Discipline

Hello Family How Are You Today? 

  Discipline

 You see everyone else going, doing ,spending, You want to do that do but.. Ways to find  discipline when it come to saving money.
1.You have to find a motivation that will get you started. After a good start, you begin to thrive on it. After a while, frivolous spending will leave a bad taste in your mouth.

2.  Think about when you were just starting out and the money was tight. You had just enough to cover your basic living expenses if that. Now that your older and making a lot more money. Go back to the mindset of your  younger years when the money was tight and paying for the basic was all you could afford. The rest of the extra money you have put that toward your saving goals, retirement, new car, home, vacation, education, new business.

3. Fear to me is the best motivator and a good way to become discipline  with your saving. Do a what if in your mind, what if I lose my job, my medical insurance is cut off, I lose my home, have an unexpected emergency. Nothing makes you want to save money more then fear. 

4. Set your goals and don't let anything stand in your way. This is where your will  to save will give you the  mindset to move mountains in order to achieve the money goals you have set.

5. I think it helps to know why you buy stuff. It's important to differentiate between 'need' and 'want'. I have watched my friend end up almost homeless because life threw her a curve ball and she didn't expect it. Mind you she had 30 years of living rent free but did not save a dime of her working income or was not motivated to change her money life.  Think about a situation that you know of about a friend, co worker, family member who got caught out there money wise because they were not  disciplined  with their money. Don't you be that person.

 6. Like anything in live you have to put blinders on when it comes to your saving goals, You have to say Heck No I am not spending this money on this crap this money is going toward... Whatever you goals is.

With the economy in tatters it's a good idea to make a plan and commit to paying down your debt and saving money for your goals. 

                                                   Have a Great Cheap Cheetah day & Save that $$