness during  holiday time. Heck No!  Have a great Cheap Cheetah Day!

My Challenges

                         

 Happy Tuesday My Cheap Cheetah Family. How are you today? I told you I was serious about my twenty dollar challenge this time! Here's what I have done so far. I had a yard sale that netted me $125.00. I was surprised at that . The last time I had a yard sale I made only about $60 bucks. But that was ok. Whatever I sold from the yard sale would be one less thing that I would donate. Also I got to clean my garage out of all the stuff that was not needed. So cleaning out and making money was a good thing for me.

I also open a e creator store and used some of the things I needed to sell from around the house to open the store with. So my inventory so far cost me about $2. ( I got two things at a yardsale to sell)  The e creator store is free to open. I will be adding more stuff  from my home and If I  find it in yard sales    http://coinqueensyardsale.ecrater.com/ ( My store if your interested)

 I went to Atlantic City a couple of weeks ago and I won $140 on A 10 dollars in  free slot play I got from the casino. So I am counting that toward my twenty dollar challenge.

I am also doing some Mystery Shopping which I will add that money toward my challenge as well. 

I can say that for my Twenty Dollar Challenge I am up about $137. dollars or so. Which is a good thing for me. Since I started in Oct. Most of this money is going toward my 2017 Holiday Club so In November of 2017 I will have spending money for my California Cruise. Since I am unemployed at the moment. Every dollar I make counts.  So Who's joining me on This Challenge Family The More the Merrier... Have a Great Cheap Cheetah Week!


 

Venting About Crap Appliances

Who Cares

                                     Good Morning Family. Are You Saving Money Today?

   You know what I am so tired of everybody thinking that being a Cheapskate is such a dirty word versus being Frugal which is a nicer word.  I am a cheapskate and I don't care what people think as long as I am saving money and not hurting, disrespecting or taking advantage of anyone. I am good with my cheapskate status and proud of it. I come from a long line of cheapskates that showed me if I make some sacrifices I  can have some of the things that I really want in life.

Heck being a cheapskate help me to find the value in living for experiences with out the worry of where my next dollar would be coming from

Being a cheapskate help me to escape the political bull crap of a city job that over the course of the years I began to hate.

Being a cheapskate allowed me to pay off my home  my car and save for retirement  within the  on a salary that was less then $40,000 a year. So yes I am a cheapskate who cares as long as I can still save money and enjoy my life . You can call me whatever......
                                
                                                      Have a Great Cheap Cheetah Day!

Halloween On The Cheap!!!!!!

                                               Good Morning Family, How Are You Today!
Just wanted to let you know this Sunday Oct 23rd at 10:00 am New York Time ( show is archived as well) that on The Cheap Cheetah Money Show we will be talking about Halloween On The Cheap. So join me and let's talk ways we can save this scary money!!!
 http://www.blogtalkradio.com/cheap-cheetah 
                                                             Have a Great Cheap Cheetah Day!

Holiday Jobs Are......

Good Morning My Cheap Cheetah Family, Just wanted to give you a heads up if your looking for a holiday job this year. The stores are stating to hire for the holiday season. I always found my best time to go job hunting for a holiday job was the day I was off from my full-time job and that's on Columbus Day.
I interviewed for a Sears job last month  and I really wanted it but I was going on Vacation in December.  The personnel lady I interviewed with  stated that if I worked for Sears they could not approve my vacation time. I already have my tickets paid in full . So I could not work for them. Because I need my vacation more then I needed a Sears job at the moment. Maybe I will try again when I come back. So just wanted to give you the heads up. Have a Great Cheap Cheetah Day!

Good Monring Family!!

                                            Good Morning Family How are you today?
                    Just wanted to wish you a great week. Save that money and enjoy your life!
                                                           Love Cheap Cheetah.....

This Is Crazy.....

                           Good Morning My Cheap Cheetah Family. How Are You Today!

Who the heck Knew!!! I had to purchase a basic no frills . Really wanted cheap washing machine. The sale price was $377 but after the delivery charge, hose charge, set up charge, take my old machine away charge and warranty for 2 years it cost me $560! When the heck did appliances go up so much. And get this the machine is only good for like 7 years. Ain't that a kick in the head.... You know spending this much on a machine hurt my because I am true cheap cheetah!
                                                  Have a great Cheap Cheetah Day!

Happy Day!

                                Hey Family Hope You Had A Great Money Saving Day Today!
                                             Love Ya From The Cheap Cheetah Money Show™

Twenty Dollar Adventure... Score

                    
                        
                         
                             Hey My Cheap Cheetah Family.  How Are You Today??
Wanted to share with you that this week I turned my $20 dollar from my challenge in to $140 dollars. I used  my $20  to play the slots in Atlantic City and I won ! So that's why the video for the love of money by the O'Jays. Because I love winning me some extra Money!!! 
                                                   Have a Great Cheap Cheetah Weekend!

My Coin Investment

 Hey Everyone Just wanted to give you a coin investment update it's been a minute. Well I got my statement yesterday and I have about $500. invested into to Kellogg stock and that's just from saving coins from when I started.( This is old statement I am showing you)  I saved up $65 in coins for the initial  deposit. Remember it was $50 to buy in  plus admin fee of $15. Done with coins. Then I just stared saving my coins and every time I get $25 dollars or more in coins I send a check in to buy more stock. It was easy and I did not miss the coins. Besides I know that my coins are making me $$. So if you interested then you should try it to. Having your coins make you money it's also a great way  to get into the habit of  buying stock with not a whole lota $$.  
                                                          Have a Great Cheap Cheetah Day!

My Challenge Progress

                               Good Morning My Cheap Cheetah Family. How are you today?

 I told you that I was serious about my $20 dollar challenge that started in October 1. Yesterday  I  returned all the plastic bottles I had around the house for the 5 cents deposit. I got a whopping 70 cents for everything. I also had a 25% off coupon that I used from CVS drug store  that saved me $1.70. So my total toward my challenge was $2.40 which is going in my 2017 Holiday club when the banks starts it up again on Nov 1th. I am saving the money so next year in November I will have spending money for a California Cruise. You know a Sista  not working  right now, so  I am trying to think of ways to save some pocket spending money has my partner calls it.
                                                Who's joining me on the Challenge?? 
                                                Have a Great Cheap Cheetah Day! 

Happy October!

 Hello My Cheap Cheetah Family. Happy October Let's make this the best money having month Ever!!!

A Dark Side?

                                                 Hey Family How Are You Today?


I was reading this article about there being a dark side to be a frugal/cheapskate and I want you to read it and tell me what you think? Here it is http://www.huffingtonpost.com/entry/the-dark-side-of-frugality_us_57ed7c53e4b07f20daa10580
Do you really think there is such a thing as a dark side when it comes to saving $$$$?
                                                   Have A Great Cheap Cheetah Day!

Problems

           Hey Family Happy Autumn, How are you today?

Anyone Else have this issue where you desire to be frugal/cheap (not your need to save money but the desire to get the best deal possible) Prevents you from making a simple decisions regarding money?

  Easy, set a time limit on your frugal/cheapskate search. I do the exact same thing as you do and hate it when I purchase something and a week or two later it goes down by $10... not even worth the time for me to wait the week but it still pissed me off.
 

   I've overcome that by setting a time limit on my search. My last purchase was a laptop so I gave myself 2 weeks to find the "best deal" for the specs I wanted. After my time limit is up, I purchase the one I think is best and DON'T look back.

                                                                  Do you do this to??
                                                      Have A Great Cheap Cheetah Day!

Happy Sunday!

                                 Wishing My Cheap Cheetah Family a Happy & Healthy Day!
                                                             Save That Money!
                                                               Cheap Cheetah!
                                                         

Frugal Failures

                                            Good Morning Family How Are You Today?

 

Frugal fails?

Where you try to save but ends up costing more...

Every frugal purchase can be a potential pitfall.

Lots of folks spend big bucks on bicycle stuff, thinking they will drive less, and the bike and all its accessories end up gathering dust in the garage. Fail.

Lots of folks "cut the cord" to cable TV service, thinking they will save money, but then wind up spending just as much on Netflx and Hulu and Amazon Prime and so on.

Lots of folks buy bulk foods thinking it will save them money, but as studies show, much of it winds up going to waste for various reasons, so they end up spending more.

Lots of folks buy an electric car thinking it will save them on gasoline bills. But they wind up paying more.

Lots of folks buy rooftop solar panels thinking it will reduce their electric bills. But in the end they save little or no money.

Lots of folks buy insulation for their attic, thinking it will reduce their heating and cooling bills, yet it makes no significant difference.

Lots of folks pour money into home improvements thinking it will increase the value of their home and it never pays off.

Lots of folks buy home fitness equipment, thinking it will allow them to cancel their gym membership, but they never end up doing so, so they lose money.

Lots of people buy home soda makers, thinking it will allow them to buy fewer soft drinks, but it ends up gathering dust and the money is gone. Same with home coffee makers in an attempt to buy fewer Starbucks drinks. The coffee makers gather dust and convenient Starbucks location still gets plenty of business.

Lots of people buy campers, thinking it will allow them to save money on vacations. But the camper gathers rust in the driveway.

Pretty much any time somebody buys something with the plan to save money that requires discontinuing an activity, the activity continues and the gadget ends up gathering dust. Money lost. Fail. Rinse and repeat. The wheels of Materialism keep turning and the road to financial hell is paved with good intentions. A fool and his money are soon parted. There's a sucker born every minute. It's the American Way. 

Have a Great Cheap Cheetah Day!

Minimalist

                                             Good Morning Family Happy End Of Summer

What's the difference between being frugal and being a minimalist.

  Frugality/Cheapskate is focused on eliminating expenses that are unnecessary.

Minimalist is focused on eliminating complexity, especially the complexity that comes from possessing many "things". I always thought of it this way:

Minimalist = structuring your life in such a way that you can get along with the fewest amenities.

Frugal/cheapskate = arranging your spending so as to pay the lowest price to attain the things you need or wish to acquire.

For example, it is frugal to find the lowest priced deal on cellphone service. It is minimalist to live without a cellphone.

Of course, it is counterproductive to be one of those without the other, so most people leaning in that direction strive for a blend of the two enterprises.

                                     So are you a Frugalist/minimalist or cheapskate? 

                                               

                                                Have a great Cheap Cheetah Day!

September!!

                                Hey Family Wishing you the Best Money Saving Month Ever!
                                                Have a Great Cheap Cheetah Day!

Spending Foolish

                                            Happy Monday Family How Are You?

Do you say anything when you see someone squandering their money away?
We do nothing. If you try to give instruction like that to another adult they just resent it. I agree with whoever said that you should say nothing unless they now come to you for money. Any maybe even then you shouldn't say anything. It may just make them hate you and will accomplish nothing. If they are not asking you for money, say nothing. If they come to you for a handout or loan, then you can say what you want. However, be prepared for them to tell you that how they spend their money is not your concern. Even though you did not ask this, don't loan any money that you cannot afford to treat as a gift. Do you feel this way? Have a Great Cheap Cheetah Week!

Free Movies

                                              Good Morning Family. How are you today? 

Today I wanted to share with you a movie that I watched last night. Rage with Nicholas Cage. It was a good movie. The story was very good and the ending was a shock.. I will not spoil it for you because I want you to see it. The best part was not only the story but  it was free. That's right free compliments of my local library. You know you can get some great movies form the library. Of course they are last years movies but who cares. And yes you only have 3 days to watch them and return them but who care. And yes sometimes they don't play because they have been overused but who care. They are free. So you get a few that are bad just return them and get some new ones.

Look at it this way you get free movies, take $10  buy dinner and some movie popcorn. You relax with your family in your home  and the cost to you is what $10 or sometimes even less. To me that's a cheapskate's way to fun entertainment.  
                                                Have a Great Cheap Cheetah Day!

Being A CheapSkate Means..

                                                  Good Morning Family How are you today?

Well for me being cheap means that I have to do yard work, because I let my gardener go. He was to expensive and I realized for 1/3 of the price that I could do the yard myself and get some needed exercise. Yes it's hard work and I sweat a lot doing the work  but that's the price you have to pay when your a cheapskate like me.  Have a Great Cheap Cheetah Day!